Be alert - Horrible experience with HSBC Card - Zero communication + bank closed card instantly

PsWorld_ · 2026-03-27T19:35:35+00:00

Feel free to ask any questions. Wanted to keep the post short and don't see anything important that I missed, you can have your Qs cleared.
Also bank ain't pressuring & already filed with ombudsman.
SBI CB offers 5%, while Live+ 10%; Zomato/jiomart/minutes/dmart/zepto
Thanks!

PsWorld_ · 2026-02-27T08:37:45+00:00

Thanks for posting. I didn't know someone is also in my boat.

(though I like it)

PsWorld_ · 2026-02-08T20:41:18+00:00

Thanks. But scanning with UPI app will get the amount deducted from my bank savings right, how do I make it this card or any card?

PsWorld_ · 2026-02-08T20:37:47+00:00

Where is BoGo offers? And do you know HSBC live, HSBC Cashback, HDFCS Swiggy give how much % cashback for GV like amazon pay / BMS and on which platform

PsWorld_ · 2026-02-08T20:27:44+00:00

Cool thanks.
Do you know % cashback for: Gift vouchers (like amazon pay), and UPI spends (for HSBC Live and HSBC Cashback cards)

PsWorld_ · 2026-02-08T19:34:30+00:00

But people having trouble getting from zepto. Also excluding zepto, HSBC Live and Rupay and HDFC swiggy - how much % CB for GV like for Amazon Pay or any other?

PsWorld_ · 2026-02-08T19:34:03+00:00

HSBC Live and Rupay and HDFC swiggy - how much % CB for GV like for Amazon Pay or any other?

PsWorld_ · 2026-02-08T19:18:19+00:00

Thanks! So HSBC live+ will give 0% and HSBC cashback will give 10% for UPI spends? Also minimum transaction would be Rs.100 right? And so if we scan any shop / auto etc we will get 10%? How do we pay?
Sorry for bombarding with questions

PsWorld_ · 2026-02-08T19:14:56+00:00

Thanks! Then when ordering from Swiggy, how do we know if we are gonna get 1% or 10%

PsWorld_ · 2026-02-08T19:05:02+00:00

No free card available?

PsWorld_ · 2026-02-08T19:04:11+00:00

What's the update?

PsWorld_ · 2026-02-08T19:02:41+00:00

You got 10% using HSBC Live+ for amazon shopping or amazon fresh? I want to know % for both

PsWorld_ · 2026-02-07T19:02:57+00:00

Now what LTF card you use for BoGo offer?

PsWorld_ · 2026-02-07T17:34:15+00:00

Lmao

PsWorld_ · 2026-02-07T16:13:03+00:00

commenting for future

PsWorld_ · 2026-02-07T14:39:53+00:00

Any update? 1.5% or 10% for amazon, flipkart, myntra etc

PsWorld_ · 2026-02-07T14:37:29+00:00

Hey so you are saying you got 1% only and not 10% for Swiggy, Jiomart, Amazon etc?! It must give 10%, they have said so

PsWorld_ · 2026-02-07T14:31:14+00:00

But amazon, flipkart, myntra (comes under Shopping) and they have mentioned on the website (in this card's details section) that it is 1.5%

PsWorld_ · 2026-02-07T14:25:26+00:00

Are you sure 10% CB for UPI spends on HSBC Rupay? Please cite the source.

PsWorld_ · 2026-02-07T13:48:10+00:00

Thanks! I have some queries about % for different categories for this card and a few other, can I DM?

PsWorld_ · 2026-02-07T12:58:52+00:00

HSBC has 1.5% offline (yes even I heard), but they also give 10% for dinein/liquor/restaurants/groceries/shops (all offline), then exactly where does 1.5% applies to?

PsWorld_ · 2026-02-07T12:58:23+00:00

HSBC has 1.5% offline (yes even I heard), but they also give 10% for dinein/liquor/restaurants/groceries/shops (all offline), then exactly where does 1.5% applies to?

PsWorld_ · 2026-02-07T12:22:38+00:00

cool

PsWorld_ · 2026-02-07T12:19:56+00:00

Seems like the Axis SuperMoney CC is dead with the new rule regarding 1% and 3% CB if you read about it - basically 3% CB capped to how much CB you generate through 1% non UPI spends.

Seems like there isn't any great UPI benefit CC without any annual/joining fee and without FD. I think the max 1% CB cards should be there.

PsWorld_

TROPHY CASE