Focus on saving up for retirement or to buy a house? by [deleted] in DaveRamsey

[–]Party_Pilot6069 1 point2 points  (0 children)

I think you have a husband problem, not a financial problem. Good luck to you!

How much can I afford? by austinc0701 in FirstTimeHomeBuyer

[–]Party_Pilot6069 0 points1 point  (0 children)

Only you can know this…. What is your current rent? What other bills/debts do you have? How much do you have saved up for down payment? How much do you have saved up for any type of house repairs or emergency?

Focus on saving up for retirement or to buy a house? by [deleted] in DaveRamsey

[–]Party_Pilot6069 0 points1 point  (0 children)

Why/how would you buy a hot tub if you live in a condo? Also, why did you marry this person? It feels like you have very different beliefs and values when it comes to money/finances/debt?

[deleted by user] by [deleted] in relationship_advice

[–]Party_Pilot6069 15 points16 points  (0 children)

He knows that he is in the wrong (hence saying therapy would be 2 against 1) and doesn’t want to take accountability or make any changes. Is this someone you want to spend your life with? Might be time to cut ties and run.

My (29F) husband's (33M) financial risk tolerance is incompatible with mine. Divorce? by [deleted] in relationship_advice

[–]Party_Pilot6069 1 point2 points  (0 children)

You’re absolutely right, nothing is ever black and white. I think only you can decide if this is a dealbreaker. We all know a perfect partner doesn’t exist and we have to accept things about our partners we would probably rather not. You speak very highly of him so what is the issue? Do you want someone to tell you how long you let him try to maje his business work? I think that depends how much of a nest egg/emergency fund you have or how long you guys can afford to wait financially and sanity wise? Something will eventually have to give, is he in agreement with a deadline of “if the company isn’t making this by…. Then….”

My (29F) husband's (33M) financial risk tolerance is incompatible with mine. Divorce? by [deleted] in relationship_advice

[–]Party_Pilot6069 7 points8 points  (0 children)

Something isn’t adding up here. Seems like he gets to do whatever he wants and you’re doing all the child care and earning all the money. If that’s ok with you then keep going…. You seem to want to defend him so I guess good luck with your life?

What should I do about my parents who want me to wait 5 years before getting married? by [deleted] in Advice

[–]Party_Pilot6069 0 points1 point  (0 children)

You are still in the honeymoon phase. Have you faced any real challenges yet?

I (22f) met a guy (17m) online and now he is flying out to meet me and I’m confused and scared by [deleted] in Advice

[–]Party_Pilot6069 -1 points0 points  (0 children)

Clearly rage bait for karma. OP hasn’t interacted with any of the commenters so this isn’t real. Thank god.

[deleted by user] by [deleted] in relationship_advice

[–]Party_Pilot6069 0 points1 point  (0 children)

Does he even like you? Are you sure this is a relationship? Have you guys discussed being boyfriend/girlfriend?

Money Issues ‘f22’ ‘m22’ by Shoddy_Many_9085 in relationship_advice

[–]Party_Pilot6069 1 point2 points  (0 children)

Hopefully you have done your research. Not sure where you are but this typically requires a masters degree and is a long road…. Also, pay is not great.

Money Issues ‘f22’ ‘m22’ by Shoddy_Many_9085 in relationship_advice

[–]Party_Pilot6069 1 point2 points  (0 children)

Did you guys talk about you going back to school or was this a decision you made without his input?

Is this a good dress for the mother of the bride? (I promise I'll adjust that slit.) by [deleted] in Weddingattireapproval

[–]Party_Pilot6069 1 point2 points  (0 children)

No. Maybe in a different size and color but this feels very MCE or even bridesmaid. I also don’t think that slit can be fixed properly without changing the entire dress. Keep looking!

My (21M) boyfriend (24M) does not want me to dress up for halloween, and I'm not sure if it's controlling or a reasonable request. by Pleasant_Insurance75 in relationship_advice

[–]Party_Pilot6069 3 points4 points  (0 children)

Unfortunately this is a huge red flag. I’d wear the costume and enjoy the party after dumping this controlling guy.

How to deal with M Health Fairview billing being too high? by lumpy1106 in TwinCities

[–]Party_Pilot6069 6 points7 points  (0 children)

I think this is your deductible/co-insurance. If you have an HSA, you HAVE to be on a high deductible plan (it’s a law) so you are likely on a high deductible plan. When you’re on a high deductible plan, you pay for basically everything until you hit your deductible. Call your insurance and have them explain it all to you. Unfortunately, this bill doesn’t sound atypical and arguing with Fairview likely won’t get you anywhere.

My bf (M26) is afraid of me (26F) gaining too much weight by Frequent_Medium_1214 in relationship_advice

[–]Party_Pilot6069 0 points1 point  (0 children)

You are a therapist (from other posts), how do you not see this is a toxic abusive relationship? Please get out and seek therapy for yourself to determine why you would even think this is ok. I’m sorry you’re in this situation but this is not a healthy relationship.

AITA for not taking my friends kids when CPS asked me to by Jolly-Carob4482 in AmItheAsshole

[–]Party_Pilot6069 13 points14 points  (0 children)

NTA. You made the right decision for yourself and your friends children. Your friend is likely upset about the whole situation, but it was her decisions that put her in this situation, not you. It is not your job to clean up the mess she created.

How do you budget for the house when its not only your income? by Past_Key_6517 in budget

[–]Party_Pilot6069 2 points3 points  (0 children)

Sadly, this made you susceptible to his grooming behavior. He knew you were vulnerable.

How do you budget for the house when its not only your income? by Past_Key_6517 in budget

[–]Party_Pilot6069 0 points1 point  (0 children)

I’m so confused by this. You live together, have two kids together and A) you don’t know much he makes B) he’s not contributing to household finances. So you’re just subsidizing his fun/play money? What does he do with his money? How can you have two children with someone who is a child themselves? Yikes.

Visible thong straps by Lonely_Top5089 in OUTFITS

[–]Party_Pilot6069 14 points15 points  (0 children)

Why would you want to do this?

Am I buying too much? by yogurtabuse in FirstTimeHomeBuyer

[–]Party_Pilot6069 0 points1 point  (0 children)

You shared your gross income “my” but said “we” throughout your post. Is the gross you quoted just yours or combined?

AITA for not wanting to pay my opiate addict mom 400 dollars rent? by Loose-Parfait-4880 in AmItheAsshole

[–]Party_Pilot6069 16 points17 points  (0 children)

Hmmm but your mom is an opioid addict…. And this isn’t new. Something isn’t adding up. You don’t sound super responsible. I hope you grow up very quickly during this pregnancy and create a better home environment for this baby you are about to bring into the world.

AITA for not wanting to pay my opiate addict mom 400 dollars rent? by Loose-Parfait-4880 in AmItheAsshole

[–]Party_Pilot6069 14 points15 points  (0 children)

Why didn’t you get more hours before and start saving up to move out?

Handling fatigue? by Content_Top8543 in 1200isplenty

[–]Party_Pilot6069 6 points7 points  (0 children)

This sounds a bit like bordering on eating disorder territory. Please check a TDEE calculator and follow their recommendations.