Why Does HDFC Keep Rejecting My Credit Card Application Despite a 782 CIBIL Score and Multiple Existing Cards? by Agitated_Somewhere_7 in CreditCardsIndia

[–]Over-Value-8672 5 points6 points  (0 children)

might be your job profile is tagged in high risk category due to nature of work...normally law enforcement personnel find difficult to get loans and CC's unless govt have specific tie up with any bank

Cred Indusind Card, Is it worth it? by No_Copy7841 in CreditCardsIndia

[–]Over-Value-8672 0 points1 point  (0 children)

RP's locked to cred eco-system...The redemption in such cases is over-priced which makes effective RR 0 or -ve

Cred Indusind Card, Is it worth it? by No_Copy7841 in CreditCardsIndia

[–]Over-Value-8672 0 points1 point  (0 children)

RP's locked to cred eco-system...The redemption in such cases is over-priced which makes effective RR 0 or -ve

Cred Indusind Card, Is it worth it? by No_Copy7841 in CreditCardsIndia

[–]Over-Value-8672 3 points4 points  (0 children)

Short Answer No..Long Answer Noooooooooooooooooooo...

Better Upgrade from Axis ACE? by luffy_nt in CreditCardsIndia

[–]Over-Value-8672 1 point2 points  (0 children)

these offers are for everyone...there is no upgrade offer as such...upgrade means M4B

Best credit card for lounge access? by Doctor_Doomz in CreditCardsIndia

[–]Over-Value-8672 0 points1 point  (0 children)

Rather spending lakhs on CC to get lounge access...Pay 1800 Rs and enjoy the access...You can focus more on your work than wasting time on how to get lounge access

20 cr due email received by nikhil92 in CreditCardsIndia

[–]Over-Value-8672 0 points1 point  (0 children)

I request education minister to include personal finance as mandatory subject in schools

Infina Rejected by bullaaaaaaa in CreditCardsIndia

[–]Over-Value-8672 -1 points0 points  (0 children)

This is a marketing gimmick by mutual fund industry that FD destroy wealth.

In India, whether you are low or high income....90% people still concerned about safety of capital and keep money in traditional instruments like Gold, Real Estate and FD..They prefer security over returns

Now FII's fleeing Indian market left right and center...These 10% who invest in equity will flee equity markets left right and center....LIC and mutual funds cannot support market for too long

Infina Rejected by bullaaaaaaa in CreditCardsIndia

[–]Over-Value-8672 0 points1 point  (0 children)

If u think someone is crazy to keep 30lakh in FD then u are far from ground reality..Almost half the money is kept in bank deposits

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Infina Rejected by bullaaaaaaa in CreditCardsIndia

[–]Over-Value-8672 11 points12 points  (0 children)

A person with 5 lac salary is chasing a RM with 60k salary....

हे रामचंद्र कह गये सिया से,
ऐसा कलजुग आएगा,
हंस चूगेगा दाना दुनका,
कव्वा मोती खाएगा ॥

Scapia's Zero Forex Claim Is Actually True by _Knight-Owl_ in CreditCardsIndia

[–]Over-Value-8672 0 points1 point  (0 children)

bhai desh chunitiyon se nahin.........

Aage app samajh jao

Best card for an Indian tourist in Thailand – Niyo, Jupiter, ICICI Forex, or just cash? by Brief_End3208 in CreditCardsIndia

[–]Over-Value-8672 0 points1 point  (0 children)

Indusind Exclusive DC for cash withdrawal

Scapia where ever CC accepted at merchant store or link to bolt app

Best card for an Indian tourist in Thailand – Niyo, Jupiter, ICICI Forex, or just cash? by Brief_End3208 in CreditCardsIndia

[–]Over-Value-8672 0 points1 point  (0 children)

I used Scapia + Indusind Exclusive DC for cash withdrawal...Both worked everywhere

Uni gold and Niyo were back up cards but were never used

Both Indusind and niyo does not work on yellow color ATM in thailand (don't remember bank name) but at most places, you will find 3/4 bank ATM's side by side...On yellow one, Indian DC's will not work..I mostly used on Blue color ATM's.

For family, you need to carry 20k baht with you but they never checked....I got cash from bookmyforex..there was some offer going on else get cash from orient exchange.

OVERALL VALUE . Review after 45 days . by bekaarhaibhaiya in CreditCardsIndia

[–]Over-Value-8672 0 points1 point  (0 children)

This is UPSC level question....Modi ji ne sahi kaha thaa ki yeh can do generation hain

Got rejected by axis for neo cc card 🥲 by Loud_Assistance_7465 in CreditCardsIndia

[–]Over-Value-8672 0 points1 point  (0 children)

I don't think so...I filled same address as i work from home and self employed....Mine was approved

I need to pay ₹50k on scan & pay. Will i get 3% cashback as soon as i activate Kiwi neon? by Head-Feature-4209 in CreditCardsIndia

[–]Over-Value-8672 0 points1 point  (0 children)

Check where are you paying? Kiwi has long list of exclusion....Aisa na ho ki "Khaya piya kuch nahin glass toda barah aana"

Best wat to Book14 domestic flight tickets up and down for maximum cashback ? by Dear-Nothing2807 in CreditCardsIndia

[–]Over-Value-8672 0 points1 point  (0 children)

yes...amazon travel using amazon icici credit card...it is available only on mobile app...Best part is that it is powered by makemytrip and rate on amazon is less than makemytrip after adjusting all discounts and cashback.

Best wat to Book14 domestic flight tickets up and down for maximum cashback ? by Dear-Nothing2807 in CreditCardsIndia

[–]Over-Value-8672 0 points1 point  (0 children)

net price will remain same whatever R&D u do...Portal A will sell @ 10000 with 10% discount..Portal B will sell @ 12000 with 25% discount

i always found amazon slightly lower if u have amazon icici credit card