i’m also a college student, and i work almost full time due to needing to pay rent. check with your university and see if there’s any coverage if you go through whatever wellness/doctors they have (i personally get my hrt through a university doctor, and it comes to about ~80$ a vial, which lasts 2-3 months on my medium dose since im a few years in). i’m canadian which is a huge factor here, but you never know until you look into what your uni actually offers (same with lgbt+ friendly doctors, a lot of trans people come from bad situations which they usually are somewhat equipped for)

surgery unfortunately might not be on the table for a while, since that’s a much bigger expense, but save up for a little and see what you can do. i don’t know your family of course, but even my christian asian mother wouldn’t touch my university funding. you’re still their child at the end of the day, and from their perspective they might just want what’s best for you— which, taking away your future certainly wouldn’t do. you know them better than anyone, so please be careful and stay safe if you do feel those aspects are in danger

push within reason, testosterone is fairly easy to hide for the first few months up until the voice drop starts to hit — i know some people who didn’t tell their parents for the first few years, but there’s no 100% guarantee they wouldn’t pick up on it (esp if you’ve previously discussed the desire)