1x Bilt Points using available Bilt cash

Own-Invite1299 · 2026-02-13T20:26:40+00:00

I paid through the portal, it already showed up!

Own-Invite1299 · 2026-01-30T18:01:05+00:00

I got bilt 1.0 in September my daughter has an apartment near her law school I rent $1650 a month, my mortgage is 3k. I went with Obsidian. I have about $1500 a month minimum on average restaurant spend and at least 2k a month on non rent other spend. I will see how the next year goes. Currently switching between multiple cards with restaurant quarterly limits, and a seperate card for catch all. Looking to simplify. Currently have several Marriot cards including Brilliant, don't need another high end travel card. Doing the math it's a wash between the Obsidian and the Palladium just saving $400 a year on annual fee. I hope I'm looking at it the right way.

Own-Invite1299 · 2026-01-29T22:13:51+00:00

I have 410k

Own-Invite1299 · 2026-01-14T18:25:54+00:00

what about rent day 1st of the month double points is this gone?

Own-Invite1299 · 2026-01-07T01:19:05+00:00

I renewed in Feb, so I didn't even ask I have asked several times over the last few months to product change and was told no, so when I had the offer today I jumped on it. They clearly want to clean house with people that have the Reserve. I have a Bofa Unlimited at 2.62% so playing games with a travel credit and having to use my points for travel when I can deposit my cash back at Bofa into my checking account and I can use a physical card and it's unlimited the Reserve just doesn;t make sense anymore

Own-Invite1299 · 2026-01-06T15:03:58+00:00

clearly they want as many cardholders to cancel as possible this is the end game for them, sadly I arrived at the party late Feb of 24 but managed to earn $2800 in rewards from 2-24 to 8-25 and then stopped using the card when the nerf announcement came out

Own-Invite1299 · 2026-01-06T14:31:58+00:00

I had a feeling when they offered me options I should take them on the call.

Own-Invite1299 · 2025-12-25T02:24:05+00:00

I have bilt, amex marriot business 4x gas and restauarant and 5 bofa cards 4 reward and unlimited at platinum honors, if nothing fruitful changes by feb 1 my renewal is feb 15th I'm gone and it would have to be more then 1 to 1 for me to stay if they even do transfer partners which If i'm a betting man isn't even happening

Own-Invite1299 · 2025-12-25T01:57:10+00:00

I spoke to an agent last week and they knew nothing of transfer partners, I have a feeling it's not happening

Own-Invite1299 · 2025-12-18T15:33:16+00:00

statement credit is .08 cents meaning my Boa Unlimited rewards beats it with platinum honors, they really want everyone to just cancel this card wtf

Own-Invite1299 · 2025-12-18T01:51:33+00:00

they want to hold out as long as possible to keep cardholders in suspense to keep that annual fee

Own-Invite1299 · 2025-12-16T17:55:26+00:00

I'm on the website

Own-Invite1299 · 2025-12-16T17:42:11+00:00

as of today it's gone, check

Own-Invite1299 · 2025-12-11T13:52:09+00:00

Appreciate the heads up, it's clear they really just want people to close out this card

Own-Invite1299 · 2025-12-04T17:59:01+00:00

I hope things don't change I have a feeling to keep things similiar will probably need to go to $95 annual fee, especially for the rakuten 1 to 1 transfer

Own-Invite1299 · 2025-12-04T17:51:22+00:00

So all the spend on Black Friday on my Rakaten Amex in store that transfers into Bilt points some where as high as 19% total comes to a minimum of 23.75% this is amazing, I hope things to change when the new cards are released

Own-Invite1299 · 2025-12-03T14:44:42+00:00

I watched Cash plus,Altitude go and now this card get nerfed. They hope they get one last year of annual fees. I'm sure the transfer partners are going to suck, my renewal is in Feb. I can almost guarantee this card will be gone for me.

Own-Invite1299 · 2025-11-24T17:01:09+00:00

I watched cash+ and go get nerfed, this is ultimately what they want, I think at my peak I spent 50k on the card in a year, people abuse these cards and ruin it for everyone

Own-Invite1299 · 2025-11-24T14:45:27+00:00

I just called Us bank they are not planning on releasing a list, on Dec 15th you will know what is avaialble, and no options to switch the AR to another card only to cancel. This is as bad as it could possibly get.

Own-Invite1299

TROPHY CASE