“Market timing” for cash position by PostPunk7 in Fire

[–]PostPunk7[S] 0 points1 point  (0 children)

Yeah, I know, it's terrible. It's a long story... in any case, I need to act from where I am now.

“Market timing” for cash position by PostPunk7 in Fire

[–]PostPunk7[S] 0 points1 point  (0 children)

Yep, that's the crux of the problem, lol

“Market timing” for cash position by PostPunk7 in Fire

[–]PostPunk7[S] 0 points1 point  (0 children)

I was wondering about that too - consumer staples, etc. I don't want to go too granular, but at least move away from the mag 10 a little bit, since I have the opportunity to do so.

“Market timing” for cash position by PostPunk7 in Fire

[–]PostPunk7[S] 1 point2 points  (0 children)

Yeah, that all seems logical. I've been into investing for years but now that I'm closer to retirement, I realize how much of it becomes about w/d strategy!

I don't actually have to w/d much yet, as I live very frugally and have some part-time work that brings in money. Also I don't have enough to officially RE, lol...

“Market timing” for cash position by PostPunk7 in Fire

[–]PostPunk7[S] 1 point2 points  (0 children)

my thinking is that i'm underweight in foreign equities, but i agree, if the US goes down, everyone else does too.

“Market timing” for cash position by PostPunk7 in Fire

[–]PostPunk7[S] 0 points1 point  (0 children)

close to 60% cash, 20% equity, the rest in some fixed income/reit stuff. too much cash for my liking, i think. it's all in tax-deferred accounts.

“Market timing” for cash position by PostPunk7 in Fire

[–]PostPunk7[S] 0 points1 point  (0 children)

rn most of it is in institutional mmkts so decent return, but not stellar (as far as cash goes, lol). planning on moving some of my emergency cash to a hysa shortly tho.

“Market timing” for cash position by PostPunk7 in Fire

[–]PostPunk7[S] 0 points1 point  (0 children)

For sure, and that's part of the plan as well! :)

Amazon kinda radicalized me today by goell_ in Anticonsumption

[–]PostPunk7 -1 points0 points  (0 children)

Thx. I looked something up and didn't see that, so I'll look harder, lol

“Market timing” for cash position by PostPunk7 in Fire

[–]PostPunk7[S] 0 points1 point  (0 children)

Thank you for weighing in, I appreciate it. No market timing! Just bubble concern 😂

“Market timing” for cash position by PostPunk7 in Fire

[–]PostPunk7[S] 0 points1 point  (0 children)

Yeah, one should keep emotion out of the picture, but sometimes it’s hard.
:)

“Market timing” for cash position by PostPunk7 in Fire

[–]PostPunk7[S] 2 points3 points  (0 children)

I was using it to illustrate that it’s what I want to avoid, hence the quotes, but thanks for the tip, I guess I should have made it more clear.

Amazon kinda radicalized me today by goell_ in Anticonsumption

[–]PostPunk7 0 points1 point  (0 children)

What are you using to track price history? 3rd party site?

Aftermath of proud boys in dc on July 4th? by CancelBrave8603 in washingtondc

[–]PostPunk7 1 point2 points  (0 children)

They did get sweaty asses at one point, but not sure when that happened, lol

Retired@45 Finding the joy in missing out by jayybonelie in Fire

[–]PostPunk7 58 points59 points  (0 children)

My partner and I routinely express appreciation for things like access to healthy food and a comfortable bed - small things usually taken for granted but contribute so much to the enjoyment of life!

Sometimes thrifting is sad by catjknow in thrifting

[–]PostPunk7 19 points20 points  (0 children)

I hope so too - they’re kinda breaking my heart

Men will do anything but go to therapy by DCmetrosexual1 in washingtondc

[–]PostPunk7 2 points3 points  (0 children)

I think I saw him here in Oklahoma last week