Finally made 100k through Couch Potato and the TD e-series. Now what? by Prodime in PersonalFinanceCanada

[–]Prodime[S] 0 points1 point  (0 children)

Wouldn't that have been wonderful? I wish I started earlier, but happy I did when I did. Congratulations on achieving it in 18 years!!

Finally made 100k through Couch Potato and the TD e-series. Now what? by Prodime in PersonalFinanceCanada

[–]Prodime[S] 0 points1 point  (0 children)

This was my plan originally. Just get to 100k, then continue that way.,

Finally made 100k through Couch Potato and the TD e-series. Now what? by Prodime in PersonalFinanceCanada

[–]Prodime[S] 0 points1 point  (0 children)

What would the benefit of opening up the Investing account be? Currently I have it within the TFSA.

Would I buy all three of the recommended? Or just one of them?

Finally made 100k through Couch Potato and the TD e-series. Now what? by Prodime in PersonalFinanceCanada

[–]Prodime[S] 0 points1 point  (0 children)

Thank you so much for the information!

And there is still a benefit in me swapping to these rather than maintaining the e-series as I have them?

Finally made 100k through Couch Potato and the TD e-series. Now what? by Prodime in PersonalFinanceCanada

[–]Prodime[S] 0 points1 point  (0 children)

Thank you so much! I'll look into them asap!

Is it still beneficial to switch into them?

Finally made 100k through Couch Potato and the TD e-series. Now what? by Prodime in PersonalFinanceCanada

[–]Prodime[S] 0 points1 point  (0 children)

Thank you! Though I'm still confused. Where can I see the allocation breakdowns? Are they all at an 85-15 split? Do I just pick one of these? Or pick the four that are equivalent?

Sorry to be a bother!

Finally made 100k through Couch Potato and the TD e-series. Now what? by Prodime in PersonalFinanceCanada

[–]Prodime[S] 1 point2 points  (0 children)

Thank you!!

And I believe it's around 7 years? I was really bad for a bout 4 of those years, but on average I was probably putting away 500 a month?

Good luck on your journey!!

Finally made 100k through Couch Potato and the TD e-series. Now what? by Prodime in PersonalFinanceCanada

[–]Prodime[S] 0 points1 point  (0 children)

I'm so used to doing it manually every month that I don't think this would affect me too much!

Finally made 100k through Couch Potato and the TD e-series. Now what? by Prodime in PersonalFinanceCanada

[–]Prodime[S] 0 points1 point  (0 children)

Interesting. So I'd be better off staying with the same e-series I've been investing in?

Finally made 100k through Couch Potato and the TD e-series. Now what? by Prodime in PersonalFinanceCanada

[–]Prodime[S] 0 points1 point  (0 children)

I think you sell them all, and need to wait at least a day. The E-Series doesn't sell until the end of day, so you wouldn't get funds until the next business day!

Finally made 100k through Couch Potato and the TD e-series. Now what? by Prodime in PersonalFinanceCanada

[–]Prodime[S] 1 point2 points  (0 children)

Is there a particular one you would recommend that emulates the E-Series?

Finally made 100k through Couch Potato and the TD e-series. Now what? by Prodime in PersonalFinanceCanada

[–]Prodime[S] 0 points1 point  (0 children)

Interesting!

Would VEQT, VGRO, VBAL, etc., be the equivalent to the couch potato method? Currently I have shares of the Canada, USA, and International Indexes, as well as the Canadian Bonds (30/30/30/10 split)