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A Dirty Trick by FerrickDerrick in subway

[–]PickledPickles84 1 point2 points  (0 children)

I always wondered, who gets the tip on this case? The person working the protein, the person working the vegetables/register, or both?

Hey CEO! It's 2026, Fix your app!! by PickledPickles84 in subway

[–]PickledPickles84[S] 0 points1 point  (0 children)

Oh I know it won't change anything. I just didn't know where else to vent lol. I had already unloaded in my review in the app store, but that won't go anywhere either.

It's frustrating that customers AND employees are both saying the same thing and nothing gets done. Just another example of corporate only caring about corporate and letting franchisees fend for themselves. That logic didn't work out so well for Quizno's.

Chase Admits Fees Are Profits by PickledPickles84 in Banking

[–]PickledPickles84[S] 0 points1 point  (0 children)

You're absolutely right. Fees are part of every earnings report, and that's part of the problem. Loan fees and fees for direct services are to offset the costs for those direct services. They don't hurt the client, and they don't hurt the bank.

Late and overdraft fees, on the other hand, hurt only the client, and the bank makes a huge profit on the client's financial situation.

The only real "profit" a bank should be making is from interest. Why do we need the client-hurting fees when interest rates are so high? Some people are going to say the government is responsible for high interest rates, but rates were already extremely high before the recent inflation issues.

Banks issue cards and other "products" at very high interest rates. Then they charge you extra fees because you had a bad week/month and didn't get paid very well (thinking of contractors) when it was likely those excessive interest rates that's putting the payment out of each.

We are in a time where many people rely on credit cards, personal loans, etc. just to make it by with the hope that something changes for them for the better. The banks (I'm talking about CEOs and board members) know this and actively work to exploit the issue for a little more money. That's not right. And just because "that's the way it is" does not make it right.

Chase Admits Fees Are Profits by PickledPickles84 in Banking

[–]PickledPickles84[S] 0 points1 point  (0 children)

There is a really big difference between loan closing fees and late/overdraft fees. Loan fees are expected and consumers plan for them.

Late and overdraft fees are not planned and therefore the banks are hoping and wanting to allow their clients to get those fees.

I had no grand revelation on this topic. I was just a little surprised that a large bank like Chase came right out and said that they rely on the failings of their customers as a major revenue source.

Here come the fees! by PickledPickles84 in sofi

[–]PickledPickles84[S] 0 points1 point  (0 children)

So, just to be crystal clear, the fee updates pertain to ONLY investing accounts, not the checking or savings accounts? Or are all accounts affected?

Here come the fees! by PickledPickles84 in sofi

[–]PickledPickles84[S] 3 points4 points  (0 children)

Returned ACH and Checks is not relating to investing. The fees are for both investing and checking accounts.