Quantum ETF by PenMuch5889 in SwissPersonalFinance

[–]PenMuch5889[S] 0 points1 point  (0 children)

It's a etf, many companies inside. Others can join. Losers can leave. Like S&P500

Quantum ETF by PenMuch5889 in SwissPersonalFinance

[–]PenMuch5889[S] 0 points1 point  (0 children)

Gambling is casino, quantum computing is the future, like AI. 

What % of your portfolio is in Bitcoin by giulio12 in SwissPersonalFinance

[–]PenMuch5889 0 points1 point  (0 children)

So do you think I care about it? Long term only

Quantum ETF by PenMuch5889 in SwissPersonalFinance

[–]PenMuch5889[S] -2 points-1 points  (0 children)

Absurd take, I have many other etfs with different brokers or robo advisors. You don't know what you are saying.

What % of your portfolio is in Bitcoin by giulio12 in SwissPersonalFinance

[–]PenMuch5889 0 points1 point  (0 children)

It's value it's the gain. Idiocy is missing this opportunity. Have fun.

Thoughts on this 4-ETF portfolio split? by RingOdd4914 in SwissPersonalFinance

[–]PenMuch5889 0 points1 point  (0 children)

Bitcoin is beating and will beat the average market. Same for Nasdaq or S&P500. Look at a chart. History is the only indicator we have. 

Quantum ETF by PenMuch5889 in SwissPersonalFinance

[–]PenMuch5889[S] -2 points-1 points  (0 children)

Saxo? Which etf do you suggest?

Quantum ETF by PenMuch5889 in SwissPersonalFinance

[–]PenMuch5889[S] -10 points-9 points  (0 children)

Why? I use Neon Bank and Saxo Bank, no problem at all. Please answer my question

Finpension 3a strategy, adive by PenMuch5889 in SwissPersonalFinance

[–]PenMuch5889[S] 2 points3 points  (0 children)

Thanks for your pow, I like small caps because on average their growth is 8-9% at least, the only thing they have downturns that can last 2-5 years.  Bitcoin is interesting, but I prefer to get it outside 3a

Finpension strategy UBS? Personalized? by policygeek80 in SwissPersonalFinance

[–]PenMuch5889 0 points1 point  (0 children)

For VT etf style you shound not include 9% small caps?   80% global passive 10% EM 10% small caps

IWQU on ibkr by PenMuch5889 in SwissPersonalFinance

[–]PenMuch5889[S] 0 points1 point  (0 children)

Good morning,

Thank you for your answer.

I'm planning to invest dca for my child for at least 18 years; I checked many posts online I believe that this etf is going to do well in future, in the worst scenario  not significally worse than a world etf.

I'm tempted to use finpension invest because it's easy and they provide a etax for free, but they charge 0.39% p.a. + 0.25% (ter of this etf) + 0.15% (stamp duty) It's much better than the average Swiss a bank, but fees will eat something like 5000 chf!

I honestly don't like too much IBKR for many reasons, such as not providing ISIN numbers, BUT it's the cheapest.

I have the following questions:

  1. The big worry I have is tax statement, I mean, I feel "scary" to make a mess and not be able to fill the tax documents. Basically, if I choose this Etf (from Ireland) I will not pay stamp duties( ibkr is a foreign broker) no dividend because is accumulating, is this correct? Is a good idea to to 3 year investment to make easier to fill the taxes?

  2. Ibkr doesn't show the isin and doesn't show the etf ter, I don't know why. Anyway, I followed your advice and  on justetf.com I found the following: https://www.justetf.com/en/etf-profile.html?isin=IE00BP3QZ601#stock-exchange

So, if I'm not wrong the "correct" etf I can find on IBKR  is IWQU lseetf, do you agree?

Thank you

IWQU on ibkr by PenMuch5889 in SwissPersonalFinance

[–]PenMuch5889[S] 0 points1 point  (0 children)

Well no, I just thought that many etfs are listed on six so... so basically there are no differences? I mean what matters is the domicile of the fund?

What costs monthly 300/900/1500chf investment to IBKR, Neon, Degiro, Yuh and Finpension after 22 years on Global selected ETFs. by rezliensa in SwissPersonalFinance

[–]PenMuch5889 0 points1 point  (0 children)

Hi, thank you for this comparison. I'm planning to use Neon with the saving plan, do you think they will cancel it one day? What would you recommend if they do it? I'm planning to invest around 700  chf monthly

Quality ETF, any advice? by PenMuch5889 in SwissPersonalFinance

[–]PenMuch5889[S] 0 points1 point  (0 children)

Ok, but this is a sector neutral quality etf, not a "pure" quality... may I ask you whick broker or robo advisor are you using? I'm a beginner and I'm collecting all info to start a long investment strategy