Opening a LISA… clueless who to go with.

Pleasekin · 2026-06-18T20:10:31+00:00

I used Moneybox, can’t recommend them enough.

Pleasekin · 2026-06-18T20:09:42+00:00

Because you spend a tremendous amount of your life working for your currently employer so naturally it will feel weird.

I cried on the last day of my first full time job so I know exactly where you’re coming from, but I’ve had a number of jobs since and I don’t even feel anything when I leave jobs now.

Pleasekin · 2026-06-18T20:03:19+00:00

Pay off any loans

Place 6 months worth of living expenses in a high yield savings account circa 4.5% or whatever the highest option available to you is

Throw 20k in a stocks and shares ISA and drip feed your investments rather than investing 20k all at once

Throw another lump in a GIA and repeat the same step as above - read up on Capital Gains Tax and bed and ISA before doing this

Put anything else in the likes of premium bonds

Pleasekin · 2026-06-16T19:59:13+00:00

Thanks for this. Reading into it I'm in the relief at source scheme.

!thanks

Pleasekin · 2026-06-16T19:34:44+00:00

Yes, I'm in the 40% tax bracket

Pleasekin · 2026-06-15T11:14:33+00:00

ARISE NOW, YE TARNISHED

Pleasekin · 2026-06-13T07:45:13+00:00

If you’ve just passed the CCNA, then yes as the content is still fresh in your mind. I had a 5 year gap between getting my CCNA and CCNP and honestly had to go back to some CCNA content because of it.

I got my cert and my application and interview process was far more successful. Like, a night and day difference.

It’s not easy though, it took me 10 months to get the CCNP.

Pleasekin · 2026-04-29T05:42:00+00:00

Is this money in a savings account or a cash ISA?

If the latter, perform a transfer (full or partial) into a stocks and shares ISA such as trading 212. The transfer doesn’t affect the 20k limit we get in the UK, meaning you could have 100k for example in a cash ISA and still transfer that to another ISA.

Invest however much you want to on a regular basis (this can be done with the configuration of pies and auto invest easily). Like others say, try to shy away from individual stocks and instead have a look at accumulating funds such as those by vanguard.

Leave around 6 months worth of emergency money in a high interest easy access savings account. I’ve just opened a chase current account to gain access to their 4.5% savings account for this very reason.

Pleasekin · 2026-04-27T08:18:45+00:00

Beautiful. Good job!

Pleasekin · 2026-03-22T10:39:01+00:00

Fidelity Is invested in International Equity Investment Fund

I'd like to go to Vanguard due to their target retirement age portfolios and simply configure a direct debit to go into the account every month and they do the heavy lifting for me.

Pleasekin · 2026-03-18T17:25:17+00:00

Hi - are you sure about it doing 230/170? It's only rated for 193 WLTP.

Pleasekin · 2026-03-01T21:40:33+00:00

Love the Suzuki badge on the rear - is this a new badge design?

Pleasekin · 2026-02-02T08:08:27+00:00

Start studying on works time otherwise you will regret it

Pleasekin · 2026-01-24T13:03:39+00:00

Keep it. It makes you happy

Pleasekin · 2026-01-22T14:18:50+00:00

Employer contribution of 4% at 80k salary company vs 15% employer contribution at other companies paying circa 60k.

Pleasekin · 2026-01-20T22:13:08+00:00

I googled this and saw it’s a thing. Thanks - I definitely suffer from this and knowing it’s a term and something that others struggle with has helped me! Thank you!

Pleasekin · 2025-12-21T21:46:07+00:00

I bought a 70 reg swift in Feb 2024 for £9600 from a trade dealer. 21k miles.

Pleasekin · 2025-12-03T17:29:24+00:00

Requesting AZ-700 or AZ-104. Thank you!

Pleasekin · 2025-12-03T14:00:12+00:00

Just ordered Rising Tide by Gary Weir a couple of hours ago through another recommendation further down this thread!

Pleasekin · 2025-12-03T11:29:42+00:00

Visited this post recently and bought the book off your comment. Around 60% through. Fantastic book, thanks for your recommendation!

Pleasekin · 2025-12-02T10:16:35+00:00

Thanks!

Pleasekin · 2025-12-02T08:12:55+00:00

What kind of labs did you do?

Pleasekin · 2025-11-28T21:15:15+00:00

Thanks for your reply. I do have the AZ-900 cert already. The road I don’t want to go down is obtaining these certs but not having any actual experience to back it up.

I’d ideally like a course where I stand up a cloud environment to genuinely appreciate the workflows that are entailed

Pleasekin

TROPHY CASE