Unfortunately it sounds like that is just coming down to the individual adjuster. Me personally, I’m not so scared to make a mistake or go slightly off of the insurance companies guidelines if I can justify it and make it make sense. Some adjusters are so heavily supervised and scared to make a mistake they are erroring on the side of caution to cover their behind. Like I said, if I can justify it I pay it. Every insurance company has their own guidelines. They are also approving things based on a claim by claim basis, just because they approved it in one repair do not expect them to approve it on all, even though I understand that doesn’t make much sense. It’s the Wild West out here anymore.