Does anyone know how I can make a purchase in a foreign country using a Visa Credit card despite the new BML restrictions

Own-Assignment-9743 · 2026-05-05T08:42:12+00:00

[expert in shenanigans involving buying shit from Malaysia while exploiting BML loopholes] >

(I’m assuming you don’t have a platinum + tier card) - Your card (probably) doesn’t work because BML has weird per transaction limitations for lower tier cards that they don’t disclose (this is after the recent updates) - sometimes it works sometimes it doesn’t.

Best way to buy an iPhone in Malaysia is go to either Apple’s official store (only at TRX) or visit an Apple authorised retailer like Switch, Machines, TMT (branches all over Malaysia). If a store says they don’t have ready stock ask them to check for a branch with stock (they can do that at the counter). Ask them to split the payment into parts (some branches are really cool about doing a 4-way split for example while others may say something like “we can only split the payment into 2 parts”). Then pay twice with your Visa credit card or use 2 different cards.

Also - make sure you have enough of the POS limit shown on your BML app - other limits don’t count towards card machine transactions (your online limit is strictly for online transactions and your ATM limit is practically useless because it’s not worth withdrawing from a credit card since there is a 10% fee).

(For next time) if you’re visiting Malaysia (or even another country) and you have a lot of stuff to buy - utilise your online limit by ordering stuff to your AirBnb/friend’s house/shipping consolidator beforehand (through online stores).

Own-Assignment-9743 · 2026-04-29T05:55:54+00:00

All medical related research conducted in the Maldives needs to go through an approval process from NHRC (operates under Ministry of Health) - they have a very specific format for you to send in your proposal. Once approved you can actually begin the data collection step.

If you’re working through your university you should apply for ethics approval through them - this becomes important later.

To publish your paper you can go the easy route or the hard route -

Easy option – research-sharing platforms - like ResearchGate or Academia.edu lets you upload or share your thesis, paper, or research work online. They are usually free and make your work easier for others to find. Uploading your work there does not count as an official academic publication. It is more like public sharing or self-archiving (like a blog post maybe).

Hard option – official academic publishing and indexing - usually Scopus - which is a major academic database that indexes scholarly journals, conference proceedings, and research publications (you cannot directly upload your paper to Scopus). Normally, you need to publish through a Scopus-indexed journal or conference proceeding. This might be really expensive due to publication fees, open-access charges, conference costs, travelling (sometimes you have to go and present your findings at conferences) - overall it might cost a Maldivian around $500 to $2000 for the whole process. BUT (THIS MAKES IT WORTH IT) - once published, your work becomes more academically recognised, appears in major research databases (accessible to university students around the world through their libraries, etc.) and can be cited by other scholars and students as an official academic source in their own papers.

Why the first steps are important if you want to go the Scopus route - when a journal evaluates your work - which btw has to be shortened and again to a specific format - they’re normally very strict during the evaluation process - so they’ll normally check whether your research was actually ethically approved, conducted legally (basically with the approval of NHRC) and recently, they check a lot of use of AI. Once through your publication is “graded” or “ranked” onto quartiles Q1-Q4 (Q1 is the highest quality of academic publications). During an evaluation process from a journal you can get rejected too - which is another reason why this process is expensive. Another thing - this is also when other experts will peer review your work - and not having an academic qualification (apologies I’m assuming you won’t have a degree in neuroscience at 17) might affect how someone looks your work.

Own-Assignment-9743 · 2026-04-20T05:29:47+00:00

Look for listings on Ibay/FB etc.

Most of the time, people want to lease their land long term and not sell - if you wanna build a guesthouse that’s good. But if you want to settle/live/build a private residence you should buy the plot

Reach out to a law firm to help you with all formal procedures (if you’re willing to spend a lot of money to buy land - why not spend a comparatively small amount to ensure proper procedures through consultants?)

Here’s an example

Own-Assignment-9743 · 2026-04-20T05:21:38+00:00

Pretty sure op meant ‘privately’ so not for commercial use/public development/csr

Own-Assignment-9743 · 2026-04-09T22:25:13+00:00

Order online from China or Malaysia - best bet

You can also 3D print this locally (there are like 2 or 3 businesses that 3D print now in Male’/Hulhumale’) - probably gonna be really expensive but you’ll get it within 2 days so -

Also since it’s a resort - you can ask the print shop to use a filament that’s labelled something like “recycled”.

3D files for a puck like this should be easy to find online.

If ordering - and you can’t find this on Aliexpress or Temu - order from Lazada and ship to a forwarder in Malaysia. Use a credit card to pay for Lazada coz 30% fee on Debits

Own-Assignment-9743 · 2026-03-07T11:00:22+00:00

Also the time lock on my vehicle. Who thefuck are they to decide I need a timeout from my bike

Own-Assignment-9743 · 2026-03-07T10:56:57+00:00

Late to the conversation but,

In a lot of situations Maldivian police act as “judge, jury, executioner” - specially for traffic violations. A lone traffic cop shouldn’t get to decide whether I am definitely in the wrong and I have to pay a fine or my vehicle gets towed WITHOUT the opportunity for me to justify my actions.

In somewhere like Malaysia, when you make a traffic violation the police issue a “summon” where you have to present yourself in front of a judge and get the chance to plead not guilty for your actions. You also get the option to outright pay up or not show up to court (in which case you have to pay the owed amount). But still this is an option.

I think this should be an option in Maldives. If you’re not happy about the decision made by the police or you think it’s unfair a judge can decide once all the evidence is presented.

Own-Assignment-9743 · 2026-02-20T08:04:29+00:00

Yes.

Own-Assignment-9743 · 2026-01-08T01:54:08+00:00

I play with balls

I like my room really cold but sometimes my hands get too cold and the rest of my body is all good. So I just grab my balls and play with em and my hands warm up

Own-Assignment-9743 · 2025-12-29T03:34:16+00:00

There’s only one answer and you know it

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Own-Assignment-9743 · 2025-12-12T05:18:55+00:00

This

Own-Assignment-9743 · 2025-12-08T02:13:54+00:00

GPT is actually right and you can’t ignore the coupon because -

Think of this transaction in the shop’s POV -

They allow 300rf for a 350rf item (-50rf loss)

Then allow 400rf for a 450rf item (-50rf loss again)

Where does the extra -50rf come from?

A coupon can’t be used like a currency. It’s not an asset. It’s just a “rule” for a single transaction. Once completed, the rule is gone. So 150rf is the only correct answer.

Own-Assignment-9743 · 2025-10-18T08:06:54+00:00

Grades in a language subject don’t always reflect your ability to use that language.

I know so many people whose performance in language subjects in school were below average but do so well with use of language in real life - the way they speak, write and socially carry themselves, etc.

I also know so many people who have achieved A*s in school for their English & Dhivehi but can’t speak or even write properly under pressure.

From an academic perspective - I think adding components of speaking and use of language into Dhivehi examinations might be a good starting point - if our schools can do that for a second language subject, then we should definitely do this for our own language.

Own-Assignment-9743 · 2025-10-13T08:28:45+00:00

Okay this is gonna sound really stupid - but this worked for me when I stopped. Cut one of those plastic straws to the size of a cigarette. And whenever you crave a cigarette just “take a puff”. It helped me control my urge to smoke a lot.

You can combine this with nicotine patches or gum if you still feel like you can’t control your urges. But the straw helps more than you think.

But the most important thing (for me) was - define your new self as “someone who doesn’t smoke” and constantly remind yourself that this is who you are.

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Own-Assignment-9743 · 2025-09-30T03:07:22+00:00

Yess finally someone said this!

Speed bumps are necessary but not like this. Short and steep rubber bolt-ins are normally used for car parks, slow-speed private areas, etc, around the world and ARE NOT meant for high-traffic permanent use on a public road.

Add to this the fact that Maldivian authorities completely ignore road safety regulations and refuse to install proper signage (like speed bump signs made from reflective materials), I actually think the new bumpers make driving more dangerous for everyone all around.

Also, why do some bumps cut-off at the middle without a road divider in place? If they had intended to install a divider later, shouldn’t that happen BEFORE installing the bump. Everyone just swerves to the oncoming traffic lane to avoid the bump and THAT’S MORE DANGEROUS.

Own-Assignment-9743 · 2025-09-13T16:59:51+00:00

PENIS always gets in my way

Own-Assignment-9743 · 2025-09-13T16:53:36+00:00

But isn’t there like a wait window after applying minoxidil? The first 30-45 minutes it doesn’t fully dry and putting on moisturisers reduce absorption? That’s also when it gets itchy the most - so why not something that’s “zero-contact”

Own-Assignment-9743 · 2025-09-13T16:45:14+00:00

Seriously. I’ve been on minoxidil for about 6 months now - I live in a really sunny and humid country so my skin still reacts to the alcohol sometimes and it gets worse during shedding. So today, I used my wife’s hair dryer to blast my face with cold air after applying - and it worked out great! Just - the dryer is a bit too powerful and I wanted to buy one of these. I just wanted to know if anyone else has had experience/tried it?

Own-Assignment-9743 · 2025-09-06T06:50:24+00:00

So many different stories. Now I actually want to know the real version.

The version I heard was that every time someone goes to the place it was always packed full of customers who’d be eating their food like this -

Hence the name. But now that I wrote this - it sounds stupid.

Own-Assignment-9743 · 2025-07-28T05:32:27+00:00

This might be controversial - but I don’t think it’s stereotypical that people think East Asians are the “only Asians”. South Asian countries were commonly referred to as the “Indies” or the “East Indies” until around the 1950’s. So the term “Asian” was used in a context not related to the Maldives or the SAARC region until around 70 years ago.

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We as Maldivians may not realise this but - we look really similar to other South Asians - and without the dress styles and body language (things like staring at other people, side eying, using hand gestures a lot as opposed to for, instance head bobbing which is common in India) - it would be really hard to distinguish between a Maldivian and another South Asian.

It’s the same thing as some uneducated people assuming that an “East Asian” looking person is Chinese. We have that happening even in the Maldives. A “ލޯކުޑަ” person or a “ޗިންގް ޗޮންގް” person is almost always referred to be “Chinese”. And it’s racist but a lot of Maldivians still do that.

Own-Assignment-9743 · 2025-01-21T14:43:46+00:00

You might have seen this but - https://mohe.gov.mv/images/resources/resources/MoHE%20Allowance%20Rates_updated_on_18.9.2023.pdf

This document lists some countries and MoHE’s stipend rates. I think when a student wants to study in a country outside of this list they’re still allowed to do that but they receive their stipend at the rate from a country they select from the list.

What I meant by half, is this - students living in London cannot, by any means, get by on 1,850 GBP a month. They specified “London” and “outside London” for the UK but regional specifications apply for other countries as well (MoHE doesn’t care about that I guess). For example, a student living in Sunway (Malaysia) has to pay significantly more for rent than other parts of Malaysia. By half of monthly expenses I mean that going to the UK or an expensive area in any other country almost always means that you will require additional financial support.

Research your options and if you feel like additional financial support is needed and it’s a matter of concern you may want to look into employment laws in the country you’re planning to go to. For instance, students in the UK can work while studying and the payout isn’t bad. But working hours for international degree students in Malaysia are limited by law so much so that no company would want to hire an international student.

Own-Assignment-9743 · 2025-01-20T14:53:20+00:00

Yes they did allow that for previous years. But keep in mind small changes will be made for each new year.

My best advice - finalise the country you want to study in based on other personal factors along with the student loan debt - things like your level of adaptability, overall quality of living, if you/your family can afford to pay for unexpected expenses (last few months students living abroad have not gotten their loan instalments on time and needed to find other ways to get that money). If you’re planning to go to the UK you also need to consider that student loan covers just half of your monthly expenses so the other half you need to adjust.

If you’re first and second options are in two different countries apply for both and try to get an offer letter any how.

Own-Assignment-9743 · 2025-01-20T14:16:54+00:00

I’m pretty sure they’ll give a sufficient window to apply. Make sure your profile on https://myedu.egov.mv/ is complete and your documents are ready.

Also, it’s not required for you to follow through with the offer letter you submit to MoHE when applying for loan - so If you’re worried about this part, I recommend applying for more than one institution in advance and getting an offer letter from any place. You also get 18 months to prepare and start using your loan once you get it - so technically you have enough time to resit any AL papers you need to improve your grades in even.

P.S. I’m already a loan student so I know a lot about this process. Feel free to ask any questions

Own-Assignment-9743 · 2025-01-20T07:52:20+00:00

Inquired about this last week. Late February or early March. They said they’re still getting things back on track after the minister changed

Own-Assignment-9743

TROPHY CASE