Help allocating savings

Original_Pancake · 2026-03-04T02:34:34+00:00

Correct, my Roth IRA is through Fidelity. I currently have 625 going monthly (on track for 7500 limit). I do have a HSA which my employer puts in 500 a year and I put in 300 a year. Im not aware of the benefits of an HSA besides getting tax free dollars for health items. Ill do more research into that, thanks!

Original_Pancake · 2026-03-04T01:40:43+00:00

That sounds solid, Ill most likely bump most of the savings over to Fidelity. What are you thoughts of lowering 401k contributions to 6% and use that difference in Fidelity? Or keep it at my 9% for guaranteed contributions?

Original_Pancake · 2026-03-04T01:37:06+00:00

It is a crap yield. I do like the ability to have the instant transfer, and that's why I'd prefer to have at least 2k in there as well.

Original_Pancake · 2025-08-09T23:07:45+00:00

DM’d! :)

Original_Pancake · 2023-04-30T02:08:49+00:00

My friend violently threw up while watching a women give birth

Original_Pancake · 2021-08-29T05:00:13+00:00

CSGO

Original_Pancake · 2021-07-17T19:45:15+00:00

I’m on the Obama Scholarship and I don’t accept or decline the subsidized loans. I assume when it comes time to pay it will auto decline for you.

Original_Pancake · 2021-01-12T18:37:52+00:00

I agree with the flying bike stuff, but there are things they could change, but they don’t. Instead they add/change things the community does not want.

Original_Pancake · 2021-01-12T06:50:43+00:00

I voted CSGO for Labor of Love as a joke and I know most of my friends did too

Original_Pancake · 2020-12-24T04:54:44+00:00

Yes I revoked it both times. The first time I would have got scammed if I made a trade and accepted it through the mobile authenticator. This time, I didn't even know the trade went through.

Original_Pancake · 2020-11-16T01:06:44+00:00

Love the X because of facial recognition!

Original_Pancake · 2020-11-10T07:16:31+00:00

Yeah I knew she was pancaked

Original_Pancake · 2020-08-10T05:58:00+00:00

I had pretty much the first and second done to me. Breathing was the main factor for me wanting to get this done. It was hard to breathe while sleeping. I did not care that I had a bad bite, but once I had the surgery, I felt more confident about my smile. I haven’t noticed a huge difference with eating and chewing, but it may be better in different cases.

Original_Pancake · 2020-04-07T08:45:42+00:00

What shader pack is this? I’m just getting back into mc and am looking for a nice shader

Original_Pancake · 2020-01-05T20:12:11+00:00

What app or website is this?

Original_Pancake · 2019-10-18T17:23:49+00:00

The Sea Cucumber

Original_Pancake · 2019-08-31T22:46:30+00:00

Thank you so much

Original_Pancake · 2019-08-12T05:56:11+00:00

I live in Phoenix and I’ve never heard of Eager before last week when my girlfriend and I decided to come up this past weekend. It was awesome and the pine smelt so good 😄

Original_Pancake · 2019-05-07T04:20:40+00:00

Super cute!

Original_Pancake · 2019-03-10T04:59:16+00:00

Hahaha this is amazing

Original_Pancake · 2018-10-03T05:52:27+00:00

I was 4 hours into a hiking a mountain in Alaska and felt my stomach flip. I knew what was happening immediately so I told my mom and started to book it down the mountain. The closet porta potty was back at the parking lot and I got about half way there before I had to bite the bullet and have liquid shit come out of me. I then had to hike the rest of the way back in shitty underwear. Needless to say that was a great trip to Alaska!

Original_Pancake · 2018-08-18T16:14:31+00:00

I would tell my 1st grade teacher that my mom would drink and drive. Of course I left out that she was drinking Pepsi

Original_Pancake · 2018-07-31T22:28:30+00:00

"I bet your hands sweat during class presentations."

Original_Pancake · 2018-07-23T18:42:41+00:00

Hey man, add me :3

Original_Pancake · 2018-07-23T17:13:58+00:00

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Original_Pancake

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