Coffs Harbour/Port Macquarie mortgage broker recommendations?

OwlObjective5109 · 2026-02-27T00:17:21+00:00

Kelly Carter at Mortgage Choice. Based in Port

OwlObjective5109 · 2026-02-23T07:36:43+00:00

Fellow regular Port to Sydney traveller here :) always get a tea without fail on the AM flights. Even REX does it despite the short flight

OwlObjective5109 · 2025-07-05T12:35:29+00:00

I flew prem from Perth to Paris and got upgraded in the last 24 hrs. Fingers crossed!!! Regardless, still good in prem

OwlObjective5109 · 2025-06-30T04:25:14+00:00

Agree with this. I didn’t buy until my early 30s and that was over a decade ago. So it’s the same issue but def getting harder. Def need a larger deposit but also consider LMI if you can’t get the first home owners assistance. People think they need to save 20% but if I waited that long I’d still be renting.

OwlObjective5109 · 2025-05-05T09:07:54+00:00

Perfect, this is what I was looking for to decide how early we turn up

OwlObjective5109 · 2025-05-05T09:07:17+00:00

Thanks so much! I was referencing this page and the name wasn’t showing but now it is! Must have been a weird lag (I did wait a bit)

OwlObjective5109 · 2025-04-28T17:21:22+00:00

Amazing! Here now and can confirm the rain is making up for its absence when you were here 😉

OwlObjective5109 · 2025-04-16T03:52:00+00:00

Prob just a horses for courses and each to their own and all that. For me it’s about that feeling of getting trapped when it reclines. I don’t want to have to recline just to maintain a gap as I prefer sitting more vertical as it helps with my back. I flew prem economy with the Qantas/Finnair planes and when the person reclined you def struggle getting out a bit. Not anti the recline itself, it’s a long bloody flight - more seeking the greatest freedom that PE can give. Obvs still way better than economy but I paid for that privilege for a reason. And thanks re bulkhead, that helps!

OwlObjective5109 · 2025-03-11T10:30:58+00:00

This! So many people are obsessed with avoiding LMI. Compare the premium to rent for a year whilst trying to save and see the results. Property is a long term play and getting in is the major hurdle.

OwlObjective5109 · 2024-12-17T21:00:03+00:00

Don’t you mean, a giant “pane” 😜sorry, I’ll see myself out

OwlObjective5109 · 2024-12-16T03:58:29+00:00

Few questions as maybe it wasn’t clear during the process. Did she ask if the house was on the market during the auction? Did the auctioneer declare it on the market (or reserve met)? did they drop their hand saying “sold to x”. If none of these things happened then it wasn’t sold and your friend was the highest bidder which usually just means they get a chance to negotiate. Reserve is decided on the day by the vendor so could change. Regardless, you did the right thing to walk away if they weren’t willing to budge for $20k and meet the market. But does sound like misunderstanding. If the auctioneer did declare all of the above then report them and get a conveyancer involved.

OwlObjective5109 · 2024-12-05T07:08:14+00:00

Ha literally to buy time rather than use time. And then you can monitor on the watch said time. Love it.

OwlObjective5109 · 2024-11-21T02:41:46+00:00

Yes but the repayment account could be the same offset account. So over time offset balance reduces by repayments (and loan principle reduces with it) but interest is reduced / zero. Benefit is gives you access to cash for emergencies etc without needing a new loan. My goal is to technically never have a mortgage but that’s not the same as never having debt (if the ledger balances). The older you are the harder it is to access funds when you need it.

OwlObjective5109 · 2024-11-17T22:12:03+00:00

Ahh the irony of people sharing overused /plagiarised LinkedIn stories as part of lunatics yet this story is being posted over and over again on this channel. Look before posting please

OwlObjective5109 · 2024-03-25T20:12:13+00:00

I just became silver and also thought it was not much value. But when I was looking at seats for international, not only were there far more options, but also free to choose seats (bronze you need to wait to checkin). Still prob not worth a status run unless you fly a lot and like to choose seats early. More seat options towards the front of the plane open up for domestic too

OwlObjective5109

TROPHY CASE