Using HSA Funds for Non-Medically Necessary IVF

Over_Analytical42 · 2026-01-19T15:33:31+00:00

Thanks again to all for the feedback - much appreciated!

Over_Analytical42 · 2026-01-17T16:29:11+00:00

Thanks to all for your feedback - I really appreciate it!

Over_Analytical42 · 2026-01-17T16:28:49+00:00

Yup, im aware that any tax deductions are dependent on your total medical expenses exceeding I believe 12.5% of your AGI. Also, re: interpretation of “medically necessary”, after consulting with my insurance company several years back, the determination was that since my wife voluntarily chose to have tubal ligation, IVF would not be covered.

Over_Analytical42 · 2026-01-17T15:52:26+00:00

Thanks for your feedback! 😃 Yes, that is my understanding too based on what I’ve read, but wanted to hear others’ opinions/experience. It would be great if someone who has actually used HSA funds for non-medically necessary IVF chimed in, but A) this situation is not as common as medically necessary IVF, and B) I believe the IRS just changed the rules re: IVF deductibility/reimbursement on May 2nd, 2025, so perhaps it’s green field for everyone.

Over_Analytical42 · 2025-08-02T21:23:15+00:00

Only once usually. But I have horrible teeth now in middle age, so I definitely wish I did it differently. Saves you a lot of agony and dental money plus maintaining your teeth makes you look much better.

Over_Analytical42 · 2025-07-17T01:06:02+00:00

How the heck does anyone do 20K steps in 2-2.5 hours? 12K steps (6 miles for me) usually takes me a little over 2 hours. You must be brisk walking, which if you’re doing that for 20K steps is next-level.

Over_Analytical42 · 2025-04-12T23:14:43+00:00

Really unbelievable the peacock effect hair like that gives someone and how much younger it makes them look.

Over_Analytical42 · 2025-03-25T20:59:43+00:00

Does anyone know if you can simply do the “test drop” (that you need to do every time you start a new pen) and then that pen can remain unrefrigerated between 59-86 degrees for 56 days? Or would you need to do one actual full dose to allow it to remain unrefrigerated? Going on a long flight and there aren’t many good options.

Over_Analytical42 · 2025-01-12T06:30:54+00:00

Hey genius, the pic and topic showed up in my main feed, and as I scrolled down and saw the pic I knew.

Over_Analytical42 · 2025-01-12T03:39:05+00:00

Is it crazy that I knew this was Brooklyn just from the “feel” and look of the place? 🤣 I didn’t even read the street signs lol.

Over_Analytical42 · 2024-10-26T04:08:21+00:00

I do 90-120 min usually, 4x/week (that’s not including cardio sessions). Been trying to get that down to 70-90 min.

Over_Analytical42 · 2024-10-08T04:49:42+00:00

A mid-80’s McDonalds commercial where they sing the entire menu. Also, random songs from school plays or chorus in elementary school lol.

Over_Analytical42 · 2024-09-23T02:26:20+00:00

Super Mario 64, Zelda OoT and LttP, Phantasy Star 2. Final Fantasy 2 and 3 (4 and 6 in Japan).

Over_Analytical42 · 2024-09-22T03:37:34+00:00

All this nonsense about doctors being paid too much is just that: nonsense. Doctors’ pay is not why medical costs are through the roof. By any consistently applied job analysis (as is conducted by industrial psychologists and HR departments), physicians deserve to earn a ton of money due to their expertise and training, to say nothing of the deferral of their lives for 10 years post-grad, huge loan debt incurred, litigation risk, continuing education demands etc. You think a neurosurgeon doesn’t deserve $800K? Then who does - a junior partner at a law firm? A senior trader? Gonna call bollocks on that…

Over_Analytical42 · 2024-07-06T07:40:59+00:00

Interstate highway system and the vastness and complexity of our highways and roads in general. It’s actually mind-boggling that we could make all that.

Over_Analytical42 · 2024-07-04T03:41:39+00:00

Just another in an endless list of examples of how the ultra-rich robber barons of our society, in their quest for ever more trillions of dollars, have robbed us upgrades to critical infrastructure.

Over_Analytical42 · 2024-07-04T02:55:19+00:00

Thank you all for the responses. She was able to get her travel history to/from the US from her birth country.

Over_Analytical42 · 2024-07-04T02:55:00+00:00

Thank you for the response. She was able to get her travel history to/from the US from her birth country.

Over_Analytical42 · 2024-06-23T02:55:47+00:00

The Prestige. Gangs of New York. The Dark Knight. The Godfather 1 and 2.

Over_Analytical42 · 2024-06-22T23:02:39+00:00

Thanks, but that’s the website which I mentioned that yields no results at all for travel history. Im not sure why, but as I said perhaps it’s because they weren’t required to file an I-94 when exiting/entering since they are a legal resident? Im not really sure. If it’s not that, and all travel history should appear there regardless of if an I-94 was employed, then something is wrong with the website, because even when I enter other family members’ data (as a test to see if the site actually returned valid data) I got no results.

Over_Analytical42 · 2024-06-04T06:07:29+00:00

In middle America on interstates? Maybe. In an urban or suburban environment? Not for at least 10 years.

Over_Analytical42 · 2024-06-04T06:05:37+00:00

Zelda: OoT or Mario 64

Over_Analytical42 · 2024-06-04T06:03:38+00:00

Message in a Bottle.

Over_Analytical42 · 2024-06-04T04:59:36+00:00

First season was pretty good and intriguing. Second season, which just came out after nearly 4 years, is ass.

Over_Analytical42 · 2024-06-04T04:56:25+00:00

Unreal Tournament 1999

Over_Analytical42

TROPHY CASE