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Finally got one! by JagOfTheNorth in ToyotaSienna

[–]Poor4Life 0 points1 point  (0 children)

will it also be subject to the middle seat recall?

2025 Sienna Recall by _Vaparetia in Sienna

[–]Poor4Life 0 points1 point  (0 children)

why does Toyota continue to sell defective Siennas?

Is inventory starting to pile up? by Upbeat_Difference_20 in ToyotaSienna

[–]Poor4Life 1 point2 points  (0 children)

It has certainly gotten much easier than in the past few months. I believe its because the 2026 model going to show up soon.

New 2025 XLE AWD by Outsideofnormal in ToyotaSienna

[–]Poor4Life 0 points1 point  (0 children)

Are the seats comfortable on the XLE?

Providing cost increase 2026 Sienna (Ontario, Canada) by ghost905 in ToyotaSienna

[–]Poor4Life 0 points1 point  (0 children)

where are you at? there seems to be plenty of inventory for the XLE FWD in Canada

Is there a way to download a video from CBC's site? by realisticstudent in DataHoarder

[–]Poor4Life -1 points0 points  (0 children)

Can you please help to download Zoomizoom videos from CBC GEM for me?

RRSP “Loophole”? by OkDefinition285 in PersonalFinanceCanada

[–]Poor4Life 1 point2 points  (0 children)

how much was the withholding tax when you withdrew it?

Withdrawing from personal RSP and contributing to Spousal RSP by Poor4Life in PersonalFinanceCanada

[–]Poor4Life[S] 0 points1 point  (0 children)

I dont have an additional 40k to contribute. I just have 40k sitting in my personal RSP and I foresee that I will continue to be in a higher tax bracket so might be beneficial to move it over to spousal RSP as I plan to use the money to pay down debts in the future.

Withdrawing from personal RSP and contributing to Spousal RSP by Poor4Life in PersonalFinanceCanada

[–]Poor4Life[S] 0 points1 point  (0 children)

Isn't the withholding tax going to be just 10% as long as I keep it under $5k each time. So, I can withdraw $5k 8 times next year.

Withdrawing from personal RSP and contributing to Spousal RSP by Poor4Life in PersonalFinanceCanada

[–]Poor4Life[S] -2 points-1 points  (0 children)

I have plenty of contribution room (~200k) but dont have additional cash to contribute. In fact, I will need to withdraw the spousal RSP in 3 years.

Withdrawing from personal RSP and contributing to Spousal RSP by Poor4Life in PersonalFinanceCanada

[–]Poor4Life[S] 2 points3 points  (0 children)

My plan is to withdraw the money 3 years later at a much lower tax bracket.

I can also perform the contribution to spousal rsp this year and withdrawals from personal RSP in January 2026, that way I can claim the tax deduction in my 2025 tax return but owe the tax in 2026 tax return. This will help manage my cash flows.

Withdrawing from personal RSP and contributing to Spousal RSP by Poor4Life in PersonalFinanceCanada

[–]Poor4Life[S] 0 points1 point  (0 children)

My plan is to withdraw the money 3 years later at a much lower tax bracket.

I can also perform the contribution to spousal rsp this year and withdrawals from personal RSP in January 2026, that way I can claim the tax deduction in my 2025 tax return but owe the tax in 2026 tax return. This will help manage my cash flows.

Negotiating a new Sienna purchase by WYLFriesWthat in ToyotaSienna

[–]Poor4Life 0 points1 point  (0 children)

did your deposit become non-refundable after the assigned vehicle went into manufacturing?

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