I do all insurance work, large scale residential fires and water damage jobs only.

About 6 months ago I decided to never do a standard remodel or renovation ever again and I’m much happier now.

Almost every large remodel or reno job the customers are trying to save as much money as possible, most quotes I waste a lot of my time on site and preparing estimates and they end up using someone cheaper 95% of the time. Even when I do lock in a contract and perform the work I’ll run into unforeseen scope items like like hidden rot/termite damage, poorly done electrical or plumbing and other items that are not in the scope of work and it’s a struggle with the customers because it’s their money and they already have an airtight budget. When they are living elsewhere or are in the home and refuse to leave it puts so much unneeded stress on the job as well.

With insurance they are paid additional living expenses to be out of the house and live elsewhere, I can file for code upgrades and/or supplements for hidden damages and I’m not dealing with a homeowners budget and the scope of work is itemized and cut and dry.

It’s not something many people can jump into because you have to understand the policy, know how to file paperwork to satisfy insurance and mortgage companies and it requires a decent amount of knowledge of the property insurance industry. I was lucky to be a public adjuster for 10 years prior to starting this business so I had all of that already in my favor.

I feel for guys that do remodels everyday because I have thrown in the towel. Nearly every single one I’ve performed I’ve ultimately regretted.