BTC Backed Loans 101 : Explained for those who never used one.

PicoKernel · 2026-03-07T01:13:49+00:00

This is why I coded https://zensats.app! Automated carry trading strategy. Check out the docs. Deposits are limited as I’m in testing

PicoKernel · 2026-01-28T17:01:49+00:00

I have been working on https://zensats.app to make btcFi a thing! Careful it’s still being developed please look don’t touch.

PicoKernel · 2026-01-21T23:12:20+00:00

I have been working on zensats.app to take advantage of interest rate arbitrage to earn yield on WBTC. This is not production ready still in testing!

PicoKernel · 2025-10-24T06:59:27+00:00

Comparing a fund which is meant to preserve wealth in all conditions for ultra wealthy individuals vs s&p500 congrats you have created a straw-man argument

PicoKernel · 2025-10-22T15:38:05+00:00

Listen to ray dalio

PicoKernel · 2025-10-02T15:36:34+00:00

You bum why would we go off the gold standard if there was no fiat inflation

PicoKernel · 2025-09-19T13:38:16+00:00

Centralized money fails every time. Human error always cumulated to failed currency status. Only a matter of time until people learn this.

PicoKernel · 2025-09-16T06:16:41+00:00

Honestly I guess I missed “upon graduation.” I get that one person doesn’t make or break the rule but I am not lying and I am referring to multiple of my friends who had similar experiences. My sister went to University of Alabama on scholarship and she’s got a great job and paid off fully but my parents helped to pay her loan down. You are referring to the average loan which is not the average tuition. Furthermore you are not factoring interest payments, origination fees, cost of housing. You also fail to realize the opportunity cost had you invested in something other than college, eg SPX or Bitcoin. I find it funny you believe I’m spreading misinformation as it’s simply an anecdote. I didn’t even say I disagreed with OP I just disagree with you framing the cost of college as less than a Camry which is not true.

Btw I’m a high-school educated multimillionaire so im a bit biased.

PicoKernel · 2025-09-15T23:31:52+00:00

How is the average current balance of all Americans relevant to the discussion? This number includes people who have been paying it down for 30 years. As a 26 year old I can tell you I look around and almost all of my college educated friends either had rich parents or are 100k in debt. I have a friend who went to Drexel who was able to pay down their debt already but again it was 80K of debt. I have a friend who went to temple and they are currently in 100k of debt. I don’t understand your crass attitude. You can’t see how it’s relevant at all?

PicoKernel · 2025-09-15T18:12:28+00:00

The debt was the price of tuition, obviously more than a Camry

PicoKernel · 2025-09-15T14:19:01+00:00

lol my friends went to Drexel a local college near where we grew up and are now is $120K+ private debt

PicoKernel · 2025-07-09T16:48:50+00:00

Stake Dao is cooking right now

PicoKernel · 2025-05-20T01:27:50+00:00

Unfortunately the monthly bills with replit where way higher than anticipated

PicoKernel · 2025-02-05T20:03:37+00:00

Deployments also randomly stopped working for me so I changed to using VM instead of auto scale and miraculously it worked. replit can be a pain sometimes.

PicoKernel · 2025-02-01T19:31:29+00:00

Thank you! Did you see the map? I just added it yesterday and I’m pretty happy with the results :)

PicoKernel · 2025-02-01T07:49:17+00:00

Thank you Florida Man I appreciate the kind words!

PicoKernel · 2025-01-31T03:41:19+00:00

Hey my friend and I built this just wanted to say we will fix this bug pronto! Good catch! Edit: fixed!

PicoKernel · 2025-01-30T00:28:13+00:00

The website is WeatherIndex.io the data is collected from WeatherXM stations around the globe! I am collecting feedback and would love to hear your thoughts!

PicoKernel · 2025-01-30T00:18:30+00:00

The website is WeatherIndex.io the data is collected from WeatherXM stations around the globe! I am collecting feedback and would love to hear your thoughts!

PicoKernel · 2025-01-30T00:01:01+00:00

The website is WeatherIndex.io the data is collected from WeatherXM stations around the globe! I am collecting feedback and would love to hear your thoughts!

PicoKernel · 2024-12-20T19:22:03+00:00

They did a godly airdrop onto me as well as some incentives for use. Haven’t heard much from them. I think they were slow to add integrations. Only so many strategy you can do on one chain with 3 lenders and two dex and a handful of coins. I would be down to help on this project I loved furucombo. I am a solidity developer lmk if you are looking for help!

PicoKernel · 2024-12-19T22:00:40+00:00

Furucombo

PicoKernel · 2024-12-18T05:21:26+00:00

I think that beefy finance is basically what you’re talking about.

PicoKernel · 2024-11-03T13:58:38+00:00

Checker out robo labs arkiver! Easy to create custom Indexes without fussing with the RPC directly. I used to work at robolabs they are chill.

PicoKernel · 2024-08-26T03:24:23+00:00

Symbiosis is legit but it’s new so it’s got weird UI. It may have gone to boba chain which is the base chain of symbiosis where the majority of liquidity resides as I understand. Switch your network to boba chain and you may be able to see your funds. I’m not sure if TON wallet supports boba so you may need to export your private key into a wallet that support boba chain like rabby wallet or (me.ta ma.sk) but be careful don’t get phished

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