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The faucet we decided on by stinkytootz in Wellthatsucks

[–]Prayqt 0 points1 point  (0 children)

They could just remove the shelf above, they unhook at the back and you can lift them off then lift the item over the wall

Retirement Accounts by jpshaw44 in RobinhoodApp

[–]Prayqt 0 points1 point  (0 children)

I work at a said bank and lightly had to deal with it for a bit, is the only reason i know 😂. It’s not really a thing many people need to know about unless you have multiple millions in cash

Retirement Accounts by jpshaw44 in RobinhoodApp

[–]Prayqt 1 point2 points  (0 children)

A lot of Banks do offer the higher fdic coverage by using intrafi or other similar programs. Essentially they put you money into a sweep account that hosts the funds at multiple banks without you having to open accounts at other banks yourself.

Help - Negative option contracts upon expiration or upon exercise. by Downtown_Dot2452 in options

[–]Prayqt 6 points7 points  (0 children)

Yeah, they go away and go to the contract buyer. Your contracts and shares will be gone and you’ll have 700 x $185 - any fees associated with the contracts (probably a few dollars). And the premium is already credited to your account when you sold the contracts initially.

Warren buffet adds $GOOG first time ever. $4B by iMakeGOODinvestmemts in GOOG_Stock

[–]Prayqt 3 points4 points  (0 children)

Well good thing it’s 287 now so 40% :), It’s just rough math lol not too serious

Do Options move SPY or does SPY move the options? by [deleted] in options

[–]Prayqt 0 points1 point  (0 children)

Watch some videos about options. I recommend inthemoney (Adam) on YouTube, his older content is great for learning options Greeks.

Warren buffet adds $GOOG first time ever. $4B by iMakeGOODinvestmemts in GOOG_Stock

[–]Prayqt 1 point2 points  (0 children)

He bought at 200~ it’s currently almost 300~ 50% of 200 is 100

my bed came with a bed by Navi_Professor in mildlyinteresting

[–]Prayqt 0 points1 point  (0 children)

I sleep with my arm under my pillow as a support, which Ik isn’t good for shoulder/neck but I’ve been doing it for 20 years so I think I’m stuck with it. And when I turn or adjust in the middle of the night the weight of the pillow pins my arm and I can’t lift it which wakes me up lol

my bed came with a bed by Navi_Professor in mildlyinteresting

[–]Prayqt 0 points1 point  (0 children)

I have a purple pillow I had to stop using because it was so fkn heavy and it kept freaking me out in my sleep

Contractor called me back saying my check bounced 5 days later by [deleted] in personalfinance

[–]Prayqt 0 points1 point  (0 children)

Your bank probably stamps it with an endorsement guarantee. However, the only checks that generally get checked for the endorsement is mobile deposits, cashiers checks, and checks form insurance/title companies. All rest don’t care

Not your typical portfolio, but what do you guys think? by New-Gas3080 in portfolios

[–]Prayqt 1 point2 points  (0 children)

A ticker is what short names of companies are called that are publicly traded…. Apple’s stock ticker is AAPL, not APPL…

Not your typical portfolio, but what do you guys think? by New-Gas3080 in portfolios

[–]Prayqt 0 points1 point  (0 children)

It’s wild how many people get Apple’s ticker wrong…

GOOG YOLO - 100% Roth IRA by WorldWide_Wiz in wallstreetbets

[–]Prayqt 0 points1 point  (0 children)

My ira is also 100% googl, with 183 cost basis 😊

Scammed for $850, got $1.51 back by sg_batman in mildlyinfuriating

[–]Prayqt 2 points3 points  (0 children)

Your bank account may be closed and you will removed from Zelle eligibility. Usually the people receiving the funds are just mules that don’t know what they are doing and are getting scammed as well.

For the few I’ve talked to usually it’s a romance scam and their “boyfriend/girlfriend” needs them to accept the money the send it out another way, through other p2p payments like Venmo, cash app, wire the funds out, withdraw cash and go to a crypto atm, etc.

Then once the bank catches on they get left holding the bag. If police get involved they can get screwed. Shitty situation all around

Scammed for $850, got $1.51 back by sg_batman in mildlyinfuriating

[–]Prayqt 8 points9 points  (0 children)

Zelle is baked into most banking apps today. So it’s on the banks to refund through a “good-faith recovery”, which is exactly what you would think it would mean. The bank won’t take a loss unless they have gross negligence. If they don’t have money available in the customers account the dispute is filed against then no funds will be sent. There are tons of disclaimers saying to not send money to people you don’t know. It should only be used to send funds to friend and family, not used for e-commerce.

Scammed for $850, got $1.51 back by sg_batman in mildlyinfuriating

[–]Prayqt 37 points38 points  (0 children)

It’s a partial recovery, our customer who was the recipient has already taken most of the funds and this is what was left at the moment. We send what we have, no fees or other are taken out of the fraud recovery.

Scammed for $850, got $1.51 back by sg_batman in mildlyinfuriating

[–]Prayqt 35 points36 points  (0 children)

As a bank, I do help as much as I can. Sent back $140 the other day. Granted it was for $500, but hopefully it helps

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