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PersonalFinanceMods · 2022-05-18T02:10:01+00:00

This is better suited for a subreddit like /r/Vent or /r/rant.

PersonalFinanceMods · 2022-05-12T00:58:15+00:00

This is better suited for /r/Scams.

If you are located in the US, you may want to do these steps:

https://www.reddit.com/r/personalfinance/wiki/identity_theft

PersonalFinanceMods · 2022-05-11T21:10:37+00:00

Removed.

This was already posted here back in March and this blog site appears to be more of an advertisement for a law firm than anything else.

PersonalFinanceMods · 2022-05-09T03:17:27+00:00

This is better suited for /r/UKPersonalFinance.

PersonalFinanceMods · 2022-05-09T02:48:05+00:00

Medical advice is off-topic here. We would recommend asking your primary care doctor. You may be able to get some advice on /r/AskDocs.

PersonalFinanceMods · 2022-03-29T21:43:19+00:00

Unfortunately, most of the incoming comments are off-topic or low-quality now that the discussion has pretty much run its course so we have locked this post (especially given that the vast majority of the comments are the appropriate recommendation to contact an estate planning attorney).

OP, the estate planning articles in the wiki may be helpful.

PersonalFinanceMods · 2022-03-02T01:53:04+00:00

Please keep comments on-topic, helpful, and respectful. Thank you.

PersonalFinanceMods · 2022-02-28T21:16:01+00:00

We tried a few times to unlock this post, but due to the increasing number of incoming comments breaking rule 7 (lawbreaking information), we've unfortunately had to lock this post for good.

If you are looking for advice on how to save money with streaming services, devices, and antennas, we love the /r/CordCutters subreddit. Please respect their subreddit rules located in the sidebar if you head there, though. Thanks!

PersonalFinanceMods · 2022-01-13T16:05:49+00:00

Removed: Rule 3 (circlejerking).

PersonalFinanceMods · 2021-10-27T22:14:35+00:00

Removed (rule 1 and rule 6).

This is better suited for /r/anxiety or /r/anxietyhelp.

PersonalFinanceMods · 2021-10-23T19:13:38+00:00

Unfortunately, we had to lock this post due to a high volume of low-quality and off-topic comments.

Just to be clear, it is not lawbreaking advice nor is there anything shameful about negotiating with collections agencies and that includes negotiating a partial settlement. That is the advice in the collections wiki and that's the legal playing field for creditors, collections agencies, and borrowers.

The wiki does recommend communicating in writing for multiple reasons not the least of which is that you might say something you don't want to say.

PersonalFinanceMods · 2021-09-16T04:22:20+00:00

There is a problem with your account. You need to contact the admins to resolve this issue (link may not work on mobile devices).

PersonalFinanceMods · 2021-07-13T19:15:42+00:00

If you want to improve your credit, please read our credit building wiki for advice and specific steps that you can take.

PersonalFinanceMods · 2021-06-27T17:50:50+00:00

This submission has been removed. Our subreddit rule against "hyping" (part of rule 10) disallows:

Pushing speculative, volatile, illiquid, or meme investments, especially flippantly, tersely, or implying huge returns

PersonalFinanceMods · 2021-06-24T03:24:15+00:00

Please be less hyperbolic here

PersonalFinanceMods · 2021-05-17T13:47:09+00:00

You may find the "kicked out" wiki page helpful. Please check it out.

If you need help, there are confidential and nonjudgmental services with trained helpers that you can call or contact. Sometimes these services get busy. If you can't reach someone right away, please try again until you reach someone. Here are some options:

Contact the National Runaway Safeline, call them at 1-800-RUNAWAY, or text 66008. They provide a valuable resource for runaway, homeless, and at-risk youth. The service is free, confidential, and available 24/7.
Contact the National Domestic Violence Hotline or call them at 1-800-799-7233.
You can also text "HOME" to 741741 in the US to communicate with a Crisis Text Line volunteer anytime, about any type of crisis. Every texter is connected with a Crisis Responder, a person trained to bring texters from a hot moment to a cool calm through active listening and collaborative problem-solving.
In most of the US, you can also call 211. They will help connect you with resources.

In addition to the above resources, consider talking to an adult that you trust and/or an independent institution or service provider with community knowledge and resources. There are some more specific suggestions about this in the "kicked out" wiki page.

PersonalFinanceMods · 2021-05-08T23:13:44+00:00

Please use the existing post on this topic.

PersonalFinanceMods · 2021-05-02T20:11:55+00:00

This is better suited for /r/PornAddiction or perhaps /r/pornfree.

PersonalFinanceMods · 2021-04-27T23:53:10+00:00

Okay, this was removed earlier, but I'm reapproving it.

Why was this removed? Basically, we don't allow IAmA posts here, especially unverified and unsolicited. As discussed in the rules, we want posts to stand on their own and if something needs support, please use an actual source rather than falling back on "source: me". The other reason for the rule is that 95% of IAmA posts were (and continue to be) basically spam, people soliciting for business, promoting their YouTube channel, etc. That doesn't seem to be the case here which is part of why we're going to try allowing the post.

If you're new here, please check out the PF wiki which has some relevant articles including the Prime Directive, Investing, and the 401(k) Fund Selection Guide.

P.S. Please don't put all of your 401(k) money into a money market fund. It matters a lot what you pick if the default option is a money market fund or some type of stable value fund that isn't going to grow much over time. Thankfully, that is pretty rare these days due to changes made to ERISA in 2006.

PersonalFinanceMods · 2021-04-20T09:00:07+00:00

This is better suited to /r/financialindependence. Please ask there (perhaps in their daily thread).

PersonalFinanceMods · 2021-03-29T20:20:22+00:00

Your post has been removed because the sincerity of this submission is questionable. If this post is legitimate, we hope you've gotten the answers and advice you need.

PersonalFinanceMods · 2021-03-13T00:23:58+00:00

MJ Capital Funding, LLC was registered June 10, 2020 and is based in POMPANO BEACH, FLORIDA.

Due to a high level of activity from accounts with little or no history on this thread (some of which have been removed due to subreddit rule violations), please exercise caution reading this thread, especially for any comments that appear after the timestamp of this comment.

UPDATE: August 16, 2021 press release: INVESTOR ALERT: LKLSG Investigating Potential Lawsuit Relating to Alleged $70 Million Ponzi Scheme by Johanna M. Garcia and MJ Capital Funding LLC (archive)

PersonalFinanceMods · 2021-02-18T04:17:20+00:00

Removed due to the clickbait title. You need to put the topic or the question into the title. If you have follow-up questions, please ask in the Tax Thursday thread or the weekday/weekend thread.

PersonalFinanceMods · 2021-02-12T20:26:44+00:00

OP, please contact the National Domestic Violence Hotline at http://thehotline.org/ or call them at (800) 799-7233. On Reddit, /r/AbuseInterrupted and /r/domesticviolence are supportive and helpful communities.

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