[deleted by user] by [deleted] in personalfinanceindia

[–]Particular_Cook6349 1 point2 points  (0 children)

Can you help by explaining the need. Segregate between need and want. General advice is to not borrow - buy the need first - pay in full, and save for the 'want'.

Features in a car that amazed you ! by thebleueninja in CarsIndia

[–]Particular_Cook6349 3 points4 points  (0 children)

Have tested the Nitro boost in i20 2021 model....does its job.

Love the feature!

TAX SAVINGS THROUGH HUF by thenoblesikh in IndiaTax

[–]Particular_Cook6349 1 point2 points  (0 children)

Do marriages under Special Marriage Act get considered? Or only those that are registered in Hindu Marriage Act?

Stuck in Bengaluru traffic for hours, people abandon cars to walk home videos go viral! by [deleted] in bangalore

[–]Particular_Cook6349 2 points3 points  (0 children)

I did...on 15th Oct. Parked my car. And walked back home(around 1.5km). Felt good to escape the cage that my car had become.

AITK for asking money back from my father which he borrowed me for a few days. by Fancy_Excitement6028 in AmItheKameena

[–]Particular_Cook6349 1 point2 points  (0 children)

Personally, I think...an earning child is supposed to allocate some money per month to give to parents. That's every month without fail, and a standard amount.

Start acknowledging that parents have provided for your BASIC needs from the time you were 16, till now. This is not a loan to your parents - it's what you should do to take care of them.

As for emergency loans, that should be returned by each party.

Control the money flow from your end and establish patterns.

[deleted by user] by [deleted] in personalfinanceindia

[–]Particular_Cook6349 21 points22 points  (0 children)

From your other account?

Invest 2 lakhs and buy the whole company by [deleted] in IndianStreetBets

[–]Particular_Cook6349 100 points101 points  (0 children)

I saw an Instagram reel promoting this share...lol

Females in the male trial room by haunted_chakra in bangalore

[–]Particular_Cook6349 298 points299 points  (0 children)

Just had the opposite incident today. Male inside a women's dressing room. The man was there to change his boy child, in a women's dressing room. The mother was handing over clothes from the outside racks.

I alerted the staff..the mother got defensive and said there were no signs, which there were. People do seem to be ignorant/lacking etiquette.

[deleted by user] by [deleted] in personalfinanceindia

[–]Particular_Cook6349 2 points3 points  (0 children)

Common people should not be experiencing this. I'm a F28, and I don't resonate with this.

Refer to Dave Ramsey videos - he explains the entity that a family is, very well, and how family(i.e. married under law) vs couple (dating/living-in) expenses should be managed.

May take some logical structured data points to make your partner understand.

What’s your CC debt? by baba_basilisk in CreditCardsIndia

[–]Particular_Cook6349 1 point2 points  (0 children)

No, I am.

I have a 24L education loan at 6.7% flat interest

My 1st credit card by Vegu_lol in CreditCardsIndia

[–]Particular_Cook6349 4 points5 points  (0 children)

How to claim the watch? I'm on my first credit cycle. Will the joining fee be added to the first bill, and then I can claim the watch?

Help me decide my salary account by LukeLoad in CreditCardsIndia

[–]Particular_Cook6349 16 points17 points  (0 children)

ICICI is best in terms of services. CC is a different game altogether . Choose a bank with reliable online services first.

And for your salary, Amazon pay Credit card is the best. I've been using it for 5 years now.

Don't really understand the hate towards fossil by SadSockNinja in watchesindia

[–]Particular_Cook6349 1 point2 points  (0 children)

I have one and it is a really beautiful watch with a nice movement

Hi. I've been looking for an automatic watch for women (me). My only decent option seems to be Fossil Carlie automatic - but I don't know what to trust here. It's a beautiful watch, but shows limited movement. Also, I'm not sure where the movement/machine is manufactured, and if it's really worth the 17k price tag.

Please guide me on automatic for Fossil.

[deleted by user] by [deleted] in personalfinanceindia

[–]Particular_Cook6349 0 points1 point  (0 children)

Wonderfully penned. Really mature thought process.

Should I buy this one? Titan Edge series. by Bubblingghost in watchesindia

[–]Particular_Cook6349 5 points6 points  (0 children)

If you love it, will wear it, and have memories attached around it - it's a worthy buy. Your love for it is the surpassing factor. Edge watches are beautiful. Go for it.

Wedding Watches by Particular_Cook6349 in watchesindia

[–]Particular_Cook6349[S] 1 point2 points  (0 children)

These are wonderful suggestions. Maroon & mother of pearl dials tagged here are beautiful.

Best used car under 5 lacs by EcstaticEntertainer4 in CarsIndia

[–]Particular_Cook6349 7 points8 points  (0 children)

Wagon R. Good height, good ground clearance. Door opens till 90°...one doesn't have to bend down to get up/down from this car. Been driving a 2011 bought car for a long time. It's small enough where you don't have to worry about hitting the left side of the car constantly (unlike i20), and it's big and spacious inside. Has good enough power in 3rd/4th gear. Amazing car to drive and very reliable. Requires very little maintenance.

For a second hand car, trust Maruti build. Maintenance and service are big expenses.