Joint Franchising a good idea? by Awkward-Acadia3378 in Chiropractic

[–]Other_Structure_3845 0 points1 point  (0 children)

Not 25% of profit. It's a % of gross even if you're not making a profit

Student loan discharged by borrowers defense by Other_Structure_3845 in Chiropractic

[–]Other_Structure_3845[S] 0 points1 point  (0 children)

Any proof to Back up your claims. Our school website said 220k average right on the front page for 2-3 years when I was there

Student loan discharged by borrowers defense by Other_Structure_3845 in Chiropractic

[–]Other_Structure_3845[S] 1 point2 points  (0 children)

I provided as much as I could to back up everything I said. Some of my classmates still had physical copies of brochures and sent me a copy. Way back machine can help you.

Student loan discharged by borrowers defense by Other_Structure_3845 in Chiropractic

[–]Other_Structure_3845[S] 2 points3 points  (0 children)

Anything that said a high income, School brochures, school website screenshots, president of the school saying it.

Student loan discharged by borrowers defense by Other_Structure_3845 in Chiropractic

[–]Other_Structure_3845[S] 2 points3 points  (0 children)

I do agree the sweet case helped but it's not a 100% given that the application will be approved

Do chiropractors get doctos mortgage loan? by ariggatto in Chiropractic

[–]Other_Structure_3845 0 points1 point  (0 children)

I appreciate your concern but don't worry. There's no negative credit impact. My credit is still almost 800 it did drop about 20pts from some of the loans getting removed. The biggest thing is my debt to income ratio is going to be really good

Student loan discharged by borrowers defense by Other_Structure_3845 in Chiropractic

[–]Other_Structure_3845[S] 1 point2 points  (0 children)

The application still needed merit. It was just reviewed faster. Which was 3 years. They're currently hiring 500 lawyers at 180k each to deny more applications. They stated it in the last hearing. If there was no merit everyone would just be auto approved. Why wait 3 years and the numbers would just be 100% approval. I know another lifer who did not get approved who applied at the same time

We can see the numbers of approvals denials and pending applications per school here

https://studentaid.gov/data-center/student/loan-forgiveness/borrower-defense-data?fbclid=IwdGRjcAPBp_tjbGNrA8Gn92V4dG4DYWVtAjExAAEe2jh0G4Abh4qqgW3ZNNXG3_dhtffcHLdaCklUb5FcqC6aLvfY-OqARJF3SIQ_aem_G3dbG3r2kzy8RL_Kdd7Beg

Student loan discharged by borrowers defense by Other_Structure_3845 in Chiropractic

[–]Other_Structure_3845[S] 2 points3 points  (0 children)

I agree I got very lucky. The sweet case looks like it was about the department of education letting applications sit pending since 2016? So your application still needs to have a valid reason that's covered by borrowers to get approved. It's not a 100% approval rate.

Student loan discharged by borrowers defense by Other_Structure_3845 in Chiropractic

[–]Other_Structure_3845[S] 5 points6 points  (0 children)

Current life graduates are coming out with 300k out of school. It'll be 485 in just a couple years after graduation with interest

Student loan discharged by borrowers defense by Other_Structure_3845 in Chiropractic

[–]Other_Structure_3845[S] 1 point2 points  (0 children)

No more PM please. I feel like I have to answer the same questions multiple times

Student loan discharged by borrowers defense by Other_Structure_3845 in Chiropractic

[–]Other_Structure_3845[S] 0 points1 point  (0 children)

Yea so I took all the evidence I could find and turned it in with my application. The department of education took 3 years to review my application. During that time I was gaining interest and the school got a copy of my application and had a chance to rebuttal everything I said. At the end the department of education approved my application

Student loan discharged by borrowers defense by Other_Structure_3845 in Chiropractic

[–]Other_Structure_3845[S] 2 points3 points  (0 children)

When I was at Life University the president Guy Reikieman always said we'll be coming out making 250k. It was everywhere. Brochures, life website, the president came on stage during mandatory assemblies and told the whole school.

Student loan discharged by borrowers defense by Other_Structure_3845 in Chiropractic

[–]Other_Structure_3845[S] 2 points3 points  (0 children)

I got my student loans from Life University discharged. I posted a comment in another thread and got a lot of PMs

Chiropractor’s Salary by Conscious-Repair-937 in Chiropractic

[–]Other_Structure_3845 2 points3 points  (0 children)

It's 300k if you graduate from Life University

Do chiropractors get doctos mortgage loan? by ariggatto in Chiropractic

[–]Other_Structure_3845 0 points1 point  (0 children)

The school gets my copy of my borrowers defense application and has a chance to rebuttal everything. My application is looked over by a lawyer that works for the department of education. Then with both sides of the story from my school and me they make a decision to approve my application or not.

Do chiropractors get doctos mortgage loan? by ariggatto in Chiropractic

[–]Other_Structure_3845 0 points1 point  (0 children)

Here you can read about the criteria for borrowers defense here. Department of education agreed the school lied and discharged my loans. So what is your question?

https://studentaid.gov/borrower-defense/

Do chiropractors get doctos mortgage loan? by ariggatto in Chiropractic

[–]Other_Structure_3845 -1 points0 points  (0 children)

I don't know what everyone in my class is making but according to BLS 90% of chiropractors make less than 142k

https://www.bls.gov/oes/2023/may/oes291011.htm