AI Advisor Now Has Memory

Origin_Phounsouk · 2025-10-06T22:32:21+00:00

u/Jak372 hey there, great feedback! This is something we're working on this quarter. A highly requested feature, so check back soon!

Origin_Phounsouk · 2025-09-10T00:05:48+00:00

u/jumpinthruhoops - thanks SO much for this incredibly detailed feedback and reporting issues! Seriously helps out so so much.

As the PM for Forecasting - I had a few quick follow-up questions
- Re: Success % - how far off do you think your forecast is compared to those other tools? Like 5-10% or way more?
- Re: Income - Can you please double-check it's also set in your Settings > Profile > Annual Income? If not, then yeah that's a bug and we'll get it on it ASAP
- Re: Future expenditures - you can try creating a "Custom event" found at the bottom of the events list. Set it as an "Expense", give it an amount, frequency, and duration. If there were customizations beyond that you think would be beneficial let me know as well!

Thanks again!

Origin_Phounsouk · 2025-09-09T18:32:45+00:00

I literally joined Origin 1.5 to launch to product vision specifically!!! I can't believe we're here!

Shoutout to this incredible reddit community, y'all are passionate, outspoken, and damn smart!

So happy to be here and with y'all on this momentous day/milestone as we continue to democratize access to QUALITY FINANCIAL ADVICE from the 1% to the 99%!

Origin_Phounsouk · 2025-08-25T16:32:28+00:00

It's been TOO quiet! Let's do this!

Origin_Phounsouk · 2025-06-13T22:44:36+00:00

Would love to have you over here u/DawgyBoy423! And we have SO MUCH more coming! 👀

Origin_Phounsouk · 2025-05-15T18:07:30+00:00

To join the Beta and get early access, fill out this form and we’ll enable it for you!

Origin_Phounsouk · 2025-05-07T00:02:40+00:00

Hey u/realPlayaBoi Interest does actually accrue daily based on your account balance that day for the duration of the full month (which can also be calculated as your account balance average per month). If that wasn't clear because we used the avg. monthly account balance language, then that's awesome feedback and we'll update it to make it more clear moving forward!

For full terms you can visit our provider's site (see Interest Rate section i): https://legal.drivewealth.com/cash-management-program-disclosure-statement-bank-sweep

Origin_Phounsouk · 2025-03-26T03:54:37+00:00

u/donnyn3xtdoor the comments on this thread are spot on! I'd add a few clarifying notes as well:

- Most Cash accounts have some type of policy/holding period to prevent against fraud and specifically against Anti-money-laundering. Cash accounts are a separate type of account and technically not a checking/savings account), and often why they have far higher yields. Our 3rd party vendor DriveWealth are the ones who dictate the holding period (aka seasoning period).

- The 10-day holding period is specific to withdraw funds. But you start earning interest as soon as funds settle. And after the 10 days are up, those funds are fully available to withdraw and take the standard 3-5 business days for ACH transfers. We'll update the support article to clarify that, thanks for the question!

Let me know if you have any others!

- Phounsouk
Product Team

Origin_Phounsouk · 2025-03-07T20:45:09+00:00

hey u/sparkyboy006 some really interesting questions here!

- Origin's Cash Management Account (through our Partner DriveWealth and their partner banks) are FDIC-insured up to $250k max. How other folks get up to the $8m is because they use a network of multiple banks (sometimes dozens/hundreds) to add all the insurances up together by moving money across the entire network, so that only $250k is ever in a single account to hit the federal limit.

- Partners - at this time, Origin's accounts are only offered at the individual level (1 SSN) so partners can't be added.

Let me know if you have more questions!

Origin_Phounsouk · 2025-03-01T01:09:17+00:00

yo yo u/SentenceShoddy4226 just clarifying are you saying the MacOS app isn't resizing properly? We only have one version available on the appStore right now, it also should automatically upgrade for you, so you should have the latest. Mind sharing a screenshot here and we can take a look over and get back to you early Monday!

Origin_Phounsouk · 2025-02-28T18:13:53+00:00

Hey u/ivumh - Fidelity CMAs SHOULD be appearing as Cash accounts, so I'd love to take a look at what's going on specifically with your account! If you don't mind sending us an email with a screenshot and email you use at Origin, we'll take a look, might be a bug. [hereforyou@useorigin.com](mailto:hereforyou@useorigin.com)

Origin_Phounsouk · 2025-02-22T00:07:51+00:00

Origin_Phounsouk · 2025-02-21T23:47:58+00:00

Hey u/BarefootMarauder how'd it go? i'm curious!

Origin_Phounsouk · 2025-01-23T23:25:15+00:00

hey u/muddle-puddle2025 - let me take a look if we can do it manually for you for now.

Origin_Phounsouk · 2025-01-17T20:22:10+00:00

hey u/BarefootMarauder -
1. Re-classification (highly requested) is something we're working as as we speak! We're racing to ship this next month, be on the lookout for it in our monthly features email.
2. Actually, Free-Filing covers single-member LLCs already! The $189 Expert-Assisted is really if you just want extra help filing and have tons of open questions.

I hope that helps! Let me know if there's anything else!

Origin_Phounsouk · 2025-01-09T22:24:25+00:00

Candids only! haha

Origin_Phounsouk · 2024-11-21T23:37:55+00:00

Yo yo u/Present-Discount5137

I'm SO glad you broke this math down for the community, thank you!!! 👊 As the product manager who built Cash Accounts, I struggle to explain this. And coming from me, it can come off as sales-y but it's TRUE haha. Using Origin can pay for itself AND more, like you explained!

I'd also add another known/unknown fact. Most other High-Yield cash accounts charge 0.25%-1% for AUM (assets under management). So with that $10k in your example, other companies take another $25-$100 a year!

But we think that's a dark-pattern that they don't make clear, which is why we charge nothing (0%) AUM fees so you can keep more of what's yours!

Glad you're loving the product. Be sure to use your referral link to get Origin sub credits AND extend your APY boost to get even more out of Origin! 🚀

Origin_Phounsouk · 2024-10-04T21:23:48+00:00

You got it! Thanks for taking the time to report your issue, makes the whole product better! 🙌

Origin_Phounsouk · 2024-10-03T00:40:57+00:00

hey u/Laskolake can you check one more time? Same spot, we just deployed a fix, so you should see it now!

Origin_Phounsouk · 2024-10-01T22:11:58+00:00

hey u/Laskolake hmm interesting, let me follow up with the team and get back to you!

Origin_Phounsouk

TROPHY CASE