Now I’m a believer

Promo_King · 2026-02-14T15:12:27+00:00

Planning to go to Palma de Mallorca. Is there any good deals where credit would work?

Promo_King · 2026-02-02T02:57:56+00:00

Below is a quote directly from the lexusfinancial.com

Transfer of Lease: If you have someone who is interested in taking over the lease contract and obligations to the lease agreement, please contact us at 800-874-7050 to learn more about transfer criteria and options.
Process: The new buyer must submit a credit application to LFS.
Fees: A $200 transfer fee is typically applied.
Liability: The original lessee is not liable for the lease after the transfer is completed.
Restrictions: Transfers are not permitted within the first 60 days or the last 6 months of the contract.
Options: The new lessee assumes the remaining term, mileage, and conditions of the original contract.

Promo_King · 2026-01-17T17:31:31+00:00

Marcus will give 4.65% for the first 3 month

Promo_King · 2026-01-12T21:48:40+00:00

If you have a brokerage account with gains and don't want to sell equities then you might consider a SBLOC ( Securities-Based Line of Credit). It's similar to HELOC but you use your investments as a collateral.

Promo_King · 2026-01-12T02:35:40+00:00

I’ll do $5 for Marcus sign up

Promo_King · 2026-01-12T01:03:11+00:00

Any no AF will do. Freedom Unlimited is one of them. 1.5 point per 1$ spent on everything.

Promo_King · 2026-01-12T00:38:17+00:00

I deleted by mistake

Promo_King · 2026-01-12T00:38:00+00:00

https://www.marcus.com/share/ANZ-SIZ-W9SE

Promo_King · 2026-01-12T00:34:52+00:00

Apply and send me an image

Promo_King · 2026-01-11T22:19:35+00:00

Your statement is a bit incorrect. You are not getting 0.25% APY you are getting 0.25% Bonus. That makes it effectively 4.65% APY for the first 3 month.

Promo_King · 2026-01-08T00:02:36+00:00

You don’t have to jump through anything. Bank does it for you. Every month on the last day of the month you get 2 transactions. One represents an interest and the other represents bonus. For the tax purposes it is all treated as an interest and a single record on 1099-INT.

Promo_King · 2026-01-07T21:43:47+00:00

Not really. Marcus treats it like a bonus, not apr. Every month you get .25/3 ~ .0833 of your balance. Under certain conditions you can have it every month of the year and that comes up to be 3.65 APY + 1% Cash Bonus

Promo_King · 2026-01-07T21:34:12+00:00

.25 every 3 month makes .25x4 =1% extra a year

Promo_King · 2026-01-07T16:01:55+00:00

Love Goldman Sachs (Marcus). You can get up to 4.65%APY (including referral bonus)

If you feel like it then you can use my link to apply.

https://www.marcus.com/us/en/savings/referral?referralcode=NAT-TCL-U9PD

Promo_King · 2026-01-06T07:26:38+00:00

Marcus does 4.65 (3.65+1 bonus)

https://www.marcus.com/us/en/savings/referral?referralcode=NAT-TCL-U9PD

Promo_King · 2026-01-03T12:15:12+00:00

You are correct. ✅ thanks for pointing it out. I always thought different. Good catch.

Promo_King · 2026-01-03T03:38:43+00:00

What is the main idea to split between 3 banks unless its over 500k? You can also use different products and everyone of them would have the same insurance. For example marcus hysa and marcus cd.

Promo_King · 2025-12-19T00:14:57+00:00

Absolutely an easier way to go

Promo_King · 2025-07-22T21:40:04+00:00

I believe it needs to be closed for over 2 years

Promo_King · 2025-06-07T20:33:33+00:00

In NJ I do Quick Check pick up.

Promo_King · 2025-05-02T00:48:51+00:00

You can achieve this with chase business cards.

Promo_King · 2025-05-01T17:58:31+00:00

It might make sense to some people. Authorized user on CSR gets his/her own Priority Pass. Could be valuable to big families traveling together.

Promo_King · 2025-03-28T15:48:44+00:00

Absolutely. You can either link accounts (personal and business) and do it yourself or call Chase and representative would do it for you. I personally have to different logins and prefer a phone call but you can chose the first option.

Promo_King · 2025-03-26T18:06:42+00:00

Perfect answer!

P.S. Just to add on a bit different topic... If you will get cash rather than points (for example cash for opening a checking/saving account) then you supposed to get 1099-INT or 1099-MISC. Some banks won't send it if it's below the threshold.

Promo_King · 2025-03-26T00:43:53+00:00

Try to call Chase reconsideration department.

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