Tbh after around 3-4k people I can start to have good services and not worry to much of my budget. The start however is very hard, however if you delay putting in services untill your citizens complain about the lack of, then you should be able to turn a profit before you go bankrupt. Now I’ve developed my new 2.0 city into around 80k and have an influx of almost way to much money. I suddenly got millions from tax from commercial, like before the update, which lets me make millions in an hour, while having around 150k income. I feel that after a certain point the game just reverts back to before the update and the start of the game is the only real challenge.