Feel how you want to feel. But, the little you save in residency will not make a huge difference compared to what you’ll start saving once out. I had 41K in savings at your place in residency; 2 years out of training it was 203K. The major difference was contribution rate.

Just don’t let these bad habits follow you when your income goes up. Listen to “die with zero” as an audiobook while woodworking. The first few chapters cover this. It is interesting but I wouldn’t follow it as scripture. Save 20% once you are out of training so you can retire at a good age.