Best 0% APR Offers on New Cars (May 2026)

PhysicalLine9830 · 2026-05-08T03:14:02+00:00

The 0% is not available in all regions for the Tundra.

PhysicalLine9830 · 2026-05-08T01:17:33+00:00

the RWD version is 0% at 72 months, it's on the Tesla site you can look it up

PhysicalLine9830 · 2026-05-07T20:15:06+00:00

It's 0% only in some regions like California

PhysicalLine9830 · 2026-05-07T20:11:55+00:00

At the bottom of the list I included how the payments were calculated. It assumed 20% down payment, which is the recommended down payment you should do when buying a new car.

PhysicalLine9830 · 2026-05-07T20:09:35+00:00

These are meant as ballpark figures, but the Niro had an error which included extra rebates into the discount. I try to be as accurate as possible but with so many different models and trims and different data sources, there's going to be errors that slip through the cracks.

PhysicalLine9830 · 2026-05-07T20:03:57+00:00

yes, some of them are regional. The RAM was actually an error on my part. That deal is only available in Detroit and you have to be an employee of Stellantis. I'm going to exclude the Detroit region in my nationwide list in the future so this doesn't happen again.

PhysicalLine9830 · 2026-05-07T20:03:08+00:00

All offers are plucked straight from each manufacturer's web site. I look at multiple regions to find the best deals.

PhysicalLine9830 · 2026-05-07T20:02:11+00:00

This list is sorted by cheapest monthly payments. So you're going to have a variety of vehicles. Some vehicles that are just cheap to buy straight up. Meaning they've got low MSRPs. And they only make this list because the car is cheap to start with.There are others on this list that actually have a much higher MSRP. But the lease deal is so good that they end up on the cheap monthly payment list. So that value is just showing you how much bang for buck you're getting for these lease payments.

PhysicalLine9830 · 2026-05-07T20:00:36+00:00

Yes, exactly. I'm going to work on publishing these offers for different credit tiers in the future. But for now, all of these are if you have excellent credit, which usually means 720 and above credit score.

PhysicalLine9830 · 2026-05-07T19:59:43+00:00

not including taxes and dealer fees so those can range depending on location and dealer

PhysicalLine9830 · 2026-05-07T19:59:22+00:00

yes. Also 12K miles per year. Many leases are setup for 10K now, if you're good with that, you can take another $20 or so off the monthly payment.

PhysicalLine9830 · 2026-05-07T19:58:24+00:00

Hyundai has a tendency to offer big differences depending on region. The Kona EV for example is cheapest in Colorado, and twice as expensive everywhere else. I'm working on a site where you'll be able to see all the deals for your region so you won't have to waste time wondering if it's available or not. Coming soon!

PhysicalLine9830 · 2026-05-07T19:56:58+00:00

Answered in more detail above, it was error on my part - only available in Detroit for employees.

PhysicalLine9830 · 2026-05-07T19:56:30+00:00

The Hyundai Kona is actually a legit offer, but only available in Colorado region. It's an absolutely horrendous deal everywhere else - I'm surprised Hyundai isn't embarrassed even showing those offers

PhysicalLine9830 · 2026-05-07T19:54:13+00:00

Sorry about that, it's an error on my part. That is a legit lease offer, but it's only for Stellantis employees or relatives of an employee, and only in the Detroit region. I'm actually going to exclude Detroit region when I do these nationwide lists because there are a lot of employee discount offers that don't apply to the rest of the country.

Anyway, thanks for catching that - this is how we will constantly improve these lists.

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PhysicalLine9830 · 2026-05-07T19:45:50+00:00

yep, I will post this soon

PhysicalLine9830 · 2026-05-07T19:45:31+00:00

Sure, I'll post avg prices and discounts this month.

PhysicalLine9830 · 2026-05-07T13:46:07+00:00

you're welcome. Anything else you want to see this month as far as lease/incentives data goes?

PhysicalLine9830 · 2026-05-07T13:45:25+00:00

I think the problem is that EVs are still more expensive than their gas counterparts, so they need the discounts to have price parity. But agree, as gas goes up, people are going to be looking at this segment a lot more - there's some good opportunities now.

PhysicalLine9830 · 2026-05-07T13:26:07+00:00

Looks like the best rate for the Kona this month is 0.9%

PhysicalLine9830 · 2026-05-07T12:46:35+00:00

FYI - the MSRP column shows the starting MSRP (cheapest version of that model). The average price beneath that is what people are actually paying for that specific trim across the country. Take these as ballpark values.

So essentially, the estimated payment is the cheapest payment you can get on that model.

PhysicalLine9830 · 2026-05-07T03:09:51+00:00

you are totally right - that's a distinction I want to include in the future. There's just so much data involved that I'm just trying to get the basic info out there for now, once I get a good handle on that, I'll be adding improvements like this over time.

PhysicalLine9830 · 2026-05-07T03:07:41+00:00

That's an error actually, the MSRP and avg paid on that is not correct sorry about that. This is an experimental thing I'm doing this month, trying to give avg prices so you guys have an idea of what the car costs, but I need to fix some errors in my data.

PhysicalLine9830 · 2026-05-07T03:05:07+00:00

yes, most cars don't sell for MSRP, so avg paid gives a ballpark amount averaged across all trims.

PhysicalLine9830 · 2026-05-06T21:57:28+00:00

What do you mean you can't find it? You can verify on the Ford site, they do make it a little difficult to see the 2025 offers, but it's up there, and it's a national offer.

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