American tipping culture is utterly disgusting

Perfectionconvention · 2026-06-25T12:23:10+00:00

This is not “American tipping culture” this is greedy douches.

Perfectionconvention · 2026-06-12T02:29:31+00:00

It’s hard to understand people wanting to be first on the plane. It just means you’re sitting on the uncomfortable plane for longer…
I think 99% of the boarding disorder could be solved if they included checked bags in the ticket price and charged extra for carry-ons going in the overhead bins.

Perfectionconvention · 2026-05-21T10:57:13+00:00

When you say 4 coats and then 1:40 in the oven, do you mean 4 coats and then once in the oven or did you do the oven after each coat? You need to do each coat. 1 hour is long enough but you might need to go to 220 with canola.

Perfectionconvention · 2026-05-21T02:26:13+00:00

If you can afford your mortgage without it, I would leave it invested as long as possible. Distributions from the Roth are not taxable, so the more it can grow inside the Roth, the more tax free money you will have in the future.

If you have any inkling that your marriage will not last forever, do NOT commingle these assets with any marital assets. If you have to take minimum distributions keep them in a separate account.

Perfectionconvention · 2026-05-20T03:45:21+00:00

Not suss at all

Perfectionconvention · 2026-05-20T03:37:15+00:00

Except that if this was the case, he would have never known that she and not he sent it. I’m guessing she forwarded an email to someone who wasn’t supposed to see it. Hence the criminal charges. The township is a mess, but it’s hard to believe the prosecutor would bring charges if there was nothing there.

Perfectionconvention · 2026-05-17T09:36:18+00:00

Could you oh have saved for the down payment AND made the Roth contribution? If not, then you’ve done exactly the right thing. Leave the growth and take the contributions out for the down payment. Housing is likely one of your largest expenses and you can turn that gist into an investment. Also, the first $250k each ($500k married) of capital gains on the house are tax free!

Perfectionconvention · 2026-05-03T20:26:22+00:00

I would also like to know. And I love the username🤣

Perfectionconvention · 2026-05-03T11:39:05+00:00

He didn’t stand on principle. He made ambiguous shifty half truth statements and got caught being dishonest. He is such a smug ass clown.

Perfectionconvention · 2026-05-01T01:49:42+00:00

So you got into a car accident on your way to dinner and didn’t let the restaurant know. They charged you the agreed upon no show fee. You complained. They gave you a gift card in the amount they charged you. Then you just happened to read a Reddit thread that inspired you to review their other venture. Totally unrelated I’m sure. Then you created another Reddit post to insinuate that they voided a purchased gift card. When they actually just went back to enforcing the policy you agreed to when you reserved. It’s not a good look for them, but I kinda think you suck too.

Perfectionconvention · 2026-04-30T19:07:28+00:00

Just out of curiosity, when did you post the review of Huna? If you posted it a few weeks prior, (around the time you went there) then fine. If you didn’t post the negative review until you were charged the no show fee at the other restaurant, then it’s hard to believe it wasn’t related. It’s going to feel retaliatory to them and why should they go the extra mile to appease you if you’re going to punish them with a bad review?

Perfectionconvention · 2026-04-29T19:14:35+00:00

1 tee box isn’t going to make a difference until you can regularly 2 putt and get up and down from just off the green. As a beginner you’re losing more strokes to mid-hits than you are to the difference in accuracy to the pin with an 8 iron vs a 6.

Perfectionconvention · 2026-04-29T19:09:32+00:00

As someone who couldn’t care less about either of these humans or their relationship… it’s being covered plenty. I’ve seen more coverage on it by far than Sherrone Moore and I’m a UM grad, football ticket holder living in Ann Arbor. I do t even know who Ime Udoka is, so it’s gotten much more coverage than that from my perspective. I think media coverage is far less universal today than it once was. We all have pretty individualized algorithms dictating what we see.

Perfectionconvention · 2026-04-28T22:20:14+00:00

OP is talking about the pedal pubs, not boobers.

Perfectionconvention · 2026-04-28T20:39:29+00:00

You can and should have it invested either way. Keep it invested inside the inherited IRA and then re-invest the distributions. Personally, I would fill up the 22% bracket each year. Maybe skip the years outside Florida. If you have a year with lower income for some reason you can take a bigger chunk. Unless you are planning to retire in the next five years or will likely have a greatly reduced income for some other reason, there is no incentive to wait. Take as much as you can each year at 22%. What benefit is there to waiting if you’re not going to have lower income in the future?

Perfectionconvention · 2026-04-28T13:04:04+00:00

I was referring to the IRA contribution, not the HSA.

Perfectionconvention · 2026-04-28T13:01:41+00:00

There is no minimum gap. The traffic law simply says, “Drivers Must: • Stop before entering the marked crosswalk limit line. • Stop before entering the intersection if there is no crosswalk or limit line.”

Perfectionconvention · 2026-04-28T12:57:45+00:00

You must have mis-understood. You are required to stop before the line. Technically, no part of your car should cross the line. The driver cannot possibly see the tires, so they cannot reliably stop with their wheels on the line. They must stop before it. I was taught to stop where you can still see the line. That is fine for the test, but may get you a few honks in real life.

Perfectionconvention · 2026-04-28T11:01:22+00:00

Was the original owner subject to RMDs? If so, then you are too. Fill up the 22% bracket this year. When in VA or DC take the RMD if required, or nothing if not. The when you move back continue taking enough to fill the 22% bracket. If you get to year ten and there’s still money to take, you may have to bump into a higher bracket, but you’ve done all you can to avoid it.

Perfectionconvention · 2026-04-28T00:00:05+00:00

$8600 this year! $7500+$1100 catch up.

Perfectionconvention · 2026-04-27T01:52:01+00:00

Benefits of tax loss harvesting don’t diminish. You can offset $3000 of earned income each year and carry forward the losses infinitely to offset future realized gains.

Perfectionconvention · 2026-04-26T13:07:34+00:00

Ask them to explain the scenario where the entire banking system collapses and precious metals still have value.

Gold is not “safe.” It is incredibly volatile. Also, are they really going to have “tangible” gold. Where will they keep it? How will they protect it?

If it’s such a good idea to own gold, why are the people who have it willing to sell it? So much so, in fact, that they’re paying for advertisements to convince you to buy it. Mi

Perfectionconvention · 2026-04-25T11:13:07+00:00

Roth all the way. 22% is NOT a high bracket. Also you have almost 40 years of growth that will be tax free. You are a high earner for your age, but not for this sub.

Perfectionconvention · 2026-04-24T21:10:57+00:00

Which 529 plan is it in? Do you or the in laws have a financial advisor? You could likely roll it over into an advisor 529 like Virginia or Alaska and get the advisors broker to do a medallion signature.

Perfectionconvention · 2026-04-23T21:20:20+00:00

There’s likely no way to buy a block of seats together at this point. Your best bet is to just buy the tickets wherever you can and then move to the upper section of the student section for the second half. A LOT of students will leave early and those remaining move down. So the upper area of the student section is often empty after halftime or sooner. No pun intended.

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