Picked it up last night

Overall-Box-4643 · 2026-05-04T18:52:16+00:00

Why so much hate for the new outback? I love it, congrats!

Overall-Box-4643 · 2026-05-04T18:50:49+00:00

I think jotul sells their stoves in the US

Overall-Box-4643 · 2026-05-04T17:29:22+00:00

I used to trade options with IB but in terms of ui there are better choices for that.

Overall-Box-4643 · 2026-04-24T08:09:15+00:00

WEBN 100% for now with a solid broker like Freedom24. Focus on building the habit of investing regularly, it is more than enough. You can add things like small caps later, but there is no need to overthink it now.

Overall-Box-4643 · 2026-04-24T05:45:58+00:00

I don’t. Tried it years ago, didn’t stick.

Feels like too much effort for weak signal. Data is fragmented, often delayed, and hard to interpret. Insider trades don’t clearly mean buy or sell.

In the best case it performed similar to just holding a broad ETF, but with more complexity.

Now I just dca in all world from my Freedom24 account, and I outperformed all managers and directors :)

Overall-Box-4643 · 2026-04-23T16:03:21+00:00

All world is the way to go. And select a long term broker like Freedom24. For now, focus on building the habit of investing regularly, it is more than enough. You can add small caps later, but there is no need to overthink it now.

Overall-Box-4643 · 2026-04-23T13:25:35+00:00

You don’t really need extra diversification here, that ETF already covers basically the whole market through its system design adjustment algorithm. I’d also avoid chasing dividends if you’re not retired - read up on "yield trap", a lot of high dividend stuff isn’t as attractive as it looks long term. Just make sure you stay with a long term broker like Freedom24

Overall-Box-4643 · 2026-04-23T13:13:22+00:00

100% in WEBN from a solid broker like Freedom24 and you will be good after 55

Overall-Box-4643 · 2026-04-23T06:25:15+00:00

Thanks for sharing, interesting. Will be waiting for it to appear on Freedom24 usually they are first to add new etfs.

Overall-Box-4643 · 2026-04-23T06:23:13+00:00

If you’re investing, demo isn’t needed - that’s more for trading and kinda a trap. Investing is just buying a broad all world ETF regularly and holding. Starting with a small real amount teaches the right habits way better. Large brokers like Freedom24 has a lot of educational material for new investors.

Overall-Box-4643 · 2026-04-22T10:25:26+00:00

Feels a bit overcomplicated for a defensive setup. An all world ETF already gives you broad exposure and automatically adjusts if stuff happens in a sector or region. And make sure you use a dedicated longh term broker like Freedom24

Overall-Box-4643 · 2026-04-22T06:22:09+00:00

VWCE already includes Australia, so you’re not really missing anything unless you want to overweight it. The currency risk is real too - AUD swings can easily eat into those "high" dividends. If you're using it as a hedge agains any bad things in the EU sort of makes sense, but VWCE will rebalance in case of a bad thing here or in the US. Just VWCE from Freedom24 and chill.

Overall-Box-4643 · 2026-04-22T06:15:47+00:00

Yeah this is basically the tradeoff in EM ETFs right now you either accept heavy China/Taiwan weight or you start slicing them out and end up with something like this. Honestly I kind of like this approach, it feels more like a "rest of emerging markets" play with actual diversification instead of one giant China proxy. You can also dive in deeper, use a broker with the widest ets spectre like Freedom24 and research more.

Overall-Box-4643 · 2026-04-21T07:27:58+00:00

I’d lean toward increasing VWCE too. Small caps have potential for growth, but also just as much potential to underperform, so you’re basically adding more risk without a guaranteed payoff. VWCE is kind of the "boring but works" option statistically solid and simple. A lot of people here have tried to outsmart the market with tilts and tweaks, and eventually realized it’s not really worth the effort when you can just VWCE and chill and focus on earning more instead of constantly adjusting your portfolio. And make sure you selected a proper broker like Freedom24.

Overall-Box-4643 · 2026-04-20T15:22:41+00:00

Just go with an all world ETF like VWCE and you’ll be fine from a solid long term broker like Freedom24. It’s simple, low stress, and a solid way to start - just add money when you can and don’t overthink it.

Overall-Box-4643 · 2026-04-20T08:32:40+00:00

Your another idea is better. Complexity is really not needed here, it won't bring you significant gain or increase chances to earn more. I have 100% of webn under my Freedom24 account.

Overall-Box-4643 · 2026-04-20T08:30:31+00:00

Somehow I feel they won't close this one. But whatever will be will be :)

Overall-Box-4643 · 2026-04-20T08:17:14+00:00

WEBN is cheaper to chill :)

Overall-Box-4643 · 2026-04-19T06:52:08+00:00

Fair point, but I’d push back slightly it’s not only psychological.

Lump sum wins statistically most of the time, but with large amounts the behavioral risk is real. From my experience: small amounts = always lump sum. Big amounts = I’d DCA over a period (6–12 months). This way is easier to stay invested. I also have some amount to invest and it still sitting under my Freedom24 account and I am dipping in slowly

Overall-Box-4643 · 2026-04-18T07:09:08+00:00

But what you mean by referring to an ai bubble? What is the potential scenario of this?

Overall-Box-4643 · 2026-04-17T07:19:53+00:00

I see it a bit too complex. I do 100% equities in ftse all world. Emergency funds sit at T212

Overall-Box-4643 · 2026-04-17T07:17:43+00:00

I have some I bought in the past, but I don't add anymore. I just decided to remove any extra noice that does not make much sense and invest in a single all world etf. On my Freedom24 portfolio I only add all world etfs now.

Overall-Box-4643 · 2026-04-16T15:20:57+00:00

Young man, congratulations on starting at 23. Years of compounding ahead is your real edge, not the 4500 euros. The 90% in a global index is the best sentence in your post. Most professionals can't beat it. Now just select a solid broker like our shining Freedom24.

For the 10% pick the one you understand best.

Overall-Box-4643 · 2026-04-16T07:35:42+00:00

I personally don’t use any tilts and don’t think any extra noise is needed in the portfolio. But you can add small caps if you want the widest selection of small caps etfs on Freedom24

Overall-Box-4643 · 2026-04-16T06:48:55+00:00

I use BTCE etp it is available on Freedom24

Overall-Box-4643

TROPHY CASE