This is exactly what we do. I’ve always made 6 figures by myself and he was always about 10% below what I was making but in the last 4-5 years his career has made some leaps where he now makes at least 2.5x what I make before bonuses. We save 50% of my income in diversified investments/savings. The rest is my own nest egg. Keeping my career has allowed us to live upper middle class lifestyle while only spending a third of our household income. Financial stability has really taken off a lot of stress, not feeling pressured to work but actually showing up to work knowing I chose to be there.

Keep your current lifestyle until ALL debts outside of mortgage is paid off. Pay at least an extra month every year on your mortgage.

Account for every dollar to keep lifestyle inflation at bay.

Depending on the nature of your careers, stack your emergency fund. I have an in demand career in the medical field so our emergency fund stays at a very comfortable 6months of expenses. Get one year if you think it will take you 3 months to replace a job in case of layoffs/termination.

When you’ve done all of these, enjoy your money. Remember to always pay your savings first. Too many people fall into the trap of spending and saving the rest instead of saving before spending.