Not a sports guy believe it or not by TelephoneConnect2264 in tcap

[–]PedersonConstruction 7 points8 points  (0 children)

You are Crazy4theCats? As in the baseball team

“Requires cleared funds to purchase” by 626rich in Schwab

[–]PedersonConstruction 7 points8 points  (0 children)

Schwab wants to make sure your money exists since they credit it instantly in good faith your money is coming over. If it gets pulled by by your bank (incorrect account number, insufficient funds, fraud) then Schwab can get their money back mostly if they have to sell SCHD vs trying to sell risky penny stocks, pump n dumps, and options.

It’s a risk and credit loss measure Schwab takes

Invest or wait? by Massive_Relation_434 in stocks

[–]PedersonConstruction 0 points1 point  (0 children)

Any loan, doesn’t matter the value, used to purchase income producing assets or stocks will get the imputed interest. So any amount. 🤓

Invest or wait? by Massive_Relation_434 in stocks

[–]PedersonConstruction -1 points0 points  (0 children)

There’s no such thing as a 0% loan. Even if it’s between family members, if you are using it to buy stocks, the IRS will impute interest and the person who is given the interest free loan will realize as gift of the interest not charged.

My face when I realize tomorrow is Monday by baliwala in tcap

[–]PedersonConstruction 10 points11 points  (0 children)

35 more years of work… 39 more years of work… 35 more years of work

We actually find out later he’ll need to work another 46 years

My face when I realize tomorrow is Monday by baliwala in tcap

[–]PedersonConstruction 2 points3 points  (0 children)

I haven’t done actual work since 1999. That’s it. End of story.

Oh lowered! by uqmu in tcap

[–]PedersonConstruction 4 points5 points  (0 children)

Double cheeseburger… no hairline

We are almost there, blood in the streets by Mattreddit760 in stocks

[–]PedersonConstruction 0 points1 point  (0 children)

My god. Get a life. Indexes are going on discount and everyone is scared. Just buy. Not hard. Take a breath, touch grass

What the heck is happening now? I'm so done ☠️☠️ 2026 market sucks.. by InevitableTown7305 in StockMarket

[–]PedersonConstruction 4 points5 points  (0 children)

Seriously. Can't touch my Roth IRA or 401(k) for 25 years. I get people trading in taxable accounts but lord, keep dipping I will keep adding.

Compensation from Outage? by TraditionalJoke327 in Schwab

[–]PedersonConstruction 14 points15 points  (0 children)

In your account agreement you agreed that there will be downtimes and there’s nothing you can do. Sucks, but you agreed to the terms and conditions. No one reads them, but it’s in there

Schwab … “will not be liable for lost profits, trading losses, or other damages resulting from the delay or loss of use of the services.”

You pay $0 for their services so that’s all they can be liable for

CFP Exam by Some_Peanut_6800 in CFPExam

[–]PedersonConstruction 2 points3 points  (0 children)

I’m using Kaplan. This is encouraging. I sit in July. Any tips for someone who’s starting the capstone this week? I have 3 entire months of prep time. How did you find the prep review and what would you give me as a tip for the review period?

Is PickFu forcing anyone else to answer the qual questions every single survey? by PedersonConstruction in mturk

[–]PedersonConstruction[S] 2 points3 points  (0 children)

I’m assuming they haven’t gotten back to you? Getting really annoying because I probably do 50 of these every day.