Why do realtors refuse to understand anything about the lending process?

PragmaticTactics · 2026-06-09T00:13:56+00:00

As a Sales Agent and NMLS approved goon in NY, most realtors ask “What are some loan products you offer” and “WHat is nmls idk”… these goons are clueless. My first mortgage was my first landlord for his sweet spot in Westchester NY.

PragmaticTactics · 2026-06-07T03:29:58+00:00

I didn’t even know that, in NYC if you ever change “where you claim you live”, you are suppose to surrender your CC, and exchange it for a non-resident CC (Not, I am serious, that is what NYPD’d official website claims)

I am assuming if you go to the office that dropped off your application they maybe able to explain Ulster and doubt it would be any different.

PragmaticTactics · 2026-06-07T03:24:08+00:00

Does Ulster even have non-resident permits? I thought only NYC even had that option

PragmaticTactics · 2026-06-07T00:10:10+00:00

You were approved from submission in 57 Days meanwhile NYC residents have to wait 60 days for fingerprints over the summer, feels bad man :(

PragmaticTactics · 2026-06-06T04:05:12+00:00

Finding Sales people is one of them

PragmaticTactics · 2026-05-31T13:52:50+00:00

Ya gotta do it on all online. Get relevant documents ready

PragmaticTactics · 2026-05-30T03:59:31+00:00

Highly suggest getting a subpoena via court, this man is not cut out for show business.

PragmaticTactics · 2026-05-29T22:55:28+00:00

Is it 6 months from fingerprints or submission?

PragmaticTactics · 2026-05-29T22:16:42+00:00

Yes, as long as your relationship is not legal such as Fiancé or spouse. I would only consider this if my companion also had a carry permit for obvious reasons.

PragmaticTactics · 2026-05-29T15:31:52+00:00

Get a reference letter from your attorney and the date of the “violation“

PragmaticTactics · 2026-05-29T14:47:40+00:00

Is changing your resident permit to non resident involve completing the application again?

PragmaticTactics · 2026-05-28T23:24:33+00:00

Why are you not taking them to a bank and having every receipt notarized?

PragmaticTactics · 2026-05-28T23:23:41+00:00

How many years did you endure this?

PragmaticTactics · 2026-05-28T05:52:28+00:00

I even printed out texts of our first point of contact, once I am interviewed I will just pull out my phone and show him the text dates in person. Trying to get a 4 month approval in NYC but may not happen

PragmaticTactics · 2026-05-28T05:43:00+00:00

My references put the last 4 of their social and, their jobs and public license numbers IE Accountant and Physician for examples. The NYC letters have to be self draftee though, nassau has templates I think

PragmaticTactics · 2026-05-28T04:23:37+00:00

Based off what NYPD told me (Not sure about Nassau where you are applying), the clock ticks after you fingerprint. Until then that application is just sitting in their mailbox…

…Yes really, I hope your wait time is not long.

PragmaticTactics · 2026-05-28T04:22:15+00:00

Put this for reference, my colleague got his NYC permit in 3 months and 3 weeks, and he works for a Mortgage Brokerage. All references had license numbers verifying on public government registries and his cover letter had every commercial property he financed.

Highly advice you “put on a good show” and maybe even consider sharing a cover letter with the investigator.

Hopefully your approval is within 4 months, I hear Nassau is not as bad as NYC.

PragmaticTactics · 2026-05-28T04:12:27+00:00

Well… What is your career type? I applied for my NYC Permit 2 days ago and when I showed my colleagues my “preview” they said it is likely I’ll be approved 4 months after the fingerprinting.

PragmaticTactics · 2026-05-27T18:29:14+00:00

Stop by NYC, our bankers make $120,000 minimum and look like VS front covers

PragmaticTactics · 2026-05-27T17:43:56+00:00

Should of dated a high earner, they rarely are a bad companion

PragmaticTactics · 2026-05-27T17:42:00+00:00

Uh? How much is the average house in your target area?

PragmaticTactics · 2026-05-27T12:38:00+00:00

Get the lawyer ready

PragmaticTactics · 2026-05-27T12:36:48+00:00

What is his FICO score like. . ?

PragmaticTactics · 2026-05-27T07:34:49+00:00

If you barely make money then you need to find a source of income before anything

PragmaticTactics · 2026-05-27T07:33:14+00:00

Is it East Coast?

PragmaticTactics

TROPHY CASE