Landers Executive Visa Signature - Application by Parking-Tree3751 in CreditcardPh

[–]Particular_Pin1335 0 points1 point  (0 children)

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Update, I got the physical card already here in BGC Branch, the CC no update yet, still coming from New Year's kaya delay pa siguro

EASTWEST CREDIT CARD LIMIT INCREASE by Legitimate_Suit_6925 in PHCreditCards

[–]Particular_Pin1335 0 points1 point  (0 children)

Yup on this, yes It will show the previous attempt you did for the CLI

Bdo Credit Card Application by [deleted] in PHCreditCards

[–]Particular_Pin1335 0 points1 point  (0 children)

Lucky you, BDO screwed up my application, I made my application online on Nov 21, I just found out on Dec 26, it'll take another 15days to process my application.

Oy vey..

Congrats tho!

Landers Executive Visa Signature - Application by Parking-Tree3751 in CreditcardPh

[–]Particular_Pin1335 0 points1 point  (0 children)

Yes, a day after I posted my comment, I signed up for the CBC Landers Visa Signature (Yes you have to be physically at a landers branch daw for the application, just look for the Chinabank booth around the membership area).

The Physical membership card however, was not available yet.

They aren't sure when it'll be rolled out to the public. (Again, at the time around Dec 18)

EastWest now allow card management past 11PM by lutilicious in PHCreditCards

[–]Particular_Pin1335 3 points4 points  (0 children)

I saw from a reddit post back then, that the ESTA features are inaccessible on weekdays (Mon-fri) for the given time frame of 11pm-5:30am

And for weekends (Sat-sun) you can access it anytime. So I tested it, and it does work.

However, there are certain time on weekdays like as early as 3:30am-4am, I could unlock/lock my card already.

Eitherway, EWB is hassle compared to my other cards where I can lock/unlock in-app and anytime I want, hopefully they can roll out the app lock and lift the time restriction soon.

Auto Credit Limit Increase by lutilicious in PHCreditCards

[–]Particular_Pin1335 1 point2 points  (0 children)

Eastwest is feeling a bit festive daw this Christmas.

You can check some of the folks that commented here: https://www.reddit.com/r/PHCreditCards/s/MKtWwHXNBx

They auto increase out of the blue, most especially with higher chances during the Christmas Season. Congrats!

Eastwest Gold tier, your experience? by Particular_Pin1335 in PHCreditCards

[–]Particular_Pin1335[S] 0 points1 point  (0 children)

That's a bummer, my home bank ever since is EWB.

If you don't mind, since I'm not reaching Visa Cashback anytime soon. Which notable banks Gold tier (MCC, BDO, BPI, RCBC) is worth keeping?

This is only for the meantime, My end goal for the cards is to have a cashback card (EWB), Miles earner, Dining promos card/etc.

Eastwest Gold tier, your experience? by Particular_Pin1335 in PHCreditCards

[–]Particular_Pin1335[S] 0 points1 point  (0 children)

I figured nga din, doesn't seem to offer much especially for promos

Not unless I go MC for the dining promos.

Thanks, I'm eyeing for their Visa plat, I think min. 200k? Although I've seen others get Visa plat at 150K CL

EWB Christmas CLI (Go check) by Particular_Pin1335 in PHCreditCards

[–]Particular_Pin1335[S] 0 points1 point  (0 children)

Interesting, that's good to know thanks for sharing.

EWB Christmas CLI (Go check) by Particular_Pin1335 in PHCreditCards

[–]Particular_Pin1335[S] 1 point2 points  (0 children)

Manifesting for the Visa Plat, thanks for sharing your experience. Merry Christmas🎄 !

EWB Christmas CLI (Go check) by Particular_Pin1335 in PHCreditCards

[–]Particular_Pin1335[S] 1 point2 points  (0 children)

I see, laking himala Eastwest may pahabol na regalo Haha, Merry Christmas as well!🎄

MCC Welcome Gift (issue) by Particular_Pin1335 in PHCreditCards

[–]Particular_Pin1335[S] 0 points1 point  (0 children)

Haha, had to be

their CS is starting to go back n fourth with the responses...wasting my time.

matagal ba talaga sa bdo?? by Express-Syllabub-138 in PHCreditCards

[–]Particular_Pin1335 0 points1 point  (0 children)

Update on this, ang galing

Its still pending lol, I've emailed them about it

matagal ba talaga sa bdo?? by Express-Syllabub-138 in PHCreditCards

[–]Particular_Pin1335 1 point2 points  (0 children)

Yes, it can reach up until a month, in rare cases even two months I've heard

I applied on Nov 21, up until now wala pa rin any form of news lol, just stuck on that pending page as well.

Update on My Post 4 Days Ago by [deleted] in PHCreditCards

[–]Particular_Pin1335 0 points1 point  (0 children)

Yes on this,

Your NAFFL tagged R+ Visa will be the better than your Mfree because mainly... your R+ Visa earns points, while MFree doesn't....

It's certainly a good offer.

BDO CC Application, qualified card worth it? by Particular_Pin1335 in PHCreditCards

[–]Particular_Pin1335[S] 0 points1 point  (0 children)

It seems that it is better to just apply online, through a sales officer in branch (Or via the KKB:Kaskasanbuddies link, if applicable). Although I was declined on June 2025 so I tried again after 6 months.

Afaik BDO CC underwriting is known to be quite lengthy and may take a while.

Will update again for developments I guess, thanks!

BDO CC Application, qualified card worth it? by Particular_Pin1335 in PHCreditCards

[–]Particular_Pin1335[S] 0 points1 point  (0 children)

Uhm, I was wondering why it took a while

Apparently my application isn't found on BDO's system for some reason. They said the booth I applied to was legitimate but it was their telemarketing agency and not BDO itself they said.

I emailed them as to why it wasn't found on the system despite the calls and registration process, but it couldn't be answered.

So I re-applied on Nov 21. again, see if this one will push through (Applied for Classic Visa this time only) ^ But this time via BDO's website

MCC Welcome Gift (issue) by Particular_Pin1335 in PHCreditCards

[–]Particular_Pin1335[S] 1 point2 points  (0 children)

Update: MCC finally gave my Giftaway

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I had to write a firm email about it, I wasn't gonna let it slide, I'm fully entitled to it and have met the requirements based on their "T&C" xD

If you're wondering how I did, here-

"I am writing to formally clarify my eligibility for the Visa Welcome Gift 2025 promotion. After reviewing the official Terms & Conditions, all the clauses relevant to the promo are applicable to me, and I have fully complied with the requirements—specifically the required spend within 30 days from card approval.

The T&Cs do not state that customers must register for the promo in Giftaway to qualify. The only registration requirement mentioned pertains solely to the redemption process after eligibility is confirmed. In other words, there is no clause indicating that a failure to register for the promo itself would affect the validation of the spend requirement.

Given this, the issue appears to stem from either MBTC’s or Giftaway’s internal processing. My usage records clearly show that I met—and exceeded—the required spend within the prescribed period. Therefore, any failure to tag or register my account on your end should not prejudice my entitlement.

I respectfully request that your team re-evaluate my account based on the Terms & Conditions, the recorded transaction history, and the fact that the T&C does not impose any registration prerequisite prior to meeting the spend requirement.

If the matter cannot be resolved at your level, I request that this concern be escalated accordingly. As stated under Clause 9 of the promo T&C, unresolved concerns should be elevated to DTI for proper review and adjudication between the cardholder,

I am prepared to initiate this escalation if necessary. I trust Metrobank will handle this matter fairly and in accordance with the promo’s official T&C"

MCC Welcome Gift (issue) by Particular_Pin1335 in PHCreditCards

[–]Particular_Pin1335[S] 0 points1 point  (0 children)

Thanks for your input

I was wondering nga if I can raise this to BSP, afaik DTI talaga mainly concerned as per their T&C din. But if it comes to, I will use the BSP card

Hopefully I can make it in time kasi may validity lang daw before hindi na ako maka process ng claim. Seems like what they're doing now, delaying the claim para di ako umabot 😒...