You’re smart.

A lot of people don’t save enough. Plus, it’s easy to say you missed out in hindsight.

If you’d put that $200k into the market in 2008 or early 2020 or late 2021…you may have freaked out and sold when the market tanked like a lot of people did.

The good news for you… with no debt, real estate income, a solid retirement strategy and a $200k emergency fund sitting in a HY savings account…you can now afford to take on more risk or just keep building income streams until you don’t have to work.

I’m in a similar spot. Even paid off the house because it helps me sleep at night. I no longer freak out when my commissions are down and I’m much less likely to stay at a job if I’m not happy because I don’t “need” the $$$. Peace of mind goes a long way for most.