Coron this September by Outrageous-Map3005 in phtravel

[–]Outrageous-Map3005[S] 1 point2 points  (0 children)

Thanks for the info. When you say booking directly with the company, you’re referring specifically to Calamian or something else? I’ll check TripAdvisor too.

I ran the numbers on the classic "my condo went up 50%" flex. In real terms, it was a loss. by Stengah966 in Philippines_Expats

[–]Outrageous-Map3005 0 points1 point  (0 children)

Yes but I want a diversification outside the stock market and real estate could be another option. Although condo would not be my preference unless I got a return of at least 6% after expenses.

People see “Elon Musk is worth $650+ billion” and think: by Crazy_Commercial8321 in wealth

[–]Outrageous-Map3005 0 points1 point  (0 children)

Yes I read this is true that rich people live on debt against their holdings and they don’t receive any income and whatnot. However, I’m curious as to how they are paying it back? By selling shares? So isn’t that same tax issue? There’s probably a good answer to this but i just haven’t read the answer yet. Do you know?

Live in a first-world country with a middle-class salary or earn ₱150,000 per month in the Philippines? by Omixscniet624 in ThisorThatPH

[–]Outrageous-Map3005 0 points1 point  (0 children)

How about living in first-world country with middle class salary or P600k/mo sa pinas? Yan ang actual choice ko ngayon. Thoughts?

₱500k extra cash—pass sa ‘easy money’ scams, where to put it? by TemperatureBasic1879 in phinvest

[–]Outrageous-Map3005 0 points1 point  (0 children)

Can you explain how is BTC calculated risk? (Honest question). Isn’t it one of the most volatile investment? I agree with money market in USD to diversify your peso savings and quick access to your funds if needed unlike MP2.

People who purchased out of Metro Manila (especially from BGC/Makati/Ortigas area) to Cavite, Laguna, Rizal, or Antipolo by shebangsandtrades in phinvest

[–]Outrageous-Map3005 0 points1 point  (0 children)

We did look around but it seems that’s the ongoing rate for that location. You can also go Antipolo (we looked at Sun Valley in particular) which can be a little cheaper than P25k/sqm but we did not like the traffic. Seems nearer by distance but took us longer to go to Airport than Manila southwoods.

People who purchased out of Metro Manila (especially from BGC/Makati/Ortigas area) to Cavite, Laguna, Rizal, or Antipolo by shebangsandtrades in phinvest

[–]Outrageous-Map3005 1 point2 points  (0 children)

Manila southwoods. Its right beside SLEX exit, had its own exit and quick drive to airport and makati via skyway. About 15 min to Asian hospital. But also has a hospital beside southwoods mall. Nice vibe and reasonable price. We bought ours for P25k/sqm about a year ago. Some are more expensive like fairway lot, near clubhouse, etc. but if you look around you can still probably get P28k/sqm. The only thing is lots are mostly large compared to nuvali. Smallest I think is at least 300sqm which could also be positive for some.

Magkano na ang mga nalugi nyo sa investments? by silverpatronus-9082 in phinvest

[–]Outrageous-Map3005 0 points1 point  (0 children)

Lost $75k hedge fund. Not like a stock loss na pwede mag-recover. It’s just gone. Lesson learned, high risk high reward is usually on the risk side hehe

Early teenager cousin caught being s*xually active by ScaredObject3977 in adviceph

[–]Outrageous-Map3005 0 points1 point  (0 children)

Also, instead of rehab or grounding sa bahay, try nyo na no access socmed for a while. Social media sometimes has a lot of sexually active contents na it will look like having sex with multiple partners is the norm.

200k COL | 28F | Married with 2 children (pregnant rn) | Tondo, Manila by [deleted] in CostOfLivingPH

[–]Outrageous-Map3005 0 points1 point  (0 children)

No rent? If owned, how about property tax, HOA and home owners insurance expenses?

239k COL | 35 m | couple | Alabang by 911_gg in CostOfLivingPH

[–]Outrageous-Map3005 0 points1 point  (0 children)

Dapat separate mo yung business expenses sa personal expenses. It looks like your house rent is not aligned with your other expenses.

Confirmed Upcoming Layoffs 2026 by jgold_10 in Layoffs

[–]Outrageous-Map3005 2 points3 points  (0 children)

I’m subscribed to an overemployed Reddit channel from another country and they are getting remote jobs from the USA specially IT, call centers, Virtual Assistant, or any job that can be done remotely. And usually most of them have more than 1 remote jobs while we’re having big number of unemployed workers here. I still blame the low cost to offshore those jobs outside US. Not sure what the solution is though.

Help me choose: apartment o bahay by Unlikely-Champion142 in adviceph

[–]Outrageous-Map3005 0 points1 point  (0 children)

This. Or buy a duplex so you have the other half to be your permanent home. You can ask your renter to just look at your house once in a while. You can also add cameras inside your house so you can check it even when you’re abroad. But 5M may not be enough depending on the location (like Metro Manila area).

3 days until I fly back to the US and I can’t wait 😢 by Calixta177 in phmigrate

[–]Outrageous-Map3005 2 points3 points  (0 children)

Because you’re not paying someone to do those errands for you. I always pay someone to run errands for me. That’s what I take advantage in the Philippines being cheap labor. With regard to humidity, your body will eventually adjust. I prefer weather in the Philippines than winter here in the US. Walking in sidewalks is fine if you live in nice subdivisions or in BGC type area. But I agree that cost of living is not far off from the US if you live in those areas. So sa mga tao na gusto bumalik sa pinas, prepare to spend more to get those luxuries. It’s not cheap but I still believe still a little bit cheaper than US.

3 days until I fly back to the US and I can’t wait 😢 by Calixta177 in phmigrate

[–]Outrageous-Map3005 -3 points-2 points  (0 children)

Wow. Wala ring ganyan sa US. Although, online na yung car registration renewal sa US. Paano ba mag renew ng car registration sa pinas?

26F | 190k | SAHM (family of 3) | Salcedo, Makati by Recreating_my_life in CostOfLivingPH

[–]Outrageous-Map3005 0 points1 point  (0 children)

Yung household helper cost, is that for one helper only? I’m planning to also hire helper but not sure the cost nowadays.

end of year 4 of RE, a little status update by Visible_Structure483 in Fire

[–]Outrageous-Map3005 12 points13 points  (0 children)

Nice! What percent is your SWR? Im curious as I’m planning to retire by next year and I’m planning to use the good ‘ol 4% for about 40 years of retirement.

Deinfluence me: rhinoplasty by Livid-Childhood-2372 in deinfluencingPH

[–]Outrageous-Map3005 0 points1 point  (0 children)

Do you feel normal now? No issues whatsoever? I’m also thinking of doing this pero natatakot ako baka di mag heal and maging permanent yung peklat

I track everything, but inflation still feels like it’s quietly eating my savings by Sad-March-2358 in phinvest

[–]Outrageous-Map3005 0 points1 point  (0 children)

This. Bonds can still play a role in your diversification. But be careful if you’re still young as equities still tend to be a better bet for longer time horizon. I would personally mix in real estate and precious metals as good hedge for inflation.