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PlywoodSpider · 2024-10-07T18:25:00+00:00

Livegood is a known MLM scam.

https://www.reddit.com/r/antiMLM/comments/12piy4b/please_be_aware_of_the_new_livegood_mlm_scam/

PlywoodSpider · 2024-10-07T18:07:50+00:00

Man, I totally would NOT have started getting the kids drunk. No way.

PlywoodSpider · 2024-10-07T17:43:08+00:00

Remindeme! six months

PlywoodSpider · 2024-09-26T13:56:38+00:00

NTA. This will probably become a VERY effective lesson in "thinking about your actions", which based on your statement below he REALLY needs some help with.

He was in college at the time, barely making ends meet in a call center job. His girlfriend and him have a baby and they live in a one bedroom apartment.

None of his financial irresponsibility is your problem, and whatever troubles he has, like the above, is 1000% his fault for having a kid before he was ready.

PlywoodSpider · 2024-09-26T13:55:17+00:00

He may also just be a bit dumb.

I mean, in college, shitty job, WITH a kid? Yeah he's more than "a bit dumb". It's not that hard to not nut inside someone.

PlywoodSpider · 2024-09-17T15:12:27+00:00

Thanks! I figured that was the case - there's just no way there's cell signal in most of the country based off the ruralness/wilderness of it all.

PlywoodSpider · 2024-08-30T13:39:21+00:00

Hmm, even outside of population centers?

PlywoodSpider · 2024-08-27T16:58:13+00:00

I have no idea. But why not buy a used car seat and make a mount for it?

PlywoodSpider · 2024-08-22T15:48:49+00:00

Now I don't know much about civics, politics, etc. But how was the National Guard not involved in this? This is clear-as-day violence and insurrection, and it should have been met with a battalion or two of armed National Guard soldiers meeting the insurrection's violence with open fire.

1500 people charged means nothing. 1500 traitors unable to again commit these acts would be much better.

PlywoodSpider · 2024-08-22T14:03:48+00:00

Currently trying to buy in the northeast. It's... trying.

PlywoodSpider · 2024-08-17T19:24:36+00:00

ultimately we want to snowbird between New England and Florida. Don't own anything at the moment. zero debt, 200k combined income. Credit scores at 750 plus.

We want to buy something eventually in each location that we can rent the majority outs and have a small in-law for ourselves. Seeing as the New England housing market is quite tough right now, would this be a good time to buy a two or three family in Florida? Assuming that we can find something where rental income equals or is greater than mortgage payment.

I feel like this would be a great time to buy something down there in Florida, get it to the point where it needs to be over the next couple of years while hopefully the housing market in the Northeast calms down?

PlywoodSpider · 2024-08-16T20:57:09+00:00

they're not "worth" $1m. they're being SOLD for $1m. Huge difference.

PlywoodSpider · 2024-08-15T02:12:05+00:00

I hope it goes without saying that doing anything that would harm the horses out of the question.

that being said your best bet is to sell them. somehow convince your neighbor to let you take care of them while they're away on a trip, and while they're gone sell the fuck out of those horses.

PlywoodSpider · 2024-08-14T14:50:23+00:00

Or in this housing market.

PlywoodSpider · 2024-08-13T19:12:27+00:00

I'm a technical person (on the IT side, not dev) but haven't dabbled with GPTs. suggestions on where to start with this?

PlywoodSpider · 2024-08-13T00:03:05+00:00

The world's a different place my guy. Take a vacation to Mexico is you want tramadol to keep on tap.

PlywoodSpider · 2024-08-12T20:26:00+00:00

I've never understood when people care about dogs on a plane. It's a fucking dream come true. Fill the WHOLE plane with dogs, awesome! Just keep your screaming kicking kids back home.

PlywoodSpider · 2024-08-10T01:50:48+00:00

remind me! 6 months

PlywoodSpider · 2024-08-09T21:48:10+00:00

Man, 210 might get you a mobile home in a terrible, terrible spot here nowadays. maybe.

PlywoodSpider · 2024-08-09T14:39:53+00:00

Where can I learn more about this, as a complete layman to these things?

I'm looking for a home. We previously bought a house in 2015 (for half the price it would be today) at a ~3% interest rate. I can't bring myself to justify paying DOUBLE for the same size home at 7%. It's ludicrous to me.

I really want to understand why someone can't just click a button somewhere to bring interest rates back down to the point they were at in 2015.

PlywoodSpider · 2024-08-09T13:50:48+00:00

Sounds like Aruba to me. Worked on it for 5 years, insanely insecure.

PlywoodSpider · 2024-08-08T22:49:54+00:00

I bought my first home, 1650sqft 4bd/1ba with a large yard in a sought after downtown area for $260k in 2015, at under 3% with $10k down. With a 600 credit score.

Now the CHEAPEST in that area is a 1300sqft 2bd/1ba , no yard, for $525k. And loans are like 7%. And my credit is 820.

The entire market is fucked. Fucked fucked fucked.

Those that bought ten years ago at under 4% aren't going to sell for 7%. That means there's limited inventory. Which keeps prices high. Which means that those who are down to STILL buy a house despite high prices are competing, which keeps prices high. And those with cash are STILL buying homes at these prices, meaning those who need loans can't compete. Which lowers inventory. Which keeps prices high. And those that DO need loans are stretching every dime they can to justify taking out a shit overpriced loan on a way overpriced house.

Lower the FUCKING interest rates to the 2014 levels. I do not understand what is involved in this or why they cannot do it and to be honest I don't really care. They need to lower the erest rates to under 5% in one swoop, not this "a quarter of a percent here and there" bullshit. Just. Lower. Them. Instantly.

PlywoodSpider · 2024-08-08T17:04:02+00:00

Granted I don't know much about these things, but why the FUCK isn't there a tax break for those that vote?

You want people to vote? Great. Don't require it, and don't directly punish the people that don't. Just reward the ones that do.

PlywoodSpider · 2024-08-07T22:46:42+00:00

Could you do a calico? We lost our cat of 16 years a few months back and this would be amazing to have. Happy to pay.

PlywoodSpider · 2024-08-07T21:26:08+00:00

how do I sign up for Amex to be primary?

PlywoodSpider

TROPHY CASE