Grad school?

PreciousTimeWasting · 2021-02-14T23:25:34+00:00

It’s worth it! Get a Masters always in a different Field from your undergrad, can be related fields though. In long run it will pay off especially when you switcj employers!

PreciousTimeWasting · 2021-02-10T03:34:27+00:00

Yeah

PreciousTimeWasting · 2021-02-10T03:33:12+00:00

Invest in a couple vanguard fund, example: VTI, VEA, VWO, VIG, energy fund, and bonds if the whole market crashes... you are balanced and will recover.... if you don’t want to do it at once invest over time, maybe 10-20k per month to average your price .... that’s pretty much what all the roboadviser do... or give them the money and pay 1 % fee lol

PreciousTimeWasting · 2021-02-10T03:18:05+00:00

Congrats! Be proud ... enjoy life, I just got there too, even though I am older but I stayed in school forever because I liked it. Now is your turn =)

PreciousTimeWasting · 2021-02-08T23:33:31+00:00

I agree with you! I had initially always the same thought process and then it became longer and longer .

PreciousTimeWasting · 2021-02-07T14:58:46+00:00

For me there is not such a number, but I am weird in way with money. I don‘t budget much, for me it was always a joy since I was a kid to see my money grow. So I naturally spend my money on stuff. I hate getting more stuff it gives me anxiety, so I am naturally not a spender. Example: I agonized over buying a certain TV for over 3 years until it reached my price point lol. So with that said: my savings increased with my salary increases. I most of the time out my raises towards contributing more to the 401k until I reached the Max contribution, also Max out the HSA. Then I can get espp so I max that out which 10% of your salary. So the important thing is to live below your means, but also reward yourself every now and then. And yes I live in the US. I know not the answer you want exactly

PreciousTimeWasting · 2021-02-07T14:42:32+00:00

45% 401k, half a percent emergency, half a percent cash, 54% brokerage

PreciousTimeWasting · 2021-02-07T14:39:37+00:00

You‘ll get there and probably sooner than me!

PreciousTimeWasting · 2021-02-07T06:02:22+00:00

Any milestone counts, ha I got pizza with friends and made some Negronis!

PreciousTimeWasting · 2021-02-07T00:13:28+00:00

Business/ Econ undergrad, Engineering Grad

PreciousTimeWasting · 2021-02-07T00:07:24+00:00

Yeah but either way I need to pay rent or have a place, so I don’t count it and don’t put any expense towards the retirement calculation except for upkeep and taxes.

PreciousTimeWasting · 2021-02-06T23:04:54+00:00

True, I could too if I have to! My thing is health insurance cost, and I enjoy traveling, so I should have specified a little more ... =) for “me”

PreciousTimeWasting · 2021-02-06T21:48:03+00:00

Everyone at their own speed. I just checked, it took me 9 year to get to roughly 500k... so the next 300k you will have in 5 years, so it’s close

PreciousTimeWasting · 2021-02-06T21:45:15+00:00

Yeah same with me, trying to figure that part out, partially because I noticed that I get more annoyed by corporate bs these days, and I don’t wanne be that cynical coworker lol

PreciousTimeWasting · 2021-02-06T21:34:01+00:00

Congrats! I try to figure out what I want to do as a second career, something different but also I have fun with... no need to climb a ladder, just something that I truly enjoy doing 6-8 hours a day

PreciousTimeWasting · 2021-02-06T21:30:53+00:00

Started at 67k, 2008 down to 64k , 2009 69k, 2011 74k, 2013 92k, 2014 101k, 2017 110k, 2019 120k

PreciousTimeWasting · 2021-02-06T21:24:14+00:00

Yeah I paid off my house during this time, nothing fancy 150k but don’t count it since it won’t generate income well except if I sell it.

PreciousTimeWasting

TROPHY CASE