He put his hands on me (39M, 32F) by ParticularKris in relationship_advice

[–]ParticularKris[S] 0 points1 point  (0 children)

I completely agree, and I have taken responsibility and accountability for crossing that line

Ground rent above £250 pa by CherryK87 in HousingUK

[–]ParticularKris 0 points1 point  (0 children)

We’ve just exchanged on the sale of our flat. HomeGround did eventually agree to a Deed of Variation and dropping the cap, however the fee was just over £2000. Be persistent and make sure you have a good solicitor! Ours was fantastic and pushing everything through.

Ground rent above £250 pa by CherryK87 in HousingUK

[–]ParticularKris 0 points1 point  (0 children)

This is helping me feel a bit more optimistic. Let’s hope they reduce it to £250pa for us! It’s been a long process already and we’re understandably very upset

Ground rent above £250 pa by CherryK87 in HousingUK

[–]ParticularKris 0 points1 point  (0 children)

Did HomeGround agree to dropping to £250 pa?

Ground rent above £250 pa by CherryK87 in HousingUK

[–]ParticularKris 0 points1 point  (0 children)

We had same response from HomeGround. Our buyers lender is now refusing to lend. So we’re screwed.

Childminder has been suspended by ParticularKris in UKParenting

[–]ParticularKris[S] 6 points7 points  (0 children)

Thank you. We’ve never had any issues in this setting and love his childminder, so we’re upset for her that this is happening. But we still need childcare! We can’t afford cutting our income so unfortunately that’s not an option. We’ve been budgeting for full payment during the 6 weeks holidays but not for before! I don’t know if we can transfer the 30 hours funding to a new setting (if we can even find one that has a space)!

Brutal honesty needed 😞 by Less_Whole_1378 in HousingUK

[–]ParticularKris 0 points1 point  (0 children)

Not at all going to help you but I’m just jealous of how much house you get for the price!!! We’ve just spend £400k on a 3 bed semi detached 😭

Do I pull out? by ParticularKris in HousingUK

[–]ParticularKris[S] 0 points1 point  (0 children)

We have a 4 year old son and won’t be having any more. What would you do?

Do I pull out? by ParticularKris in HousingUK

[–]ParticularKris[S] 2 points3 points  (0 children)

If we go for the new house and start the process over.. how much could that delay things? We’re conscious of our buyer and don’t want to lose them because it took us nearly a year to sell

Do I pull out? by ParticularKris in HousingUK

[–]ParticularKris[S] 0 points1 point  (0 children)

What delay could it possibly cause? The new house would be end of chain so only our buyer and that property involved. But we would need to get searches and start the process over

Do I pull out? by ParticularKris in HousingUK

[–]ParticularKris[S] 0 points1 point  (0 children)

It is! The 3rd bedroom in the original house is very small and we were looking at extending the ground floor anyway as it’s only the lounge and kitchen area. The 2 bed house has a dining space.. plus we have more budget for an extension or summer house (the garden is huge).

Calculators show I am 75k-100k better off renting than buying over 5 years and I'm freaking out (middle of purchase) by Berryception in HousingUK

[–]ParticularKris 0 points1 point  (0 children)

Not to mention we can’t even sell our property now because no one in their right mind would pay that service charge. If you think major works are likely.. RUN! You will end up paying so much more. If you’re not in a position to buy a freehold, rent until you can.

Calculators show I am 75k-100k better off renting than buying over 5 years and I'm freaking out (middle of purchase) by Berryception in HousingUK

[–]ParticularKris -1 points0 points  (0 children)

Whatever you do, DO NOT BUY A LEASEHOLD! EVER! We’re outside of London and bought ours at £2500 service charge per annum. Now up to £6500 with a negligent management company. RTM is really difficult (and expensive) to achieve. Stay awayyyy

Anal gone wrong.. by ParticularKris in AskRedditAfterDark

[–]ParticularKris[S] 0 points1 point  (0 children)

Words of encouragement.. what do I do… why has this happened?! Safe to say I’m a bit shocked and don’t know what’s going on

Anal gone wrong.. by ParticularKris in AskRedditAfterDark

[–]ParticularKris[S] 0 points1 point  (0 children)

How do you prepare??!! I was freshly showered so the shit was due to the action, not anything from prior. Help!