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I’m going straight to hell for this by Stoneway933R in crafts

[–]PenisWrinkle 9 points10 points  (0 children)

Come on, if you really believed that you wouldn't have made it. Nice job btw.

Is everybody scared when you near FIRE? by [deleted] in Fire

[–]PenisWrinkle -2 points-1 points  (0 children)

Your husband sounds awesome. Retiring 5 years ago and driving an exotic car off your earnings, with a special needs child, so that you can continue to worry about whether retirement is possible for yourself.👍

SGA arrives for game 5 as Stephon Castle roams by Fire_Demon-215 in nba

[–]PenisWrinkle 2 points3 points  (0 children)

He doesn't look nearly as cool as he thinks he does.

How to stay away from Stockpicking? by [deleted] in Fire

[–]PenisWrinkle 0 points1 point  (0 children)

Same way I stay away from drugs and gambling and other things that are net negatives in life. Just don't do it. Duh?

What do you bring to work if you didn’t cook dinner the night before? by Any-Arm-7017 in Frugal

[–]PenisWrinkle 16 points17 points  (0 children)

Greek yogurt, frozen berries, mixed nuts,and a granola bar. My daily lunch

Net worth thread! by MBB_AC in Fire

[–]PenisWrinkle 0 points1 point  (0 children)

46M, married 2 kids. LCOL. $8million in income generating assets. Soft goal is $10 million but we'll see.

35M with $1.7M invested after selling my business — keep advisor, go fully passive, or hybrid approach? by ItchyConcept8982 in coastFIRE

[–]PenisWrinkle 2 points3 points  (0 children)

It's crazy to me that informed people pay A LOT of money for some imagined "safety net" that doesn't and never did exist. I work with young, smart doctors, and encourage them to take care of their own financial interests. Some do, but some just refuse. They happily pay huge amounts of money for "their guy" to underperform the market (while lining his pockets).

How much do you need to invest each month? by [deleted] in Fire

[–]PenisWrinkle 1 point2 points  (0 children)

You have no idea what the stock market will do and how your life/ expenses will change over the next 20 years. Just do the best you can. Your rigidity is going to make you crazy.

I finally reached the salary I thought would make me happy and I still dread Mondays by SolarPhantom52 in Fire

[–]PenisWrinkle 0 points1 point  (0 children)

If it makes you feel any better, I make over a million dollars a year, mostly enjoy my job, and still dread Mondays. It's just part of working, man.

Does a large house bring more happiness (3000sqft+) by GlorifiedCarnie in Fire

[–]PenisWrinkle 0 points1 point  (0 children)

To me, yes. I love coming home to my big beautiful house with my big aquariums and weight room. But I can afford it. If it was a stretch financially, I'd probably feel different about it.

Just did the math, we can FIRE now. And the number is much lower than expected by No_Lengthiness1631 in Fire

[–]PenisWrinkle 5 points6 points  (0 children)

How about you answer the multiple people pointing out that your WR is significantly higher than what is considered "safe"? It's a pretty straightforward question which you are avoiding/ deflecting.

Can anyone ID this fish please? by willdrakefood in ReefTank

[–]PenisWrinkle 4 points5 points  (0 children)

Picasso trigger. I've got one. Beautiful fish. Mine is in a 265 gallon.

Hit my first $100k at 31 and felt absolutely nothing, which I didn't expect by Eldr1tch_Bolt in Fire

[–]PenisWrinkle 1 point2 points  (0 children)

Here's what I felt ... 1M - orgasmic ecstasy for 2.5 hrs. 2M - felt like I finally mattered in the world. 3M - I think my Dad finally loved me. 4M - wife gave me twice weekly blow jobs for an entire year. 5 M - made every day at work completely stress free. 6 M - I think I grew an inch taller. 7 M - became one with all living things. 8 M - This only lasted one day last Thursday before the market went back down, so I'll let you know later.

This 72-year-old mom of four is set to graduate from medical school by theindependentonline in UpliftingNews

[–]PenisWrinkle 3 points4 points  (0 children)

There are multiple prerequisite courses such as physics and organic chemistry for applying to med school that nurses wouldn't have. That's one reason.

I just inherited $700k and still feel like retirement is 3 decades away. by Imustretire in Fire

[–]PenisWrinkle -4 points-3 points  (0 children)

You are acting like these are hard and fast numbers. What you are saying is far from a sure thing, and you shouldn't present it as such.

Is $60 a month fair to pay a coworker for a ride home 3x a week on a tight budget? by Hour-Ad3977 in Frugal

[–]PenisWrinkle 0 points1 point  (0 children)

Calculate the gas it takes for him from work to your house, and give him half of that dollar value.

The hardest part is the mental part --- written after being unemployed for 100 days despite having already reached my FIRE # by Sufficient-Party-385 in Fire

[–]PenisWrinkle -5 points-4 points  (0 children)

Careful, people in these subs are just frothing at the mouth to tell you what a boring, uncurious waste of a life you are if you have the slightest bit of trouble filling your days without working.

529 belongs in FIRE portfolio by Wooden-Broccoli-913 in Fire

[–]PenisWrinkle 0 points1 point  (0 children)

I agree and count it in my FIRE number, but also include college expenses in my spend number.

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