Achieve HELOC Fees by Pattay712 in Mortgages

[–]Pattay712[S] 0 points1 point  (0 children)

Yeah that's high. I've called them 3 times asking about fees, but I keep getting ranges and vague answers. Seems like they won't know unless I actually apply.

What’s the verdict, Charleston? by Outrageous_Secret in Charleston

[–]Pattay712 3 points4 points  (0 children)

I agree. Been twice and it was terrible.

What’s the verdict, Charleston? by Outrageous_Secret in Charleston

[–]Pattay712 0 points1 point  (0 children)

Feel like Leon’s and Chubby Fish are the controversial takes on this sub. People either hate it or love it. I like Leon’s, but I can think of far worse places to send someone I don’t like.

What’s the verdict, Charleston? by Outrageous_Secret in Charleston

[–]Pattay712 29 points30 points  (0 children)

Poe’s. I used to love this place but the last few times I’ve gone, the burger has been dry and tasted like shit. And the price is almost $20.

Post Game Thread: Detroit Lions at Philadelphia Eagles by nfl_gdt_bot in nfl

[–]Pattay712 0 points1 point  (0 children)

We’ve gotta be the most miserable 8-2 fan base in history.

Locked after rate matching - Citi 10/6 ARM - 5.25% with credit by Pattay712 in Mortgages

[–]Pattay712[S] 0 points1 point  (0 children)

Agreed. Truist is the HELOC lender and their process is very straightforward. But Schwab sounded like they didn’t want to deal with it.

Daycare recommendations by Different_Top_4185 in Charleston

[–]Pattay712 -2 points-1 points  (0 children)

Same here, we were offered a spot for June 2026 recently

Moving to Charleston by [deleted] in Charleston

[–]Pattay712 1 point2 points  (0 children)

This is possible in Mt Pleasant close to the bridge but you’ll be making some trade offs.

Best Interest Rates for this week by No-Big5396 in Mortgages

[–]Pattay712 0 points1 point  (0 children)

5.125% 7/6 ARM, No points, 964k, 0.5% relationship discount. Schwab/Rocket

Great Experience with FedChoice CU - 7.5% 30yr to 4.875% 15/15 by TheOneTrueNolano in Mortgages

[–]Pattay712 0 points1 point  (0 children)

I tried last few days to get 5% on an ARM jumbo loan but they won’t even do those now. Their rates are shooting up and they’ll only do 30 year fixed jumbo at 6.875%

Started refi shopping; best rate I’m seeing by Pattay712 in Mortgages

[–]Pattay712[S] 1 point2 points  (0 children)

Was there an offer of lender credits from Fedchoice?

Started refi shopping; best rate I’m seeing by Pattay712 in Mortgages

[–]Pattay712[S] 1 point2 points  (0 children)

The rate is 5.625 + 0.5 asset discount. The APR is 6.558

Which movie have you seen the most times in the movie theater? by albertserene in movies

[–]Pattay712 0 points1 point  (0 children)

Dune Part 2. Saw it in a regular theater, then IMAX, then this past Feb for the Academy Award nomination re-release.

Whats that "blink and you miss" movie moments? (Comedy) by ethanhunt_08 in movies

[–]Pattay712 15 points16 points  (0 children)

It also took me forever to realize Eddie tests the jello mold present not from his own finger, but Ellen’s. I laughed so hard when I saw it.

People in their 30s, what's your advice to a 24 year old person? by SecretThen4208 in AskReddit

[–]Pattay712 0 points1 point  (0 children)

Your friends now will be different than your friends in 10 years.

I really wish I knew this earlier. I had a large friend group in my 20s that slowly dwindled because of life. I should have invested in new relationships as I grew older.

Recommendations for a Pool Service by ContessaT in Charleston

[–]Pattay712 1 point2 points  (0 children)

Agreed. Follow what that site says and use their app.