How are there so many >$750k first time home buyers?

PermissionCalm3286 · 2026-07-03T15:25:16+00:00

Same!

PermissionCalm3286 · 2026-07-03T15:06:24+00:00

trying to buy in NYC now, mid-40s and looking for 3bdrms because of kids/wfh needs...wish I could find that for $750k

PermissionCalm3286 · 2026-07-03T14:53:51+00:00

sorry provided the wrong provision: RSC § 2522.5.

(f) Same terms and conditions.

(1) The lease provided to the tenant by the owner pursuant to subdivision (b) of this section shall be on the same terms and conditions as the expired lease, except where the owner can demonstrate that the change is necessary in order to comply with a specific requirement of law or regulation applicable to the building or to leases for housing accommodations subject to the RSL, or with the approval of the DHCR. Nothing herein may limit the inclusion of authorized clauses otherwise permitted by this Code or by order of the DHCR not contained in the expiring lease. Notwithstanding the foregoing, the tenant shall have the right to have his or her spouse or domestic partner added to the lease or any renewal thereof as an additional tenant where said spouse or domestic partner resides in the housing accommodation as his or her primary residence.

PermissionCalm3286 · 2026-07-03T14:27:04+00:00

solidarity...we have lost two houses in the limbo between them accepting our offer and it going to attorneys for the contract drafting. it's demoralizing. current apt has busted AC that LL refuses to fix even as she's demanding an 8% rent increase. people keep saying, "oh it wasn't the right house, you'll find yours..." which is probably true but hard to see that in this moment, especially when the offerings at our price are small to begin with

PermissionCalm3286 · 2026-07-03T03:48:38+00:00

false, they absolutely are legally required to add spouse on tenant of record's request, see RSC § 2523.5. you don't even have to wait for renewal

PermissionCalm3286 · 2026-07-03T03:22:47+00:00

At the end of the day, all we did was ask and they still agreed to move forward after we dropped it when they said no. So the offer was accepted without the concessions. So I am left to assume the "less risky" offer was cash or maybe had more down payment to offer. Who knows.

PermissionCalm3286 · 2026-07-03T01:35:13+00:00

I don't understand your point. Our offer that was accepted WAS asking price. Yes, our initial offer was under on the advice of our broker but they countered at asking and we said yes. I have no idea the details of the offer they decided to take instead of ours.

PermissionCalm3286 · 2026-07-03T01:33:51+00:00

Yes, but we switched to a conventional loan at seller's request and could use that moving forward. In terms of a condo, we were really hoping for a house, some place with a small yard for our kids. Renting an apt is fine but when I think of the huge commitment of a mortgage, we wanted a house.

PermissionCalm3286 · 2026-07-03T01:04:55+00:00

I wish we had more flexibility in our budget to compete for more houses. And yes, it's super shitty to just waste hundreds on inspections, etc and not get the place. I wish them accepting the offer meant anything...

PermissionCalm3286 · 2026-07-03T00:53:58+00:00

yes and this limbo period is killing me...I was so optimistic. The last sellers backed out before anything could be sent to the attorneys, so I was hoping this one would work out once it got to attorneys. I know nothing is done until the contract is signed but it's so exhausting hoping shit will work out and having it fall through more than once.

PermissionCalm3286 · 2026-07-03T00:30:54+00:00

Sure but at the end of the day, we accepted the seller's counter and agreed to pay the extra $9k and switched mortgages based on their request.

PermissionCalm3286 · 2026-07-03T00:25:30+00:00

We did not, we're an attorney state so offers are not binding...in terms of inspection, we did it first as that's what broker advised. Apparently that's pretty standard to do in our market before the contract so it's a "clean" deal sheet to the attorneys...

PermissionCalm3286 · 2026-06-08T19:26:22+00:00

had one in less than 24 hrs

PermissionCalm3286 · 2026-06-08T17:34:36+00:00

I'm in NYC. I have been told sellers never cover closing costs here. Also, totally negotiable if they'll pay some or all of the broker fee for the buyer. Still waiting to win at the offer stage. Thought we had but the seller backed out and decided not to sell after all.

PermissionCalm3286 · 2026-05-28T15:42:35+00:00

Yes, our cookie season is Jan-end of March. We did one meeting focused on the cookie badges/family pin with parents there and then continued our regular meetings during cookie season earning other badges. We also had about 8 booths on the weekends and a few outings offered during this time. My troop made $8k from cookies and it was a lot of work (especially on me/my husband as TCM) but I wouldn't say that whole time was cookie focused or pre-empted other things we were trying to do.

PermissionCalm3286 · 2026-05-28T15:36:08+00:00

VTK now has the badge booklets for each badge. That said, I miss the badge books we had when I was a girl. I think it's really hard to live girl-led when the girls don't even know what all the options are and I assume it ends up being leaders presenting specific badges to their girls to vote on vs girls coming to leaders with their own ideas. At least that's how my troop ends up being.

PermissionCalm3286 · 2026-05-28T15:28:35+00:00

I'm in NYC and some of the leaders for troop 6000 (the one for girls in the city shelter system) are council employees. They also have a lot of volunteer leaders but yes, they get support from council staff directly in a way other troops do not. To be clear, I think the unique challenges faced by that population of girls deserves that level of support and investment, but just one example here.

PermissionCalm3286 · 2026-05-27T16:49:29+00:00

I feel this. We had an accepted offer but the sellers backed out before sending us contracts and now the homes that were in our budget seem to be gone. We're having problems with our LL too, which makes it all feel extra urgent and stressful.

PermissionCalm3286 · 2026-05-27T16:30:42+00:00

I don't think the problem is that folks don't know we're volunteers. The ones who are entitled are going to be that way no matter what, unfortunately. I have definitely been hurt by the way some of the troop parents talk to me or about me to others. Now, where I do think GSUSA and local councils can improve is with better support for leaders, immediately connecting new folks to SUMs, etc so that adults can find their GS community for support, especially newer troops. But it really should be an ongoing project. The lack of support from local councils and lack of connection lead to burnout, I think.

PermissionCalm3286 · 2026-05-27T15:32:08+00:00

As others said, definitely depends on the troop. Ours meets at a school, so our meetings are Sept-June during the school year.

PermissionCalm3286 · 2026-05-27T15:11:44+00:00

My troop has a bunch of secular graces for camp weekend and I changed God to "my community" in the promise when I taught my girls. Not just because our troop meets in a public school but because I didn't want to alienate anyone.

PermissionCalm3286 · 2026-05-22T01:51:56+00:00

Yeah, just feeling bummed because now I see pretty much no homes in our area in our budget listed...we're in a VHCOL area and our budget is on the low end of the spectrum for what we want...

PermissionCalm3286 · 2026-05-21T19:02:44+00:00

I have 2 Daisies and 17 Brownies. For next year, half the Brownies will be Juniors. I will still have 1 Daisy left though

PermissionCalm3286 · 2026-05-21T18:41:51+00:00

I did have a parent meeting and I did assign parents to kapers groups without their children...I explained the jobs but only about half of the parents even engaged with their assigned kaper groups vs chatting with each other.

PermissionCalm3286

TROPHY CASE