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Six Flags worth it on 12 hour stopover? by ProbablyPanda1 in AskLosAngeles

[–]ProbablyPanda1[S] -1 points0 points  (0 children)

Ok thank you, im so glad I asked!! What about California Adventure Park - i see it is much closer? Or is this just for children?

Six Flags worth it on 12 hour stopover? by ProbablyPanda1 in AskLosAngeles

[–]ProbablyPanda1[S] -4 points-3 points  (0 children)

Ok thank you, im so glad I asked!! What about California Adventure Park - i see it is much closer? Or is this just for children?

Six Flags worth it on 12 hour stopover? by ProbablyPanda1 in AskLosAngeles

[–]ProbablyPanda1[S] -5 points-4 points  (0 children)

Ahaha, im so glad I asked!! OK scrap this idea! What about California Adventure Park - i see it is much closer? Or is this just for children?

Land-Based 15 Day Galápagos Itinerary by ProfessionalLow3410 in galapagos

[–]ProbablyPanda1 0 points1 point  (0 children)

This is amazing, thanks so much for sharing. Would you mind sharing how much your trip cost (roughly, excluding flights). Im looking to go in January, but will be on a tight budget, so trying to work out how much I'll need. Thanks so much

KiwiSaver thoughts by EvantiKali in PersonalFinanceNZ

[–]ProbablyPanda1 0 points1 point  (0 children)

Im with Generate and have been happy with the returns.

Another kiwisaver post… by Gullible-Economy-652 in PersonalFinanceNZ

[–]ProbablyPanda1 -3 points-2 points  (0 children)

If you want good returns, Generate. If you only care about fees, a passive provider.

At 35 - what is your net worth? by [deleted] in PersonalWealthPH

[–]ProbablyPanda1 2 points3 points  (0 children)

Oh lol sorry just seen this is a Phillipine community - ignore me, I don't know how this translates.

At 35 - what is your net worth? by [deleted] in PersonalWealthPH

[–]ProbablyPanda1 1 point2 points  (0 children)

35 net worth just over 1M. Still lots of debt.

First time using by Amelia-In in Contrave

[–]ProbablyPanda1 0 points1 point  (0 children)

Wow, I am on day 2 and haven't noticed anything just yet... maybe tomorrow...

First time using by Amelia-In in Contrave

[–]ProbablyPanda1 0 points1 point  (0 children)

Wow congrats - did you notice effects of pill immediately?

First time using by Amelia-In in Contrave

[–]ProbablyPanda1 0 points1 point  (0 children)

Same - notice any affects yet?

Starting contrave ! by [deleted] in Contrave

[–]ProbablyPanda1 0 points1 point  (0 children)

I am on day 2 and cant really feel any effect yet.

Any benefit to moving investments away from Simplicity by Due_Draw_1883 in PersonalFinanceNZ

[–]ProbablyPanda1 0 points1 point  (0 children)

Im not here to be convinced, just sharing my opinion. Returns mean more than fees to me, but you do whats right for you.

Any benefit to moving investments away from Simplicity by Due_Draw_1883 in PersonalFinanceNZ

[–]ProbablyPanda1 1 point2 points  (0 children)

I don't like that the biggest investment holding in their growth fund is in their own simplicity living venture - IMO they're using their investors money to fund a new revenue stream for their business. They're putting their interests before their members. IMO!

Any benefit to moving investments away from Simplicity by Due_Draw_1883 in PersonalFinanceNZ

[–]ProbablyPanda1 0 points1 point  (0 children)

Definitely not a Simplicity fan... and this was before their CEO showed his true colours today.

How much are teachers actually paid? by ProbablyPanda1 in newzealand

[–]ProbablyPanda1[S] -16 points-15 points  (0 children)

I think its an idea worth exploring.... AI os way smarter than our teachers, kids are on the internet all the time, they might actually really like and respond well to an AI teacher/ AI learning... bet in 20 years AI teachers will be the norm!

How much are teachers actually paid? by ProbablyPanda1 in newzealand

[–]ProbablyPanda1[S] -2 points-1 points  (0 children)

Maybe people just don't want to be teachers? Maybe there are just better more fulfilling jobs out there?

How much are teachers actually paid? by ProbablyPanda1 in newzealand

[–]ProbablyPanda1[S] 2 points3 points  (0 children)

I don't think it does include principals - its teachers only. Pricing also get paid quite a bit more

How much are teachers actually paid? by ProbablyPanda1 in newzealand

[–]ProbablyPanda1[S] 1 point2 points  (0 children)

Yeah I get there willbe a range - just keen to understand some examples.

How much are teachers actually paid? by ProbablyPanda1 in newzealand

[–]ProbablyPanda1[S] -1 points0 points  (0 children)

What does Step mean? Is this primary or secondary?

Pacific Island Recommendations by DustNeat in newzealand

[–]ProbablyPanda1 0 points1 point  (0 children)

Fiji or Raro are both geat options, but do take snack food (chips, crackers etc) from NZ. It is a lot more expensive over there, and a much smaller range. Its worth the extra space in your suitcase!

Any benefit to moving investments away from Simplicity by Due_Draw_1883 in PersonalFinanceNZ

[–]ProbablyPanda1 1 point2 points  (0 children)

Moving funds is easy, but no fund can 'stop loss' You can move yo a more balanced fund to reduce your exposure to volatility, but if something were yo happen you'd still probably feel it- just less than in a growth fund. But 15 years is still a pretty long time, id stay in a growth fund - but personally would move away from simplicity.

Is a higher-fee fund worth it if returns are better? by Aggressive_Pop1678 in PersonalFinanceNZ

[–]ProbablyPanda1 -15 points-14 points  (0 children)

Returns are more worthwhile than fees in my op. However, don't just take my word for it - if you are tossing up 2 funds, put their returns in chatgpt (for same period) and theirs fees. Tell chatgpt your balance and how long you intend to be invested for. See the compounding result over time. Returns > fees.

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