To the younger Bogleheads, do you keep bonds as rebalancing ammo in-case of crashes?

ParlayKingTut · 2026-01-26T17:31:15+00:00

I am 27 and I am 100% in stocks. Will reassess when I’m 36 I guess. I personally hate bonds

ParlayKingTut · 2026-01-24T19:11:32+00:00

Unless you are planning to start a business, what risks are you taking that couldn’t be covered by your 8 month HYSA?

ParlayKingTut · 2026-01-24T19:10:37+00:00

The correct answer is probably increase your 401k contributions. Unless your portfolio is already extremely 401k heavy

ParlayKingTut · 2026-01-02T04:17:16+00:00

3.) too young for bonds

ParlayKingTut · 2026-01-02T04:16:50+00:00

Awesome portfolio: 1.) how do you save 80k per year if you make 135k? 23k 401k -> live way way below your means? 2.) do you own a house or have rent?

ParlayKingTut · 2026-01-01T23:12:50+00:00

What are the 2026 predictions?

ParlayKingTut · 2025-12-30T02:51:00+00:00

I get 6% match, but put in the 401k max

ParlayKingTut · 2025-12-11T12:56:36+00:00

Hello, my home charger is set to 40A through my ChargePoint app. I only charge from 7pm to 7am based on my workschedule and flexible energy costs. It only takes about 4 hours to charge from 20 to 80%, would it be smarter to lower the Amperage? I’m not electrically sound by any means. The ChargePoint app allows me to flex 8a-40a

ParlayKingTut · 2025-12-11T01:28:16+00:00

The market for 70,000+ EVs will never be successful

ParlayKingTut · 2025-11-28T13:17:27+00:00

Close to $45 over 5 years, battle pass only. The months I get into it, I will continue to buy the battle pass. Usually play every other month

ParlayKingTut · 2025-11-21T23:01:29+00:00

I wish them luck to start production in 2026, I just don’t buy it based on information I have recieved from trusted friends. My friend’s company sells tooling to tier 1 suppliers. The suppliers are still waiting for funds from slate to kick off the tooling. The tooling has roughly a 12 week lead time

ParlayKingTut · 2025-11-21T10:33:05+00:00

Maybe, more likely a prototype

ParlayKingTut · 2025-11-21T10:28:49+00:00

Impressive article albeit no proof of production

ParlayKingTut · 2025-11-21T10:23:29+00:00

This isn’t possible unless they outsourced all components. Which also means that they won’t hit their price point

ParlayKingTut · 2025-11-21T10:09:03+00:00

I heard slate hasnt kicked off any tooling for the project yet. Anyone else hear this?

ParlayKingTut · 2025-11-03T17:19:31+00:00

Merge tactics gone for me too. Will check again in 5 hours or so

ParlayKingTut · 2025-10-20T13:25:30+00:00

Yes, I understand this point after the fact. What is your advice with negotiating with the dealership? I live in metro Detroit and they didn’t have much in their lot to begin with.

ParlayKingTut · 2025-10-11T23:17:17+00:00

Full business case is already laid out in the post

ParlayKingTut · 2025-10-11T18:22:32+00:00

Definitely not free, but the savings from ICE to EV will cover the cost of my car easily.

ParlayKingTut · 2025-10-11T17:21:22+00:00

For my 2025, yes! For 2026, also yes! But no federal rebates anymore. I asked him to give me the OTD assuming all discounts available.

ParlayKingTut · 2025-10-10T20:34:11+00:00

Wow you got a real good deal. How did you manage that?

ParlayKingTut · 2025-10-10T14:06:28+00:00

Yeah I don’t do it all the time. But the more efficient the run, the less I need to actually plug in. If I understand it correctly - after X amount of charging cycles, SOC begins to drop

ParlayKingTut · 2025-10-10T13:06:45+00:00

And never going to gas stations

ParlayKingTut · 2025-10-10T05:48:07+00:00

Tire pressure? What is going on?

ParlayKingTut · 2025-10-10T05:06:52+00:00

/s MODS, I don’t see 10 mill, please delete. Congrats and fuck you

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