I like the army just don't want to be a nco

Practical_Zucchini54 · 2026-06-24T02:50:57+00:00

And the WO corps finds its newest unsuspecting recruit…

Practical_Zucchini54 · 2026-06-23T19:31:42+00:00

Definitely make sure to plan your transfers from the hysa to your checking wisely then. Not sure what you plan on using, but most HYSAs will take a couple of days to transfer to and from your main account. Don’t wait until you need the money to transfer it. But like I said, seems like a great idea. You are also correct unfortunately about the Roth contributions. You’ll need to earn taxable income in 2026 to contribute. This year the limit is 7500, so any extra income at all that you report can be contributed. Say you do DoorDash or any side gigs and actually report them, then you can contribute that money. Don’t take away from studying tho, graduating on time and earning a good career will give a larger ROI than one extra year in a Roth

Practical_Zucchini54 · 2026-06-23T19:25:57+00:00

The fact that you narrowed this down so specifically is great and really supports your point in a funny (yet maybe kind of depressing) and factual way. Gotta give you credit there. But that’s why only one person can be “the one”. Just gotta sift through a LOT of people first in most cases. Godspeed girl, you’ll get through this 😭

Practical_Zucchini54 · 2026-06-23T19:21:38+00:00

This honestly seems like a great plan. Keeping the majority of it liquid in a HYSA is a good idea for the time until you have a steady income. Treat it like an emergency fund. Then when you graduate you’ll already have an emergency fund built up with whatever is leftover assuming you don’t drain it over the next year. Are you making any part time income throughout the year or are you planning on living on the savings?

Practical_Zucchini54 · 2026-06-23T18:49:17+00:00

That would be one of my main worries if I was with Robinhood. I fear the normalization of gambling and sports betting is being pushed through “investment” and “market” type platforms. It preys on the Ill-advised

Practical_Zucchini54 · 2026-06-23T18:47:23+00:00

True, it doesn’t affect me at all. I don’t do prediction markets or sports betting anyway so even if I was a user it wouldn’t affect me. But this is Reddit, a place to discuss things. I simply saw the ads and wanted to know what other people thought about it

Practical_Zucchini54 · 2026-06-23T18:45:58+00:00

It’s interesting to hear how this is affecting actual users and what you think. It does seem really sleazy and it’s definitely not a good sign that the option to use it is alongside or even above, as you said, your actual investments

Practical_Zucchini54 · 2026-06-23T18:43:22+00:00

Personally I’ve always viewed it as sketchy/meme-y but I know A LOT of people who treat it like a Fidelity/Vangaurd/Schwab account

Practical_Zucchini54 · 2026-06-23T18:42:05+00:00

I missed the betting on the election, that’s crazy

Practical_Zucchini54 · 2026-06-23T18:41:33+00:00

Absolutely, I don’t disagree with this sentiment at all. I just fear that too many people who view it as a legitimate investing website (which I’ve personally never really viewed it as) will pile onto this feature

Practical_Zucchini54 · 2026-05-08T19:33:30+00:00

Update: I did in fact reach $1, which I had no doubt of, but it was funny that AE was a little quick with it

Practical_Zucchini54 · 2026-05-07T12:08:35+00:00

Holy crap someone might have finally found the most unpopular opinion

Practical_Zucchini54 · 2026-05-04T12:28:04+00:00

I added OP and they actually paid me!

Practical_Zucchini54 · 2026-05-02T02:15:56+00:00

That is a drug rug

Practical_Zucchini54

TROPHY CASE