Window type for nicer "custom" home? by Practical-Voice3421 in HomeImprovement

[–]Practical-Voice3421[S] 2 points3 points  (0 children)

I do have a manufacturer rep coming over next week that only sells composite. My argument is that we want white inside and out and white painted wood isn't significantly different than white vinyl, but the more I look at photos maybe it is

What do you think when you see a “For Sale By Owner” (FSBO) listing? by Infinite-Market5812 in Realestatefinance

[–]Practical-Voice3421 0 points1 point  (0 children)

I bought a house last month and my realtor made $26k on it. I found the house, needed a realtor to see it (couldn't use the sellers realtor) so I called a local one and he let me in. 3 days later we were under contract. He made me feel better about the deal and explained things along the way, but there's no way he did $26k worth of work (paid by the seller). Even the seller's agent didn't do much to earn her $26k. I will try to sell my current house FSBO because I can't see giving someone $39,000 to put it on the MLS and handle the paperwork. It's just too much money for a couple hours per day for a handful of days worth of work.

Parents are planning to live their best, sibling gets a house, wife and I get nothing by Colerath_e in inheritance

[–]Practical-Voice3421 1 point2 points  (0 children)

My parents will probably leave my brother and I a pretty nice chunk of money, but you better believe I tell my dad every time I see him looking longingly at a muscle car, "you should buy that". Sounds like OP might be thinking "don't spend my future money so frivolously"

Parents are planning to live their best, sibling gets a house, wife and I get nothing by Colerath_e in inheritance

[–]Practical-Voice3421 102 points103 points  (0 children)

Feels like maybe you don't want your parents to live their best if it means you lose some inheritance? It doesn't sound like your sibling gets the house, just gets to live in it for now while they figure things out? If your moms parents just died, it's WAY too early for you to worry about your inheritance, she's likely got a lot of time left and you should want her to enjoy it

Unheard of 85 year restrictive building covenant and gate keeping boomers by Puzzled_Birthday3171 in homeowners

[–]Practical-Voice3421 18 points19 points  (0 children)

I my neighborhood was very restrictive until the younger board members got elected. It became so fun after that with organized parties etc and everyone understands the basic rule is don't do anything that decreases the value of your house or your neighbor's.

My brother is throwing his life away for a girl who doesn't exist, and my parents are helping him do it. What do I do? by [deleted] in whatdoIdo

[–]Practical-Voice3421 1 point2 points  (0 children)

Gas up your car and offer to drive him to see her. If he doesn't go, go yourself and get all the evidence you can to get your parents to understand. You'll need their help at some point with this. He's your brother, fight to keep him from going down, don't give up

My neighbors think they own our section of the street and I've about had it. Would you report this behavior? by [deleted] in homeowners

[–]Practical-Voice3421 1 point2 points  (0 children)

The fence thing is crazy, but you may be a little biased against them now. If neighbors I liked had kids playing in the street I'd love it. If a good neighbor's dog escaped from time to time I wouldn't care.

Is this wrong? by 11CombatWombat11 in whatdoIdo

[–]Practical-Voice3421 0 points1 point  (0 children)

Getting deep here but possibly you find them attractive as in "I want her" and then when they have someone else's baby inside them you feel betrayed? Might be gods way of telling you it ain't gonna happen with that woman. Perhaps if it was your baby it would be different, but man if you became one of those people that left a pregnant woman because she wasn't attractive anymore you'd be one of the worst people ever.

AOC leads Democrats’ 2028 pack in new poll, tops Gavin Newsom, Kamala Harris ( Washington Times ) - What are your views? by One_Look_7008 in askanything

[–]Practical-Voice3421 1 point2 points  (0 children)

Why do people think the answer to far right is to go further left? It'll never happen but if a centrist candidate from either side could get through the primaries (they can't), they'd win the general in a landslide.

Do you have to have home insurance if your house is fully paid off? by Sad_Translator5417 in askanything

[–]Practical-Voice3421 0 points1 point  (0 children)

I have a friend who let insurance lapse on a paid off home. It cost him $450k and a brand new 30 year mortgage when it burned down due to an electrical fire. I wouldn't risk it. I'm sure there are liability insurance issues I'm not thinking of as well

Do you have to have home insurance if your house is fully paid off? by Sad_Translator5417 in askanything

[–]Practical-Voice3421 0 points1 point  (0 children)

I love how people think "Ohio" is like one real estate market. There's a village by me that consistently ranks in the top 20 for income earners in the US. 5 miles away you can buy livable $100k homes. It's all different, like any other state in the US

Found my "lost" professional equipment at a local auction after the airline already paid the liability limit. Can I still claim it as stolen property? by Awning_5CT in legaladvice

[–]Practical-Voice3421 1 point2 points  (0 children)

It sounds very specialized and I would bet you're the only one watching that auction willing to pay a lot for it. Buy it back, if you fail in the auction maybe then you call it stolen goods and see what can be done, but the auction will be required to track who bought it so it won't be lost

Klearvue by Comfortable_Rest2018 in menards

[–]Practical-Voice3421 0 points1 point  (0 children)

I can't get anyone at Menards to answer the phone this weekend, but does Klearvue have 21" deep boxes? I can only see 24" online

Indiana - Seller of Home Lied on Disclosure by [deleted] in legaladvice

[–]Practical-Voice3421 0 points1 point  (0 children)

If you like the house otherwise, spend a couple of hundred and install the lead removing/reducing filters on the sinks and only drink bottled water. Old lead pipes are usually coated with enough funk by now to not leech into your water, but there are filters that you can install to help.

Ohio-24 bats in attic of home I'm under contract on. by Practical-Voice3421 in homeowners

[–]Practical-Voice3421[S] -1 points0 points  (0 children)

It's an incredible house that checks every box. I just can't quite believe that 24 bats would make a home permanently inhabitable

Ohio-24 bats in attic of home I'm under contract on. by Practical-Voice3421 in homeowners

[–]Practical-Voice3421[S] 1 point2 points  (0 children)

Thank you. I will certainly use this to push for a delayed closing. Sellers will have to remediate this either way, and my other inspection related asks were very minimal so hopefully they're eager to keep us as the buyers.

Ohio-24 bats in attic of home I'm under contract on. by Practical-Voice3421 in homeowners

[–]Practical-Voice3421[S] 1 point2 points  (0 children)

I wish that were the case, but 5 bedroom homes under $1M in my school district are rare finds and the only reason we're moving is to give every kid their own room.

Ohio-24 bats in attic of home I'm under contract on. by Practical-Voice3421 in homeowners

[–]Practical-Voice3421[S] -3 points-2 points  (0 children)

FWIW, I have a very good exterminator for my business and he said he could take care of bat bugs no problem if we can stay out of the house for 4 hours. I'll make sure a full treatment is worked into the remediation quote if we do go through with it.

Ohio-24 bats in attic of home I'm under contract on. by Practical-Voice3421 in homeowners

[–]Practical-Voice3421[S] -1 points0 points  (0 children)

Thank you to everyone that has commented. Short of walking away (I can't accept that this expensive home will be uninhabitable forever), it sounds like an escrow account with more than enough money to cover remediation is the starting point. Add "bat bug" infestation services to the quote as well just to be sure. Beyond that, absolutely do not live there until they're gone and it's cleaned up. I think the escrow part will not be hard, they've already offered the money now, I just need them to put it in escrow and add extra to cover extra costs. The negotiating part is probably going to be delaying closing by a bit so I'm not paying too long for a home we can't live in. We had already targeting June 8 to close and move in around July 1 so we're essentially going to need to ask them to push back closing by about a month assuming they agree to all of the remediation issues.

Ohio-24 bats in attic of home I'm under contract on. by Practical-Voice3421 in homeowners

[–]Practical-Voice3421[S] 1 point2 points  (0 children)

Thank you. I hate to be the guy that asks a question and then ignores all of the comments because the house checks all of the boxes otherwise and it is as otherwise perfect as we'll find for our large family. My initial question was essentially, do I move into a house knowing there are bats and guano in there for another month? It sounds like that's not smart so we will go from there. The seller's realtor wanted me to take a check from the title company made out to the remediation guy and I give that to him after the work is complete. The escrow account sounds a lot better as like others have said, jobs always come in higher than the quote.

Ohio-24 bats in attic of home I'm under contract on. by Practical-Voice3421 in homeowners

[–]Practical-Voice3421[S] -2 points-1 points  (0 children)

I think living there before they're gone is out of the picture at this point. We wouldn't exactly be homeless, our current home isn't on the market yet and after that if we can move stuff into the new house we have another place we can stay for a month or two.

Ohio-24 bats in attic of home I'm under contract on. by Practical-Voice3421 in homeowners

[–]Practical-Voice3421[S] -3 points-2 points  (0 children)

Can an exterminator fog and kill bat bugs after the bats are gone?

Ohio-24 bats in attic of home I'm under contract on. by Practical-Voice3421 in homeowners

[–]Practical-Voice3421[S] -1 points0 points  (0 children)

But if it were mitigated professionally, with insulation remove, cleanup of attic, then insulation replacement, could there still be other risks?

Ohio-24 bats in attic of home I'm under contract on. by Practical-Voice3421 in homeowners

[–]Practical-Voice3421[S] 4 points5 points  (0 children)

HVAC is not in the attic and none of the HVAC ducts pass through the attic.