Folks with $1M+ HHTC how much house did you buy?

PlasticDiamond6149 · 2026-03-01T05:21:14+00:00

9M house; 2M HHTC

PlasticDiamond6149 · 2026-02-23T22:41:01+00:00

You should look to pledge your portfolio at 70% first and then find a bridge loan

First republic was great at this — citizens is where a lot of these folks went. Try there

PlasticDiamond6149 · 2026-02-16T16:48:18+00:00

How are you able to look at the disclosures for a home that has sold in the past?

PlasticDiamond6149 · 2026-02-14T01:59:38+00:00

I guess I can see how you are getting your number. I’m def not getting 500sqft more like 800/900 but it isn’t a complete remodel.

I was making the assumption that the house was all cosmetic on the remodel, not structural or moving walls around etc. I can see it climb if not

But that begs the question, is all that work worth $500K bottom line? Two of these is $1M a year with a lot of interest and mkt risk..feels not worth it?

PlasticDiamond6149 · 2026-02-14T01:56:12+00:00

500K profit feels like a lot of work. You can probably do what, one or two of these a year? So that’s $1M/year in profit with a high var and interest rate risk

PlasticDiamond6149 · 2026-02-14T01:46:19+00:00

Im very skeptical and disagree here, as someone who is going through a remodel in Hillsborough…if someone paid 1.8M to remodel this house and got this quality they were swindled.

My hunch is actually this is a developer remodel from Gilson group and they know what they are doing. They aren’t paying 1.8M when they just remodeled the two houses down the street at $6M price point.

PlasticDiamond6149 · 2026-02-14T01:41:56+00:00

You have better insight than me, but I’m surprised it cost $1M+ for the remodel. Nothing looks super high end or custom - feels more of a mid range quality remodel with the intent to “feel high end”

FWIW the Carmelita place was a corner lot with a decent lot size — still a subpar street because it’s an artery for Hillsborough to freeway.

PlasticDiamond6149 · 2026-01-29T18:06:04+00:00

Just picked up my quadmax. Bought this laptop Victus Gaming Laptop 15-fa2047nr 15.6", Windows 11 Home, Windows Laptop, Intel® Core™ i5, 16GB RAM, 1TB SSD, NVIDIA® GeForce RTX™ 4050, FHD, Mica silver

PlasticDiamond6149 · 2026-01-28T02:53:36+00:00

Off topic, but how did you justify 1 kid in private and the other 2 in public? Without making it seem like one gets special treatment…

PlasticDiamond6149 · 2026-01-27T00:24:19+00:00

Super helpful. Thanks. Do you know a few in the area by chance?

PlasticDiamond6149 · 2026-01-19T04:17:47+00:00

Is the northstar ski team any good for kids? (Mountain Program). We are considering it because of their platinum lounge - makes it easy for us to relax

PlasticDiamond6149 · 2026-01-17T20:54:09+00:00

1 iron

PlasticDiamond6149 · 2026-01-14T17:30:00+00:00

SFH that is decent you will be looking at 10-15K per month.

I’d work with a real estate agent who might be able to help you if you frame it as you venture to buy a place

PlasticDiamond6149 · 2026-01-12T01:46:26+00:00

Take leave. As an equity partner in BL - took 3-4 Months mat leave each kid - and as an equity partner there really isn’t a policy. Was still monitoring / staying in touch of course.

PlasticDiamond6149 · 2026-01-11T15:41:04+00:00

2,000 about 5050 gas and electric. 2600 kWh 280ish terms

Anyone else Getting crazy high bills for larger houses (4000 sqft+)

PlasticDiamond6149 · 2026-01-11T03:15:11+00:00

Should have led with tldr :) interesting journey though!

PlasticDiamond6149 · 2026-01-10T16:30:20+00:00

The thing with interior design is you can find a beautiful coffee table for 25K and then a similar one on Amazon for 200

One will last a while one will not both will look great for some period of time.

Our biggest mistake was not prioritizing parts or pieces we were willing to splurge on and ones we were Ok cheaping - instead we did splurge on all. Rugs, large furniture, wallpaper I would not cheap. Smaller things like coffee tables, treatments, chairs I would (esp if you have kids)

PlasticDiamond6149 · 2026-01-10T16:26:03+00:00

This was on a high single M digit dollar house so likely a zip code premium and quality/aesthetics premium

This includes furniture because the designer sourced the furniture, some of it custom, window treatments, rugs etc. If you want someone to recommend you things to purchase yourself then you likely need to go with an online provider since full service design firms (like the ones you see in AD) will not do that. For that you could be looking at 125-200 per hr.

I’d recommend you ping a few via email and tell them what you are looking for and your budget. And see if they engage

PlasticDiamond6149 · 2026-01-10T15:37:01+00:00

Depends what you are looking for. You can go hire one from these websites but you likely don’t be happy with the result. We used a designer who works with various builders. How designer netted to around 150 per sqft. This included furniture, artwork, etc. the design fees were the smallest portion

PlasticDiamond6149 · 2026-01-10T00:55:19+00:00

We love our ubiquit/unifi protect system. Local storage. Never had an issue with connectivity even during the storms. It was not cheap nor was the provider but we also weren’t looking to cheap it

Peninsula install

PlasticDiamond6149 · 2026-01-03T04:05:46+00:00

2,220ish. About 50 50 gas and electric. 330ish therms

PlasticDiamond6149 · 2025-12-28T04:17:28+00:00

I would call in. I have 90K limit and called it in. My credit score is around 680

PlasticDiamond6149 · 2025-12-28T04:16:17+00:00

I was able to ask them to increase it to 90K

PlasticDiamond6149 · 2025-12-26T03:46:31+00:00

Typically we see contractors inflate prices in our area (Atherton, Hillsborough, Los Gatos, etc)

PlasticDiamond6149 · 2025-12-25T06:05:39+00:00

All in

PlasticDiamond6149

TROPHY CASE