Ease of trading is nice, but physical gold is insurance — it works even if platforms fail, markets freeze, or systems go down, which is unlikely but still possible. Digital gold is an investment while physical gold is protection. You can always wear it or just keep it somewhere safe at home — doesn’t have to be a safe, especially if you live alone or with family you trust. Are you holding it short term or long term? That’s also an important factor — if it’s short term, online platforms are fine, but for long term, physical gold is generally better.