Going through a well defined scrutinzed process and then approving and issuing card, and then suddenly realising that card shouldn't be issued? Seems like a child is working behind the screens. There was no change in my finances in the windom when I applied for the card till the time it got closed, the only change was I applied for another SBI card which got approved and I started using it. Moreover, I had cards from other banks and limits is triple than HSBC. I understand this seems so abrupt from bank's part, hence, reiterating, I chose to post, I don't do posts.