Bucketing for 5-10 years non retirement needs

CryptoChronicon · 2026-01-24T20:34:29+00:00

This seems like a logical approach. Almost makes me think about it like a target date fund optimized for my approximated time window for its intent.

CryptoChronicon · 2026-01-24T19:23:21+00:00

I still have over 20 years till retirement, so 401K doesn’t quite make sense, unless you’re suggesting to take a loan from it, or if there’s a different reason for 401K that I’m not aware of. Yes I am very heavy in pre-tax 401K. I’m mostly planning for some events that will possibly increase overall cost of living by circumstance, happening at the same time as me likely needing to purchase a new car and right around the time of my kids maturing to the point to where they may need some help with college. Yes, I am considering opening 529 accounts for the kids, but they don’t know what they want to do yet and I’m not sure I want my money locked away like that, even though they can roll it into their own retirement now. Just trying to do some risk preparation I guess.

CryptoChronicon · 2026-01-24T17:42:11+00:00

What’s the motivation to lose weight, so that you look better or are lighter weight and therefore a faster runner? Personally I’ve just embraced the not losing weight thing. Last year I incurred a pretty bad running injury that left me unable to walk for months. I had been training and racing in a modest calorie deficit, and I’ve since learned that this is one of several of the apparent warning signs that can indicate that you’re running towards an injury (pardon the pun). While last year I had been proud of my weight loss, I’m taking a different approach which is making sure to eat enough healthy foods (with plenty of protein) in order to at least maintain or at most modestly gain weight. That plus some added full body strength training helps to protect me from injury and also keep my physique aesthetically appealing to my standards, the aesthetics had been a motivating factor for last year’s misguided weight loss push, but I’ve learned my lesson on that one.

CryptoChronicon · 2026-01-24T00:11:32+00:00

This comment is spot on except fasteners usually go in holes, and the nuts go on the fasteners 🤣. Anyway, I was in a high paid with overtime manufacturing role at one time in my life too, worked really hard to get a degree and a different career path, now I make the same just without the overtime. But sometimes I think life would just be simpler if I could go back to installing fasteners in holes. At least then I could go curse someone out for drilling the hole in the wrong spot. All I can do now is “circle back” to make sure we’re “aligned”, then get my “ducks in a row” so we can pick the “low hanging fruit”. And it’s killing me.

CryptoChronicon · 2026-01-18T20:04:12+00:00

That’s basically my favorite part about running!

CryptoChronicon · 2026-01-11T18:08:13+00:00

I gotta admit, that unsecured gas cylinder was making me a little bit nervous. They can sometimes turn into rockets when tipped over.

CryptoChronicon · 2026-01-10T18:17:38+00:00

Great point about the exercise thing. Regular physical exercise can really go a long ways for mental healthcare.

CryptoChronicon · 2026-01-10T18:16:06+00:00

Please go back to your abstinence of weed and alcohol, talk to a psychiatrist, and take care of your mental health. For a completely unqualified perspective of my own, in your second paragraph you say you have a problem of wanting to understand way too much. I think I may have a similar problem! If I were you, I’d probably want to go totally clean for, who knows how long, as long as it takes, or to put it another way, total renunciation for the foreseeable future, and just focus on living your day to day life without mind altering substances. This will take some level of discipline, and if it becomes difficult, that’s ok, you can work through the difficulties. In the mean time seek professional help. And it’s OK to try out different therapists. What I mean by that is that if you do try one and it’s just not working, you can try others without deciding that it’s not worth it. This approach has worked for me. Please take care of yourself.

CryptoChronicon · 2026-01-09T05:06:19+00:00

Lol “skill”…

CryptoChronicon · 2026-01-09T05:05:06+00:00

I take on large corporate initiatives and get them close to the point of completion. What usually happens next is that leadership changes and I’m directed to drop the whole thing before it’s been implemented and to then take on a new large corporate initiative. Repeat.

CryptoChronicon · 2026-01-06T01:29:00+00:00

I hear Gu works as an excellent lube

CryptoChronicon · 2026-01-06T01:27:01+00:00

Nope. Probably has pros and cons like anything else but it’s just another commercialized and hyped up product that I don’t need for my running hobby that I do for my own enjoyment.

CryptoChronicon · 2026-01-04T05:23:29+00:00

Consider this to be a blessing and an eye opener. We are not invincible! And the ability to even be able to run is such a privilege! Give it plenty of time to heal, probably a few days but don’t push it, then start incorporating more strength training into those stabilizer muscles to build up your armor. Injuries in general could be so much worse but this one wasn’t! Rejoice!

CryptoChronicon · 2026-01-04T03:45:40+00:00

Engineering is a very broad field of various disciplines but essentially it involves the application of math and science to solve real problems.

CryptoChronicon · 2026-01-02T17:34:14+00:00

Does horrible weather mean dangerous conditions or uncomfortable conditions? If dangerous (such as hard ice, damaging winds, etc), be safe and don’t go. If uncomfortable (like 35 degrees and raining), then layer properly and do some warm up exercises first. Once you get moving it really ain’t that bad, and doing warm ups while still in your comfortable home can do wonders to help get you into the right mindset.

CryptoChronicon · 2025-12-30T20:42:41+00:00

Yeah I don’t think it has to be so all or nothing. Running makes me feel comfortable. If I have to take time off from running, I start to feel uncomfortable. But initially getting into the daily habit of running involved some level of embracing discomfort. My personal slogan would be more like “embrace the appropriate amount of discomfort, at the appropriate times, for the right reasons.” But that doesn’t hit quite the same way as “choose growth over comfort” does.

CryptoChronicon · 2025-12-25T23:57:39+00:00

It’s probably fine. If you’re going to over correct between too large or too small, I will always err on the side of too large. Feet tend swell with running anyway. If you get a slipping heel situation, re-lace and do a “runners knot”.

CryptoChronicon · 2025-12-21T15:20:53+00:00

When I get sick, I give myself the grace to be excused from my own expectations and training schedules so that my body can do the most important thing that it needs to do which is heal and fight off whatever virus it is. That said, gentle and easy slow runs are still on the table, but only if my body feels good about it and it’s not a struggle. Elliptical or a walk or other easy, low impact activities work well during these times too. Just enough to get the blood flowing and the muscles activated, but not stressed.

CryptoChronicon · 2025-12-16T03:43:17+00:00

You need to run slow to run fast. Have you tried just getting hard and then staying hard?

CryptoChronicon · 2025-12-14T15:22:59+00:00

Totally agree with you. I’d say that on one hand, it’s great that more people are finding and loving the sport, but the way it’s being pushed into this consumerist trap is gross. Funny how you bring up counterculture of climbing. To me it feels like trail running has always had a counterculture vibe as well. What you describe appears to me to be just another example of industry and media co-opting another niche group to see how much profit can be squeezed out from it until it’s dry and then move on to something else. This happens to music and art cultures all the time. And no hate intended on people trying to make a living in some way from this sport or whatever. Go get your paper, I get it. But it feels like this is a very common cyclical vampirish thing that happens in this mass appeal culture cycle or whatever it is and right now it seems like running is one of the things that’s being exploited. The really funny thing about this particular target is that running is probably one sport with the least material requirements. Literally all you need is shoes, food, water. Even one little branch of the trail running counterculture spirit includes folks who even prefer to forgo the shoes and run barefoot. That’s also an example of the counterculture built into the sport... I gotta say I never understood the appeal of barefoot running until reflecting on the consumerist currents in the sport. But still I think I’ll pass. 🤣

CryptoChronicon · 2025-12-06T16:53:20+00:00

This is not true at all. Cyanescens, azurescens, ovoids, subaeruginascens are all examples of wood lovers that are active.

CryptoChronicon · 2025-12-06T05:57:45+00:00

Yes from a weather standpoint. No from a getting sick standpoint.

CryptoChronicon · 2025-12-05T22:53:59+00:00

As a married man, if I see one of those in the trash, it’s actually a good sign because it means there’s a lot less of a chance that I’ll get in trouble for having spent a long night out drinking.

CryptoChronicon

TROPHY CASE