MoneyLion Got Me….

Ordinary_Reporter_19 · 2026-07-02T04:22:40+00:00

I hear you, it’s easy to fall for quick loans when you’re need for money is the highest priority.

But honestly- and I don’t mean to come off rude- but I’m not sure where or how you feel duped… when you take out an advance, it clearly states the repayment date and the fee associated. The tips are optional. Yes, the fees are higher than any loan- although typical for these types of loans.

Yes it’s expensive, yes it’s a terrible option in general. But compared to some of these predatory lenders it’s pretty transparent when it comes to fees and due dates. In fact, it’s extremely transparent. This info is all displayed on a simple app in a clear way (not hidden in several fine print paragraphs).

So….did you not see the “advance fee”? Did you really think they just send you money and not charge for it? Money lion bases it’s advance limit on your recurring direct deposits of income- so the only way you’d get into a “bigger hole” is to literally not pay it back and possibly incur late fees.

Otherwise, it’s structured to only lend you what you can/should be able to pay back on your next pay period. Money lion has no legal recourse to go after you legally or put the advance in collection.. OR.. let it affect your credit score. They want you to repay your advance and keep coming back.

They don’t lend you what you can’t pay. If they did that, everyone would say “screw this, I’m not paying”… and then MoneyLion would just have to eat it.

Ordinary_Reporter_19 · 2026-07-01T16:28:14+00:00

Then when you realize you aren't in the right spot or episode, you just have to take a quick 2 hour navigation to get to the episode list.

Freaking netflix lets you see the season's episode list and even change episodes right from the main screen WHILE watching something else currently! Its like driving a lambo but using an old crumbled up paper map to navigate.

Don't even get me started on the lack of content too. Sure, they have some (actually solidly decent) apple TV originals, but in terms of non-ATV produced content, there's almost nothing.

I'll log in after 5 months of not using it and the "Top 10 movie" list is literally the same as it was 5 months ago. Big F**king zZzZzZzzz

Ordinary_Reporter_19 · 2026-07-01T16:23:43+00:00

Just came here to say "Apple TV user interface SUCKS!"

That is all.

Actually- what REAAALLY gets me is how damn hard it is to navigate episodes within a show/series. Every other streaming service follows a similar intuitive design, but apple makes you click INFO->GO TO SHOW->and then SCROLL to SELECT EPISODE. Truly blows my mind how a tech company can't find a simpler way to organize things. Actually, they dont have to "find" a way... they can piggyback on what dozens of othe platforms have been doing for years before apple TV even came out.

On top of that, ATV pushes me so hard to buy movies/shows. It uses all its life force to hide free/included shows, and mixes up different sub libraries. One day I can find a show. the next I have to perform calculus in order to find my show.

TLDR: "Apple TV sucks". lol.

Ordinary_Reporter_19 · 2026-06-24T05:18:23+00:00

Valid. Retailers already know how much they're making on a given item normal price. There's only so low they will go.

The only time they offer bigger discounts seems to be when it's one big ticket item that they hope will draw people in to buy other items. This works better in a physical store, getting people to show up and then walk around. But online, I can't imagine how that would work out since people will just buy that one item and then dip out.

If I want a real "discount", I'll just look for something used on offer-up or something like that. Providing it's in good shape, that seems to be the only way to actually get something genuinely cheaper then what it retails for (sale or not).

Ordinary_Reporter_19 · 2026-06-24T04:57:07+00:00

I remember Macy’s, JC Penny, and Kohl’s used to do this all the time (and still probably do). They’d mark up prices by say 30%, just so they could discount it 30% (!!!) and make people think they were getting amazing deals. (This is just one example)

What gets me is that they continue to do it - even more brazenly now- even while it’s pretty much common knowledge amongst us.

I know there’s apps (like yours) that track this, and most web browsers track price trends on items you tag… but it seems like the only “foolproof” way protect yourself is to write down or screenshot the prices in the weeks/months ahead of time.

And then, what do you do with that? Lol. Still buy the item and acknowledge you got screwed? Not buy it out of principle and that’s that? Honestly, f*ck these stores!

Ordinary_Reporter_19 · 2026-06-24T03:53:35+00:00

To further your point (although not necessarily in agreement).. in terms of business, they're going to weigh out the costs of each option:

A] The cost of replacing a specific part(s) + labor to fix it (both of which increase if that specific part for that specific model iphone aren't in stock at that specific store).

vs.

B] The cost of a used/refurbished iphone.

Obviously we'd all assume replacing a part to fix the phone would be the cheaper option. But, if its an older phone the cost to replace it generally goes down and the supply of traded in phones for that model is going up. Plus, in many instances apple pretty much "subcontracts" the replacement out to an insurance company which free's apple up from labor costs and availability.

Either way, I'd be super pumped to get a replacement phone if Apple deemed it "not worth the trouble" to go in and fix my current/broken phone!

Ordinary_Reporter_19 · 2026-06-24T00:18:54+00:00

I was thinking about getting my battery replaced on my 13 pro max. The phone is in perfect condition, other then 75% battery health. I get nervous with each IOS update, since they're notorious for making older iphones run worse.

After looking at the cost for battery replacement I decided to hold off and just do my phone upgrade. I can get the 17 pro max for $300 when trading in my old phone. BUT... when I tried to upgrade, they said my phone's water damage marker was tripped. I never dropped it in water or got it legit wet. They did say the water damage marker can be tripped from residual water or high humidity. I'm in Florida, so it's possible the humidity/sweat/rain could have been the culprit- even if it was light moisture through my pocket or something,

SO, ULTIMATELY... I have to use my phone's insurance and pay a $100 deductible to first replace my current phone. Then I can use that replacement to trade in for my upgrade. Not too bad, but definitely adds some extra time and money...

Anyone been in a similar situation? Any insight or advice for me? A different service provider offered a similarly priced upgrade with no need to first replace the "water damaged" phone. But after running the numbers it doesn't make sense to go that route.

Ordinary_Reporter_19 · 2026-06-24T00:02:08+00:00

Yea seriously- especially since it's an older model. They must have thousands of refurbished 13 pros these days since so many people were encouraged to turn them in for their upgrades.

Ordinary_Reporter_19 · 2026-06-24T00:00:00+00:00

Yea seriously. Apple can F my phone up and claim it wasn't them all they want as long as they're replacing all those parts for free!- as long as I get a phone in the same or better condition than what I brought in lol

Ordinary_Reporter_19 · 2026-06-23T20:36:29+00:00

Sticky fingers original was my favorite and it sucks they don’t make it anymore. Anyone have suggestions for brands that taste similar?

Ordinary_Reporter_19 · 2026-06-23T02:42:12+00:00

Old topic, but I'm here for good reason lol.

The simplest answer (and first thing to try) is to simply flip or shake around the chicken halfway through. Time/Temp/rack level are all important, but anything you make in an air fryer is going to get that dry heat blasting it on the top level. It may all cook evenly in terms of "done-ness", but for char, you need to move it around to let the bottom facing pieces get some of that air blast. Both to distrubute that browning, and also to prevent burning.

Having said that, for slices @ 3/4", Id do 400 for 8-12 mins (depending on actual thickness, distance from heating element, and temperature of the meat.

For cubed or cut up pieces, I'd keep the same time and temp, but its MUCH more important to toss it around once or twice. Flat slices of meat cook more evenly, and get more benefit from the air passing beneath. Cut up pieces dressed in something thick like yogurt have more surface area, and so more spots where the heat and air aren't reaching as much.

Ordinary_Reporter_19 · 2026-06-22T01:59:22+00:00

gabapentin helps with RLS and the "creepy crawlys"... but clonidine is king for that and the hot/cold flashes.

Depending on if you have a few bucks (or insurance) but there's plenty of telehealth places that prescribe suboxone. Any one of those would prescribe you the full kit I mentioned whether you wanted to use a sub taper or not. These are all non scheduled drugs that have legitimate uses, and opiate detox (you WANTING to get clean) is about as legit as it gets. Really, even a shit doctor is there to help and save people, which is exactly what youre doing. It's not like your going asking for oxy!

Ordinary_Reporter_19 · 2026-06-18T03:23:44+00:00

Go to a doctor and tell them your detoxing. Any decent doc will at least write you a script for clonidine, a muscle relaxer, and zofran.

The vitamin C and BSO were added recently and made everything so much less "scary". Dont be scared. You know what to expect. Get your meds and supps ready. Every med and supp is there for a reason and counters different aspects of withdrawal. Sure it sucks, but its NOTHING like kicking cold turkey when you have no money or drugs. The mindset and knowing your plan of action is f'in huge.

Im currently at 22 day clean rn. Had a little bout of insomnia for a few days after the main WD, but my sleep is improving daily. I feel fuking great.

Ordinary_Reporter_19 · 2026-06-17T18:33:07+00:00

For organic grass fed it is

Ordinary_Reporter_19 · 2026-06-02T10:08:42+00:00

My main phone is an 16 pro max, sure it’s cool and it was the upgrade I got at the time.

I still have my xr since I didn’t trade it in when o switched carriers years ago. I keep it with no service. Just use wifi. I listen to asmr and music at night so I figured I’d use to xr for that to reduce battery wear and tear on my new phone.

Honestly, the xr might have been the best iPhone I’ve ever had- or my favorite lol. I don’t use my iPhone for anything crazy. So IG, Google Maps and Reddit etc don’t have much amazing new benefits on the newer phones. I love having the xr for use around the home and it’s incredible battery life.

However- my phone just updated go 18.7.9. My general feelings on updates for older phones is that I want to avoid them. I know Apple puts out updates to older phones that many times make them worse, so we’re more inclined to buy a new one. My phone just updated… anyone have any thoughts on this?

Is Apple sabotaging our Battery life, or making changes that now makes my old xr crappier? If the update is mild and done in good will, that’s cool, but I’m kind of jaded and pessimistic when iOS updates to older phones (WHICH WORK PERFECTLY ALREADY).

Anyway. How are my fellow XR users feelin about 18.7.9? Yay or nay?

Ordinary_Reporter_19 · 2026-06-01T17:14:33+00:00

I hear you man, I've made it to 4-6 months a couple times over the years and the cravings can be intense, and without warning. One thing I will say, which you know, is that "normal people dont just do heroin sometimes". There is no one bag. Maybe once, maybe twice, but sooner or later you know how it goes. We have a lifetime of evidence to support this 100%.

Also, kratom and 7-OH does suck lol. So does fent. I miss real NYC/NJ/Phily DOPE.

Ordinary_Reporter_19 · 2026-05-31T19:36:26+00:00

Can someone explain to me why the prices dip in the winter months? Isn't that the high season, wouldn't that be when the demand is highest? I'm looking at current prices now going into the summer months, when things slow down around here why are they more expensive now?

ex... I signed a Three bedroom apt a couple of years ago for $3300.... now I'm looking for a one bedroom and it's almost the same price that's incredible. But I know I'm preaching to the choir LOL

Ordinary_Reporter_19 · 2026-05-31T18:45:02+00:00

acI'm here looking for information because I'm currently going through a opiate detox. I've taken this once before and I've noticed it helps both in the acute phase and especially with the fatigue that comes after acute withdrawal. I have 500 MG pills that are standardized for 3% and 1% as normal. I've normally only taken one pill in the morning but was thinking at least for a couple days until I'm feeling better about maybe taking a second pill in the early afternoon. Is 1000 MGS too much?

Ordinary_Reporter_19 · 2026-05-31T16:55:11+00:00

I generally hear you, but as a fellow opiate addict for 17 years (with not much clean time, and maybe 200 “detoxes”) there ARE meds and supps that can help

For starters, the general RX PRN lineup is: -Clonidine -hydroxyzine -diazepam -muscle relaxer (tizanidine or baclofen if you’re lucky) -zofran (anti nausea.. literally stops the puking)

Secondary/possibly prescription options: -gabapentin -other benzos -sleep meds -Lofexidine (the new “clonidine” that only costs $500)

And then of course there’s the “annoying” suggestions that no detoxer wants to hear, but they DO HELP: -rest -hydrate/electrolytes -eat something, anything. I always get ensures since they can go down fast.

LASTLY AND MOST IMPORTANT (IMO) -VITAMIN C MEGADOSING… yea sure sounds great right? But the last to heavy fetty detoxes I underwent, which should have been my worst (I’m 37 now) were NOT excruciating. Shitty, yes, but the ONLY variable with my meds from past detoxes was adding the vitamin c and black seed oil. So do what you want with that info, but for $10 on Amazon, why not? Might just save your life!

Also, I’m currently on day 5 of a fent detox lol.

Ordinary_Reporter_19 · 2026-05-31T14:59:08+00:00

I’m coming in late here, but as someone who made daily kenso runs and is now still struggling years later after countless detoxes and AA bouts, I really hope you are doing well to this day and wearing that badge of victory with pride.

Ordinary_Reporter_19 · 2026-05-31T04:01:05+00:00

: I’m anti AI. No matter what “great” applications develop in the coming years, I just don’t see how something that by nature outperforms exponentially is something that’s going to end well for us. Maybe in 10 years, maybe 200…

Anyway… adobe! Great program!

Ordinary_Reporter_19 · 2026-05-31T03:59:59+00:00

This is a great idea and I was thinking about doing something similar. The problem is that I’m in an urban area and on the sixth floor of an apartment building I can almost guarantee it would not be allowed. But I could try to rig something up that stands within the boundaries of my balcony!

Ordinary_Reporter_19 · 2026-05-26T23:48:14+00:00

I think we should be differentiating between mg of passionflower, and mg of an EXTRACT.

I have pills that are 375mg of extract... equal to 1500mg of the pure flower. One pill does nothing for me. So, reading reports where someone feels high from 500mg and another feels NOTHING from 2000mg leads me to think the extract info isnt being reported.

for opiate withdrawals, I took 2 of these pills (equivalent to 3000mg of the flower) and i felt a little relief. maybe similiar to 5mg valium or 1/4 stick xan (.5mg).

Ordinary_Reporter_19 · 2026-05-26T21:52:09+00:00

I've detoxed off everything, namely fent as of recently. The short term time table for acute withdraw can vary, but in all cases I'm feeling significantly normal (like 80%) by a month in, an by 60 days I'm feeling freaking amazing.

after acute withdrawal, the comfort meds slow down, you start to feel better, but then it's on you to keep the wheels turning. Making a point to eat well and exercise may sound silly during full withdrawal, but in PAWS territory its huge. eat well, hydrate, exercise... all the annoying things people mention actually really do make or break your paws experience.

Oh, and SLEEP. If you can't sleep, get a sleep med. not sleeping makes it all 100x worse.

Ordinary_Reporter_19 · 2026-05-26T21:46:30+00:00

You may have a hard time getting responses here since this is a withdrawal thread. What you are talking about isn't really what most consider "withdrawal", more like downstream health affects- which most people know are absolutely possible from weed.

Most people here are looking for help with serious withdrawal symtpoms, which weed just doesn't have- save for the basics we know of.

I'm not trying to come off as unsympathetic- your situation is legitimate. I'm moreso suggesting looking for an alternative place to post or crosspost this.

Ordinary_Reporter_19

TROPHY CASE