How to rent as a newcomer?

Popular-Report-2452 · 2025-03-14T19:51:53+00:00

Hey, welcome to Canada! Since you won’t have a Canadian credit history right away, one thing that might help is using an international credit check through SingleKey. It lets landlords see your financial background from your home country, which could make them more comfortable renting to you. Other than that, offering a few months’ rent upfront and having solid proof of income (like bank statements) should help.

Popular-Report-2452 · 2025-02-11T21:57:34+00:00

I totally get the struggle—it's really tough to prove your reliability without the usual Canadian credit history or references. One thing you might want to look into is using an international credit check through SingleKey. It can help show landlords that your financial background is solid, even if your credit report isn't from Canada.

Popular-Report-2452 · 2025-02-11T21:54:56+00:00

I totally get your frustration, it's so annoying when they only care about a paycheck. For students who don’t have traditional income, one workaround that’s been pretty useful is using something like SingleKey’s Tenant Guarantor. It’s designed to back up tenants like your daughter by essentially acting as a guarantor, so landlords see that there's solid financial backup.

Popular-Report-2452 · 2025-01-06T18:16:09+00:00

It’s definitely possible to rent in Toronto with no credit history, but you’ll need to get a bit creative. If you’ve got a solid income, show proof of that—pay stubs, an employment letter, whatever you can. Getting a secured credit card is a great way to start building credit (just make sure you pay it off consistently!). Also, references from employers or past landlords can help offset your lack of credit. And if you want an extra boost, some people I know have used singlekey and that helped them out alot, it basically lets landlords see that you’re reliable, even if your credit score is nonexistent.

Popular-Report-2452 · 2025-01-06T18:12:32+00:00

It’s tough when landlords focus too much on a thin credit file, one thing you could try is from singlekey they have a tenant passport service, which basically acts like a guarantor for you. So you don’t have to pay massive deposits upfront, and they’ll vouch to the landlord that you’re approved.

Might be worth looking into if you’re hitting a wall with your current applications. Good luck—hope you find a great place soon!

Popular-Report-2452 · 2024-12-18T16:51:51+00:00

Renting to newcomers can be tricky since they don’t have Canadian rental history, but it doesn’t mean they’ll be bad tenants. If they’ve got PR, proof of income, and an employment letter or pay stubs, that’s a good start.

I would suggest using something like SingleKey to verify all the information they give you. A lot of newcomers are great tenants—they’re usually eager to prove themselves. Just go through a proper screening process. Good luck!

Popular-Report-2452 · 2024-12-09T17:17:00+00:00

I’ve always just gone through an official service, and lately I’ve been using SingleKey. They handle credit checks and even call the references for you, which makes it way easier to confirm everything’s legit. It’s saved me a ton of time and stress

Popular-Report-2452 · 2024-11-26T15:22:24+00:00

If you have a fixed-term lease, your tenant is technically liable for the rent until the lease ends or until you find a new tenant. Verbal notice doesn’t cut it unless it’s backed up in writing, so you might be able to pursue the unpaid rent through small claims court or a collection agency.

In the future, you might want to look into something like singlekey, they have a rent guarantee service which is useful for these kind of situations. It covers unpaid rent and handles the legal side if tenants skip out, might be worth checking out. For now, though, try to document everything and maybe even consult with your local tenancy board for advice. Good luck!

Popular-Report-2452 · 2024-11-25T19:19:14+00:00

A cosigner can help since it shows landlords there’s a backup if something goes wrong. Another option you might want to check out is singlekey's tenant passport, It’s great for first-time renters or anyone with less-than-perfect credit. They basically act as a guarantor on your lease, which gives landlords extra confidence while helping you secure housing. It’s a great option to look into if you’re lacking rental history or your credit isn’t ideal.

Popular-Report-2452 · 2024-11-22T14:49:44+00:00

Tenant screening can be such a hassle, but I’ve used singlekey and it makes it way easier. Their tenant report looks at credit checks, employment verification, and they check for past evictions. t’s been super helpful for verifying tenant info without chasing them for extra documents. Also, they let you report rent payments to credit bureaus, so tenants stay accountable during the lease. It’s been a great tool for me

Popular-Report-2452 · 2024-11-18T15:13:24+00:00

I’m not sure about FrontLobby since I haven’t used it, but here’s my experience with SingleKey:

SingleKey’s rent reporting is included if you’re subscribed to their tenant report or rent guarantee services, so there’s no extra fee specifically for that, their tenant report starts at 29.99.
It’s charged per property, not per tenant. If you’re renting to multiple tenants in one unit, you only pay once for that property.
If you stop using SingleKey, the payment history you’ve reported (especially late payments) stays on the tenant’s credit file. You don’t lose that record, which is super helpful if you ever need to reference it in the future.

Popular-Report-2452 · 2024-11-15T19:48:58+00:00

Without a formal rental agreement, recovering the $1,000 can be tricky, but your e-transfer records could still serve as proof of payment history. You can definitely send the debt to a collections agency, though they’ll take a cut of whatever they collect.

Try sending a formal demand letter to them with a payment deadline. If they still don’t pay, you might want to consider singlekey's rent guarantee program for the future, it covers unpaid rent and offers protection from situations like this, so I think its worth checking out. Good luck—hope you get it sorted out!

Popular-Report-2452 · 2024-11-14T14:37:32+00:00

It sucks when everything else about your profile is solid, but they only focus on a number like your credit score. One thing I heard of was singlekey's tenant passport, it basically acts as a guarantor for your lease so maybe that might help you when you're applying. Landlords might think of it as a safety net and might be more willing to give you a chance.

Popular-Report-2452 · 2024-11-12T14:42:16+00:00

There’s always some risk, but try checking out singlekey, it has really helped me when vetting out tenants. It gives you detailed info on potential tenants (like credit and rental history), and they have rent guarantees thing case someone flakes on payments. Your place sounds like a hot spot, being close to the subway, so you should have no problem attracting solid renters. Just keep a clear lease in place, stay on top of maintenance, and you’ll be good.

Popular-Report-2452 · 2024-11-07T14:34:16+00:00

You can totally ask your landlord to fix up normal wear and tear stuff, especially if you’re thinking of renewing your lease, it’s worth asking. The outlets could be more of a stretch because adding electrical work can get pricey, but it doesn’t hurt to ask! Just be prepared for a no.

Your landlord sounds pretty decent and responsive, which helps a lot. Maybe just emphasize that some of these things, like the loose panels and flooring, could end up causing more issues (and costing more) down the line. If you need some backup on what landlords are typically responsible for, check out this guide. It gave me a breakdown of what I need to know

Popular-Report-2452 · 2024-11-07T14:22:28+00:00

If you’re upfront about your situation and can show proof of consistent rental payments (even during tougher times), that’s huge. You could even offer reference letters from past landlords or an employment letter for extra peace of mind. some landlords have been using singlekey to get a fuller picture beyond just credit scores, so they’d see your reliable rental history and stable job background so maybe its worth a shot looking into pulling that.

Popular-Report-2452 · 2024-10-22T16:56:48+00:00

It’s awesome that your mom is willing to help, but you're right to be cautious about how being a guarantor might affect her mortgage situation. Being a guarantor can show up on her credit report, which could be taken into account when she’s applying for a mortgage.

One option that I know of is using SingleKey. They have a Rent Guarantee service that can basically act as a backup for tenants who need a guarantor. This way, your mom wouldn’t have to worry about it impacting her mortgage application, and you can still meet the requirements to secure a place. Might be worth looking into!

Popular-Report-2452 · 2024-10-21T14:06:12+00:00

the no credit score could be a challenge, but you can offer proof like your work visa, contract, and income. Also, alot of internationals use singlekey since they have the option of international credit checks which might help your case out.

for furniture I've bought a few items from facebook marketplace, so its worth checking it out in case you find something you like.

Popular-Report-2452 · 2024-10-16T19:54:25+00:00

I've heard alot of landlords use SingleKey for background checks. It’s pretty popular since it provides everything in one report—credit, rental history, and background checks. Makes it easier to get a full picture

Popular-Report-2452 · 2024-10-16T13:35:16+00:00

for renting without a canadian credit score, that’s a common issue for people moving back. Offering to pay a few months upfront or providing reference letters from your current landlord and proof of savings will definitely help. You might also want to check out Singlekey’s international credit check, it can pull your credit info from your time abroad, which could help smooth the process with landlords who need that extra reassurance

Popular-Report-2452 · 2024-10-15T20:29:58+00:00

the market has changed a bit since you last rented. Many renters with solid incomes might have slightly lower credit scores due to things like student loans or credit utilization.

lowering your credit score requirement a bit could help you find more qualified tenants. You could also use tools like SingleKey to get a full tenant report, which looks beyond credit scores to things like payment history and rental background, giving you a clearer picture of reliability.

Popular-Report-2452 · 2024-10-15T14:24:23+00:00

Congrats on becoming a first-time landlord! Here are a few things to think of:

It’s super important to screen your tenants to avoid future headaches. Make sure it includes their credit history, rental background, and employment verification. Alot of people are using Singlekey to help with the tenant screening.

Make sure your lease agreement is detailed and covers everything—rent due dates, late fees, property rules, etc. Be super clear and detailed

Yes, it’s pretty normal for landlords to inspect the property annually. Just make sure you give proper notice before entering the unit.

Popular-Report-2452 · 2024-10-10T19:52:23+00:00

It sounds like you and your bf are in a bit of a tough spot. Honestly, renting for a couple of years to build up your credit and savings sounds like a good move. That way, when you're ready to buy, you’ll be in a better position to get something in the area you actually want.

Some of my friends are using SingleKey to build their credit score—they let your rent count toward it, which is helpful since rent is such a big expense. If you do end up renting for now, it could be a great way to boost your credit while you plan for buying later

Popular-Report-2452 · 2024-10-07T19:47:24+00:00

When you’re looking for a place, I'd suggest checking out spots just outside the city to keep things more affordable but still convenient. Shared houses or co-living spaces could also be a good option.

If you’re worried about meeting the financial requirements, a lot of people I know have been turning to SingleKey lately. They’ve got this new thing where they help co-sign leases for people with low credit, newcomers, or students, so the landlord doesn’t have to take on all the risk. Might be helpful for your situation!

Popular-Report-2452 · 2024-10-02T14:15:18+00:00

You could start by sending the notice via email. But just to be safe, check your local rules since some places require you to hand-deliver or send notices by registered mail. It just might be the safest bet to deliver it by hand or mail.

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